Embassy Bancorp Valuation

EMYB Stock  USD 13.70  0.05  0.37%   
At this time, the firm appears to be fairly valued. Embassy Bancorp shows a prevailing Real Value of $14.01 per share. The current price of the firm is $13.7. Our model computes the value of Embassy Bancorp from reviewing the firm fundamentals such as Profit Margin of 0.36 %, operating margin of 0.48 %, and Current Valuation of 65.15 M as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise taking in undervalued instruments and trading overvalued instruments since, at some point, asset prices and their ongoing real values will submerge.
Fairly Valued
Today
13.70
Please note that Embassy Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Embassy Bancorp is based on 3 months time horizon. Increasing Embassy Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Embassy Bancorp is useful when determining the fair value of the Embassy otc stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Embassy Bancorp. Since Embassy Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Embassy OTC Stock. However, Embassy Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  13.7 Real  14.01 Hype  13.7 Naive  13.61
The real value of a stock, also known as the intrinsic value, is the underlying worth of a company that is reflected in its stock price. It is based on the company's financial performance, assets, liabilities, growth prospects, management team, industry conditions, and other relevant factors. The real value of a stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, price-to-book ratio, and other valuation metrics. The real value of a stock may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence the stock's price. It is important to note that the real value of a stock is not a fixed number and may change over time based on changes in the company's performance and other relevant factors.
14.01
Real Value
14.65
Upside
Estimating the potential upside or downside of Embassy Bancorp helps investors to forecast how Embassy otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Embassy Bancorp more accurately as focusing exclusively on Embassy Bancorp's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
13.6513.6913.73
Details
Hype
Prediction
LowEstimatedHigh
13.0613.7014.34
Details
Naive
Forecast
LowNext ValueHigh
12.9713.6114.25
Details

Embassy Bancorp Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining Embassy Bancorp's current stock value. Our valuation model uses many indicators to compare Embassy Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Embassy Bancorp competition to find correlations between indicators driving Embassy Bancorp's intrinsic value. More Info.
Embassy Bancorp is rated # 5 in net asset category among related companies. It is rated below average in annual yield category among related companies . The ratio of Net Asset to Annual Yield for Embassy Bancorp is about  86,412,380,952 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Embassy Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Embassy Bancorp's OTC Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Embassy Bancorp's earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Embassy Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Embassy Bancorp and how it compares across the competition.

About Embassy Bancorp Valuation

The otc valuation mechanism determines the current worth of Embassy Bancorp on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Embassy Bancorp. In general, an absolute valuation paradigm, as applied to this otc stock, attempts to find the value of Embassy Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Embassy Bancorp's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Embassy Bancorp's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Embassy Bancorp. We calculate exposure to Embassy Bancorp's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Embassy Bancorp's related companies.
Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania. Embassy Bancorp, Inc. was founded in 2001 and is headquartered in Bethlehem, Pennsylvania. Embassy Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 106 people.

8 Steps to conduct Embassy Bancorp's Valuation Analysis

OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates Embassy Bancorp's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Embassy Bancorp's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain Embassy Bancorp's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine Embassy Bancorp's revenue streams: Identify Embassy Bancorp's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research Embassy Bancorp's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish Embassy Bancorp's growth potential: Evaluate Embassy Bancorp's management, business model, and growth potential.
  • Determine Embassy Bancorp's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Embassy Bancorp's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the otc stock being valued. We also recomment to seek professional assistance to ensure accuracy.

Embassy Bancorp Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Embassy Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding7.5 M
Quarterly Earnings Growth Y O Y0.066
Retained Earnings91.5 M
Retained Earnings Total Equity91.5 M
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Embassy Bancorp. Also, note that the market value of any OTC Stock could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.

Complementary Tools for Embassy OTC Stock analysis

When running Embassy Bancorp's price analysis, check to measure Embassy Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Embassy Bancorp is operating at the current time. Most of Embassy Bancorp's value examination focuses on studying past and present price action to predict the probability of Embassy Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Embassy Bancorp's price. Additionally, you may evaluate how the addition of Embassy Bancorp to your portfolios can decrease your overall portfolio volatility.
Portfolio Volatility
Check portfolio volatility and analyze historical return density to properly model market risk
Funds Screener
Find actively-traded funds from around the world traded on over 30 global exchanges
Performance Analysis
Check effects of mean-variance optimization against your current asset allocation
Portfolio Dashboard
Portfolio dashboard that provides centralized access to all your investments
Portfolio File Import
Quickly import all of your third-party portfolios from your local drive in csv format
Equity Analysis
Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities
Please note, there is a significant difference between Embassy Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Embassy Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Embassy Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.