Cullman Bancorp Stock Today
| CULL Stock | USD 10.40 0.05 0.48% |
Performance0 of 100
| Odds Of DistressLess than 6
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Cullman Bancorp is selling for 10.40 as of the 16th of April 2024. This is a -0.48% down since the beginning of the trading day. The stock's lowest day price was 10.4. Cullman Bancorp has only a 6 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. Equity ratings for Cullman Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 17th of March 2024 and ending today, the 16th of April 2024. Click here to learn more.
Business Domain Banks | IPO Date 19th of April 2013 | Category Financial Services | Classification Financials |
Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various banking products and services. The company was founded in 1887 and is headquartered in Cullman, Alabama. Cullman Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 7.27 M outstanding shares of which 5.06 K shares are currently shorted by private and institutional investors with about 1.59 trading days to cover. More on Cullman Bancorp
Moving against Cullman Stock
| 0.79 | CFG-PD | Citizens Financial | PairCorr |
| 0.76 | RF | Regions Financial Earnings Call This Week | PairCorr |
| 0.75 | NU | Nu Holdings Financial Report 20th of May 2024 | PairCorr |
| 0.63 | TECTP | Tectonic Financial | PairCorr |
| 0.59 | CFG-PE | Citizens Financial | PairCorr |
| 0.44 | KB | KB Financial Group Financial Report 20th of May 2024 | PairCorr |
| 0.44 | WF | Woori Financial Group Earnings Call This Week | PairCorr |
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Cullman Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Cullman Bancorp's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Cullman Bancorp or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| CEO | John Riley | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Financial Strength Based on the analysis of Cullman Bancorp's profitability, liquidity, and operating efficiency, Cullman Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. Financial strength of Cullman Bancorp is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
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Cullman Bancorp's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Cullman Bancorp's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Cullman Bancorp's financial leverage. It provides some insight into what part of Cullman Bancorp's total assets is financed by creditors.
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Cullman Bancorp (CULL) is traded on NASDAQ Exchange in USA. It is located in 316 Second Avenue SW, Cullman, AL, United States, 35055 and employs 57 people. Cullman Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 75.56 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Cullman Bancorp's market, we take the total number of its shares issued and multiply it by Cullman Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Cullman Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 7.27 M outstanding shares of which 5.06 K shares are currently shorted by private and institutional investors with about 1.59 trading days to cover.
Cullman Bancorp currently holds about 24.78 M in cash with 5.86 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.35.
Check Cullman Bancorp Probability Of Bankruptcy
Ownership AllocationThe market capitalization of Cullman Bancorp is $75.56 Million. Cullman Bancorp retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.
Check Cullman Ownership Details
Cullman Stock Price Odds Analysis
Proceeding from a normal probability distribution, the odds of Cullman Bancorp jumping above the current price in 90 days from now is about 70.39%. The Cullman Bancorp probability density function shows the probability of Cullman Bancorp stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days Cullman Bancorp has a beta of -0.743 suggesting as returns on the benchmark increase, returns on holding Cullman Bancorp are expected to decrease at a much lower rate. During a bear market, however, Cullman Bancorp is likely to outperform the market. Additionally, cullman Bancorp has an alpha of 0.0127, implying that it can generate a 0.0127 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
Based on a normal probability distribution, the odds of Cullman Bancorp to move above the current price in 90 days from now is about 70.39 (This Cullman Bancorp probability density function shows the probability of Cullman Stock to fall within a particular range of prices over 90 days) .
Cullman Stock Institutional Holders
Institutional Holdings refers to the ownership stake in Cullman Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Cullman Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Cullman Bancorp's value.| Instituion | Recorded On | Shares | |
| Ubs Group Ag | 2023-12-31 | 4.5 K | |
| Royal Bank Of Canada | 2023-12-31 | 158 | |
| Wells Fargo & Co | 2023-12-31 | 48.0 | |
| Citigroup Inc | 2023-12-31 | 1.0 | |
| Tower Research Capital Llc | 2023-12-31 | 0.0 | |
| Mayfair Advisory Group, Llc | 2023-09-30 | 0.0 | |
| Arcus Capital Partners Llc | 2023-12-31 | 0.0 | |
| Alliancebernstein L.p. | 2023-12-31 | 537.7 K | |
| Brookstone Capital Management Llc | 2023-12-31 | 74.3 K | |
| Vanguard Group Inc | 2023-12-31 | 67 K | |
| Geode Capital Management, Llc | 2023-12-31 | 61.6 K |
Cullman Bancorp Historical Income Statement
Cullman Bancorp Income Statement is one of the three primary financial statements used for reporting Cullman's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Cullman Bancorp revenue and expense. Cullman Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Cullman Bancorp's Total Operating Expenses is quite stable compared to the past year. View More FundamentalsCullman Stock Against Markets
Picking the right benchmark for Cullman Bancorp stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Cullman Bancorp stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Cullman Bancorp is critical whether you are bullish or bearish towards Cullman Bancorp at a given time. Please also check how Cullman Bancorp's historical prices are related to one of the top price index indicators.
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Cullman Bancorp Corporate Directors
Cullman Bancorp corporate directors refer to members of a Cullman Bancorp board of directors. The board of directors generally takes responsibility for the Cullman Bancorp's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Cullman Bancorp's board members must vote for the resolution. The Cullman Bancorp board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Paul Bussman | Independent Director | Profile | |
| William Peinhardt | Independent Director | Profile | |
| Nancy McClellan | Independent Director | Profile | |
| Alan Wood | Executive VP, Director of Lending and Executive VP of Cullman Savings Bank | Profile |
How to buy Cullman Stock?
Before investing in Cullman Bancorp, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Cullman Bancorp. To buy Cullman Bancorp stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of Cullman Bancorp. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase Cullman Bancorp stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located Cullman Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased Cullman Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Cullman Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Cullman Stock please use our How to Invest in Cullman Bancorp guide.
Already Invested in Cullman Bancorp?
The danger of trading Cullman Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Cullman Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Cullman Bancorp. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Cullman Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Cullman Bancorp is a strong investment it is important to analyze Cullman Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Cullman Bancorp's future performance. For an informed investment choice regarding Cullman Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cullman Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis. For more information on how to buy Cullman Stock please use our How to buy in Cullman Stock guide.You can also try the Top Crypto Exchanges module to search and analyze digital assets across top global cryptocurrency exchanges.
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When running Cullman Bancorp's price analysis, check to measure Cullman Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cullman Bancorp is operating at the current time. Most of Cullman Bancorp's value examination focuses on studying past and present price action to predict the probability of Cullman Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cullman Bancorp's price. Additionally, you may evaluate how the addition of Cullman Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Cullman Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cullman Bancorp. If investors know Cullman will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cullman Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.25) | Dividend Share 0.12 | Earnings Share 0.54 | Revenue Per Share 2.38 | Quarterly Revenue Growth (0.09) |
The market value of Cullman Bancorp is measured differently than its book value, which is the value of Cullman that is recorded on the company's balance sheet. Investors also form their own opinion of Cullman Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Cullman Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cullman Bancorp's market value can be influenced by many factors that don't directly affect Cullman Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cullman Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cullman Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cullman Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.