First Commonwealth Valuation
| FCF Stock | USD 13.29 0.09 0.68% |
At this time, the firm appears to be undervalued. First Commonwealth shows a prevailing Real Value of $14.36 per share. The current price of the firm is $13.29. Our model computes the value of First Commonwealth from reviewing the firm fundamentals such as Profit Margin of 0.34 %, current valuation of 2.06 B, and Shares Outstanding of 102.2 M as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise locking in undervalued instruments and disposing overvalued instruments since, at some point, asset prices and their ongoing real values will submerge. Key fundamental drivers impacting First Commonwealth's valuation include:
Price Book 0.9907 | Enterprise Value 2.1 B | Price Sales 2.7864 | Forward PE 8.5251 | Trailing PE 8.5714 |
Undervalued
Today
Please note that First Commonwealth's price fluctuation is not too volatile at this time. Calculation of the real value of First Commonwealth is based on 3 months time horizon. Increasing First Commonwealth's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for First Commonwealth Financial is useful when determining the fair value of the First stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of First Commonwealth. Since First Commonwealth is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Commonwealth's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.29 | Real 14.36 | Target 15.25 | Hype 13.2 | Naive 12.85 |
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Commonwealth Company, which is reflected in its stock price. It is based on First Commonwealth's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of First Commonwealth's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence First Commonwealth's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of First Commonwealth Financial helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Commonwealth more accurately as focusing exclusively on First Commonwealth's fundamentals will not take into account other important factors: Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use First Commonwealth's intrinsic value based on its ongoing forecasts of First Commonwealth's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against First Commonwealth's closest peers. When choosing an evaluation method for First Commonwealth, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.
First Commonwealth Investments |
|
First Valuation Trend
Knowing First Commonwealth's actual value is paramount for traders to make sound investment determinations. First Commonwealth's real value is not only important for the investor to make better decisions but also for a more accurate overall view of First Commonwealth's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both First Commonwealth's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
First Market Cap
First Commonwealth Financial is one of the top stocks in market capitalization category among related companies. Market capitalization of Financials industry is currently estimated at about 1.58 Billion. First Commonwealth totals roughly 1.35 Billion in market capitalization claiming about 85% of equities under Financials industry.First Commonwealth Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining First Commonwealth's current stock value. Our valuation model uses many indicators to compare First Commonwealth value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across First Commonwealth competition to find correlations between indicators driving First Commonwealth's intrinsic value. More Info.First Commonwealth Financial is rated # 3 in price to earning category among related companies. It is one of the top stocks in price to book category among related companies fabricating about 0.07 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for First Commonwealth Financial is roughly 13.38 . The First Commonwealth's current Price To Book Ratio is estimated to increase to 1.71. Comparative valuation analysis is a catch-all model that can be used if you cannot value First Commonwealth by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for First Commonwealth's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the First Commonwealth's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates First Commonwealth's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in First Commonwealth and how it compares across the competition.
About First Commonwealth Valuation
The stock valuation mechanism determines the current worth of First Commonwealth Financial on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of First Commonwealth Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of First Commonwealth based exclusively on its fundamental and basic technical indicators. By analyzing First Commonwealth's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of First Commonwealth's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of First Commonwealth. We calculate exposure to First Commonwealth's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to First Commonwealth's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 626.4 M | 657.7 M | |
| Pretax Profit Margin | 0.32 | 0.32 | |
| Operating Profit Margin | (0.02) | (0.02) | |
| Net Profit Margin | 0.25 | 0.24 | |
| Gross Profit Margin | 1.00 | 0.72 |
First Commonwealth Quarterly Retained Earnings |
|
8 Steps to conduct First Commonwealth's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates First Commonwealth's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct First Commonwealth's valuation analysis, follow these 8 steps:- Gather financial information: Obtain First Commonwealth's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine First Commonwealth's revenue streams: Identify First Commonwealth's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research First Commonwealth's industry and market trends, including the size of the market, growth rate, and competition.
- Establish First Commonwealth's growth potential: Evaluate First Commonwealth's management, business model, and growth potential.
- Determine First Commonwealth's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate First Commonwealth's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of First Commonwealth represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Commonwealth Dividends Analysis For Valuation
At this time, First Commonwealth's Dividend Paid And Capex Coverage Ratio is most likely to drop slightly in the upcoming years. . At this time, First Commonwealth's Price Earnings Ratio is most likely to drop in the upcoming years. The First Commonwealth's current Price Earnings To Growth Ratio is estimated to increase to 0.80, while Retained Earnings Total Equity is projected to decrease to roughly 490.2 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 50.8 M | 32.8 M | |
| Dividend Yield | 0.03 | 0.04 | |
| Dividend Payout Ratio | 0.32 | 0.58 | |
| Dividend Paid And Capex Coverage Ratio | 5.66 | 9.92 |
There are various types of dividends First Commonwealth can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Commonwealth Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Commonwealth by the value of the dividends paid out.
First Commonwealth Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as First Commonwealth does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 101.8 M | |
| Quarterly Earnings Growth Y O Y | 0.147 | |
| Forward Price Earnings | 8.5251 |
First Commonwealth Current Valuation Indicators
Valuation refers to the process of determining the present value of First Commonwealth Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. First Commonwealth's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final First Commonwealth's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Commonwealth, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Commonwealth's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Commonwealth's worth.When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports: Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. Note that the First Commonwealth information on this page should be used as a complementary analysis to other First Commonwealth's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Complementary Tools for First Stock analysis
When running First Commonwealth's price analysis, check to measure First Commonwealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commonwealth is operating at the current time. Most of First Commonwealth's value examination focuses on studying past and present price action to predict the probability of First Commonwealth's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commonwealth's price. Additionally, you may evaluate how the addition of First Commonwealth to your portfolios can decrease your overall portfolio volatility.
| Efficient Frontier Plot and analyze your portfolio and positions against risk-return landscape of the market. | |
| Portfolio Dashboard Portfolio dashboard that provides centralized access to all your investments | |
| Money Managers Screen money managers from public funds and ETFs managed around the world | |
| Fundamental Analysis View fundamental data based on most recent published financial statements | |
| Portfolio Holdings Check your current holdings and cash postion to detemine if your portfolio needs rebalancing | |
| Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency | |
| Bond Analysis Evaluate and analyze corporate bonds as a potential investment for your portfolios. | |
| Investing Opportunities Build portfolios using our predefined set of ideas and optimize them against your investing preferences | |
| Sign In To Macroaxis Sign in to explore Macroaxis' wealth optimization platform and fintech modules | |
| Theme Ratings Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Technical Analysis Check basic technical indicators and analysis based on most latest market data | |
| AI Portfolio Architect Use AI to generate optimal portfolios and find profitable investment opportunities |
Is First Commonwealth's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.147 | Dividend Share 0.5 | Earnings Share 1.54 | Revenue Per Share 4.601 | Quarterly Revenue Growth 0.181 |
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.