Embassy Bancorp Stock Performance

EMYB Stock  USD 13.70  0.05  0.37%   
The firm shows a Beta (market volatility) of 0.0472, which means not very significant fluctuations relative to the market. As returns on the market increase, Embassy Bancorp returns are expected to increase less than the market. However, during the bear market, the loss on holding Embassy Bancorp will be expected to be smaller as well. Even though it is essential to pay attention to Embassy Bancorp historical returns, it is always good to be careful when utilizing equity current trending patterns. Embassy Bancorp has an expected return of -0.11%. Please make sure to confirm Embassy Bancorp treynor ratio, and the relationship between the standard deviation and kurtosis to decide if Embassy Bancorp performance from the past will be repeated at some point in the near future.

Risk-Adjusted Performance

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Over the last 90 days Embassy Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite latest fragile performance, the Stock's basic indicators remain strong and the current disturbance on Wall Street may also be a sign of long term gains for the company investors. ...more
Begin Period Cash Flow131.9 M
Total Cashflows From Investing Activities-156.2 M
  

Embassy Bancorp Relative Risk vs. Return Landscape

If you would invest  1,462  in Embassy Bancorp on December 20, 2023 and sell it today you would lose (92.00) from holding Embassy Bancorp or give up 6.29% of portfolio value over 90 days. Embassy Bancorp is currently does not generate positive expected returns and assumes 0.644% risk (volatility on return distribution) over the 90 days horizon. In different words, 5% of otc stocks are less volatile than Embassy, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
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Given the investment horizon of 90 days Embassy Bancorp is expected to under-perform the market. In addition to that, the company is 1.14 times more volatile than its market benchmark. It trades about -0.16 of its total potential returns per unit of risk. The NYSE Composite is currently generating roughly 0.23 per unit of volatility.

Embassy Bancorp Market Risk Analysis

Today, many novice investors tend to focus exclusively on investment returns with little concern for Embassy Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of otc stocks, such as Embassy Bancorp, and traders can use it to determine the average amount a Embassy Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.

Sharpe Ratio = -0.1649

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Negative ReturnsEMYB

Estimated Market Risk

 0.64
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95% of assets are more volatile

Expected Return

 -0.11
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Risk-Adjusted Return

 -0.16
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Most of other assets perform better
Based on monthly moving average Embassy Bancorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Embassy Bancorp by adding Embassy Bancorp to a well-diversified portfolio.

Embassy Bancorp Fundamentals Growth

Embassy OTC Stock prices reflect investors' perceptions of the future prospects and financial health of Embassy Bancorp, and Embassy Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Embassy OTC Stock performance.

About Embassy Bancorp Performance

To evaluate Embassy Bancorp OTC Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when Embassy Bancorp generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare Embassy OTC Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand Embassy Bancorp market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents Embassy's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.
Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania. Embassy Bancorp, Inc. was founded in 2001 and is headquartered in Bethlehem, Pennsylvania. Embassy Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 106 people.

Things to note about Embassy Bancorp performance evaluation

Checking the ongoing alerts about Embassy Bancorp for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for Embassy Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Embassy Bancorp generated a negative expected return over the last 90 days
About 28.0% of the company shares are held by company insiders
Evaluating Embassy Bancorp's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Embassy Bancorp's otc stock performance include:
  • Analyzing Embassy Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Embassy Bancorp's stock is overvalued or undervalued compared to its peers.
  • Examining Embassy Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Embassy Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Embassy Bancorp's management team can help you assess the OTC Stock's leadership.
  • Pay attention to analyst opinions and ratings of Embassy Bancorp's otc stock. These opinions can provide insight into Embassy Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Embassy Bancorp's otc stock performance is not an exact science, and many factors can impact Embassy Bancorp's otc stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Embassy Bancorp. Also, note that the market value of any OTC Stock could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.

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When running Embassy Bancorp's price analysis, check to measure Embassy Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Embassy Bancorp is operating at the current time. Most of Embassy Bancorp's value examination focuses on studying past and present price action to predict the probability of Embassy Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Embassy Bancorp's price. Additionally, you may evaluate how the addition of Embassy Bancorp to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Embassy Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Embassy Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Embassy Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.