Cortland Bancorp Financial Ratios

Cortland Bancorp -- USA Stock  

USD 18.05  0.05  0.28%

You can use fundamental analysis to find out if Cortland Bancorp is mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We found twenty-eight available fundamental indicators for Cortland Bancorp which can be compared to its rivals. To make sure the equity is not overpriced, please confirm all Cortland Bancorp fundamentals including its Net Income, Debt to Equity and the relationship between Price to Sales and Cash per Share . Given that Cortland Bancorp has Shares Owned by Insiders of 9 % , we suggest you validate Cortland Bancorp prevailing market performance to make sure the company can sustain itself down the road.Use Cortland Bancorp to enhance returns of your portfolios. The stock experiences normal upward fluctuation. Check odds of Cortland Bancorp to be traded at $18.95 in 30 days

Cortland Bancorp Valuation Over Time

Enterprise Value

Cortland Bancorp Company Summary

Cortland Bancorp competes with Citigroup, Bank of New York, Byline Bancorp, Canadian Imperial, and DEUTSCHE BANK. Its deposit solutions include demand deposits savings money market time deposit and checking accounts. Cortland Bancorps loan portfolio comprises commercial loans consisting of commercial financial and agricultural loans real estate construction and development loans commercial real estate loans small business lending and trade financing and consumer loans such as residential real estate home equity and installment lending. It also offer brokerage and investment services asset management services night depository services automated teller services safe deposit boxes and other miscellaneous services and various Internet and mobile banking options. Cortland Bancorp operates 13 fullservice banking offices located in the counties of Trumbull Portage Ashtabula and Mahoning in Ohio. Cortland Bancorp was founded in 1892 and is headquartered in Cortland Ohio.

Cortland Bancorp Earnings Per Share vs Shares Owned by Institutions

Cortland Bancorp is number one stock in earnings per share category among related companies. It is number one stock in shares owned by institutions category among related companies producing about  7.22  of Shares Owned by Institutions per Earnings Per Share.

Cortland Bancorp Fundamentals

 Better Than Average     
 Worse Than Average Compare Cortland Bancorp to competition
FundamentalsCortland BancorpPeer Average
Return On Equity7.52 % (15.17) %
Return On Asset0.73 % (15.64) %
Profit Margin18.92 % (5.5) %
Operating Margin24.16 % (10.91) %
Current Valuation99.18 M152.14 B
Shares Outstanding4.43 M1.43 B
Shares Owned by Insiders9 % 6.91 %
Shares Owned by Institutions7.36 % 18.37 %
Price to Earning17.65 times40.69 times
Price to Book1.33 times14.44 times
Price to Sales3.34 times17.81 times
Revenue23.88 M9.85 B
Net Income4.52 M517.71 M
Cash and Equivalents19.28 M3.89 B
Cash per Share4.35 times5.17 times
Total Debt33.12 M7.36 B
Debt to Equity9.8 times0.72 times
Book Value Per Share13.52 times13.64 times
Cash Flow from Operations6.86 M1.25 B
Earnings Per Share1.02 times2.3 times
Number of Employees15910.67 K
Market Capitalization79.8 M29.78 B
Total Asset612.44 M126.86 B
Retained Earnings17.85 M38.24 B
Z Score1.2708.73
Last Dividend Paid0.32
< 43% 

Chance of Financial Distress

Cortland Bancorp has less than 43 (%) percent chance of experiencing financial distress in the next 2 years of operations. More Info


Cortland Bancorp Growth Changes

EPS Diluted Growth

EPS Growth

NCFO Growth


Compare Cortland Bancorp To Peers
James Gasior CEO and President Director, CEO of the Cortland Savings and Banking Company and President of the Cortland Savings and Banking Company and Director of the Cortland Savings and Banking Company, CPA
David Lucido CFO, Chief Accounting Officer, Sr. VP, CFO of the Cortland Savings and Banking Company and Sr. VP of the Cortland Savings and Banking Company
More Executives

Opportunity Range

October 17, 2017 Opportunity Range