Cullman Bancorp Company Leadership
| CULL Stock | USD 10.40 0.00 0.00% |
Cullman Bancorp employs about 57 people. The company is managed by 12 executives with a total tenure of roughly 150 years, averaging almost 12.0 years of service per executive, having 4.75 employees per reported executive. Inspection of Cullman Bancorp's management performance can provide insight into the company performance.
| John Riley CEO CEO and Presidentident, Director |
| Kim Chaney Chairman Independent Chairman of the Board |
Cullman |
Cullman Bancorp Management Team Effectiveness
The value of Return On Tangible Assets is estimated to slide to 0.01. The value of Return On Capital Employed is expected to slide to 0.01. At this time, Cullman Bancorp's Total Current Assets are quite stable compared to the past year. Other Current Assets is expected to rise to about 45 M this year, although the value of Total Assets will most likely fall to about 319.2 M. Cullman Bancorp's management efficiency ratios could be used to measure how well Cullman Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.The value of Common Stock Shares Outstanding is expected to slide to about 4.9 M. The value of Net Income Applicable To Common Shares is expected to slide to about 2.9 M
Cullman Bancorp Workforce Comparison
Cullman Bancorp is rated below average in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 1,033. Cullman Bancorp holds roughly 57.0 in number of employees claiming about 6% of equities under Financials industry.
Cullman Bancorp Profit Margins
The company has Profit Margin (PM) of 0.24 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.27 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.27.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Net Profit Margin | 0.14 | 0.234 |
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| Operating Profit Margin | 0.28 | 0.299 |
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| Pretax Profit Margin | 0.21 | 0.299 |
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| Return On Assets | 0.0058 | 0.0096 |
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| Return On Equity | 0.0306 | 0.0389 |
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Cullman Bancorp Insider Trading
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Cullman Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Cullman Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Cullman Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
John Riley few days ago Acquisition by John Riley of 6980 shares of Cullman Bancorp at 10.27 subject to Rule 16b-3 | ||
Barksdale Gregory T over two weeks ago Acquisition by Barksdale Gregory T of 267 shares of Cullman Bancorp at 11.4862 subject to Rule 16b-3 | ||
John Riley over three months ago Purchase by John Riley of 6980 shares of Cullman Bancorp | ||
Morton Lynne over six months ago Acquisition by Morton Lynne of 8864 shares of Cullman Bancorp subject to Rule 16b-3 | ||
Paul Bussman over six months ago Cullman Bancorp exotic insider transaction detected |
Cullman Bancorp Notable Stakeholders
A Cullman Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Cullman Bancorp often face trade-offs trying to please all of them. Cullman Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Cullman Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| John Riley | CEO and Presidentident, Director | Profile | |
| John III | President Chairman | Profile | |
| Kim Chaney | Independent Chairman of the Board | Profile | |
| Michael Duke | CFO, Principal Accounting Officer, Sr. VP and CFO of Cullman Savings Bank | Profile | |
| Taira Ugarkovich | Executive COO | Profile | |
| Robin OBerry | Sr. VP, Secretary, Sr. VP of Cullman Savings Bank and Secretary of Cullman Savings Bank | Profile | |
| Paul Bussman | Independent Director | Profile | |
| William Peinhardt | Independent Director | Profile | |
| Nancy McClellan | Independent Director | Profile | |
| Alan Wood | Executive VP, Director of Lending and Executive VP of Cullman Savings Bank | Profile | |
| Robin Parson | Sr. VP, Sr. VP of Cullman Savings Bank and Director of Savings - Cullman Savings Bank | Profile | |
| Katrina Stephens | CFO VP | Profile |
About Cullman Bancorp Management Performance
The success or failure of an entity such as Cullman Bancorp often depends on how effective the management is. Cullman Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Cullman management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Cullman management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.04 | 0.03 |
The data published in Cullman Bancorp's official financial statements usually reflect Cullman Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Cullman Bancorp. For example, before you start analyzing numbers published by Cullman accountants, it's critical to develop an understanding of what Cullman Bancorp's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Cullman Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Cullman Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Cullman Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Cullman Bancorp. Please utilize our Beneish M Score to check the likelihood of Cullman Bancorp's management manipulating its earnings.
Cullman Bancorp Workforce Analysis
Traditionally, organizations such as Cullman Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Cullman Bancorp within its industry.Cullman Bancorp Manpower Efficiency
Return on Cullman Bancorp Manpower
| Revenue Per Employee | 296.4K | |
| Revenue Per Executive | 1.4M | |
| Net Income Per Employee | 69.4K | |
| Net Income Per Executive | 329.4K |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cullman Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis. For more information on how to buy Cullman Stock please use our How to buy in Cullman Stock guide.You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
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When running Cullman Bancorp's price analysis, check to measure Cullman Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cullman Bancorp is operating at the current time. Most of Cullman Bancorp's value examination focuses on studying past and present price action to predict the probability of Cullman Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cullman Bancorp's price. Additionally, you may evaluate how the addition of Cullman Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Cullman Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cullman Bancorp. If investors know Cullman will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cullman Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.25) | Dividend Share 0.12 | Earnings Share 0.54 | Revenue Per Share 2.38 | Quarterly Revenue Growth (0.09) |
The market value of Cullman Bancorp is measured differently than its book value, which is the value of Cullman that is recorded on the company's balance sheet. Investors also form their own opinion of Cullman Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Cullman Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cullman Bancorp's market value can be influenced by many factors that don't directly affect Cullman Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cullman Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cullman Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cullman Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.