First Mid Valuation
| FMBH Stock | USD 29.32 0.04 0.14% |
At this time, the firm appears to be undervalued. First Mid Illinois shows a prevailing Real Value of $32.41 per share. The current price of the firm is $29.32. Our model computes the value of First Mid Illinois from reviewing the firm fundamentals such as Current Valuation of 1.18 B, profit margin of 0.25 %, and Shares Outstanding of 23.89 M as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise purchasing undervalued instruments and trading away overvalued instruments since, at some point, asset prices and their ongoing real values will submerge. Key fundamental drivers impacting First Mid's valuation include:
Price Book 0.8927 | Enterprise Value 1.2 B | Price Sales 2.5829 | Forward PE 9.1241 | Trailing PE 9.2952 |
Undervalued
Today
Please note that First Mid's price fluctuation is very steady at this time. Calculation of the real value of First Mid Illinois is based on 3 months time horizon. Increasing First Mid's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for First Mid Illinois is useful when determining the fair value of the First stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of First Mid. Since First Mid is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Mid's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 29.32 | Real 32.41 | Target 34.5 | Hype 29.29 | Naive 27.99 |
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Mid Illinois Company, which is reflected in its stock price. It is based on First Mid's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of First Mid's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence First Mid's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of First Mid Illinois helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Mid more accurately as focusing exclusively on First Mid's fundamentals will not take into account other important factors: Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use First Mid's intrinsic value based on its ongoing forecasts of First Mid's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against First Mid's closest peers. When choosing an evaluation method for First Mid Illinois, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.
First Mid Investments |
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First Valuation Trend
Knowing First Mid's actual value is paramount for traders to make sound investment determinations. First Mid's real value is not only important for the investor to make better decisions but also for a more accurate overall view of First Mid's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both First Mid's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
First Market Cap
First Mid Illinois is rated # 2 in market capitalization category among related companies. Market capitalization of Financials industry is currently estimated at about 5.76 Billion. First Mid retains roughly 699.48 Million in market capitalization claiming about 12% of equities under Financials industry.First Mid Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining First Mid's current stock value. Our valuation model uses many indicators to compare First Mid value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across First Mid competition to find correlations between indicators driving First Mid's intrinsic value. More Info.First Mid Illinois is rated # 5 in price to earning category among related companies. It is rated # 5 in price to book category among related companies fabricating about 0.06 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for First Mid Illinois is roughly 16.25 . The First Mid's current Price To Book Ratio is estimated to increase to 1.50. Comparative valuation analysis is a catch-all model that can be used if you cannot value First Mid by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for First Mid's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the First Mid's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates First Mid's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in First Mid and how it compares across the competition.
About First Mid Valuation
The stock valuation mechanism determines the current worth of First Mid Illinois on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of First Mid Illinois. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of First Mid Illinois based exclusively on its fundamental and basic technical indicators. By analyzing First Mid's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of First Mid's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of First Mid. We calculate exposure to First Mid's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to First Mid's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 300.2 M | 315.2 M | |
| Pretax Profit Margin | 0.23 | 0.22 | |
| Operating Profit Margin | 0.23 | 0.22 | |
| Net Profit Margin | 0.18 | 0.17 | |
| Gross Profit Margin | 0.89 | 0.97 |
First Mid Quarterly Retained Earnings |
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8 Steps to conduct First Mid's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates First Mid's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct First Mid's valuation analysis, follow these 8 steps:- Gather financial information: Obtain First Mid's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine First Mid's revenue streams: Identify First Mid's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research First Mid's industry and market trends, including the size of the market, growth rate, and competition.
- Establish First Mid's growth potential: Evaluate First Mid's management, business model, and growth potential.
- Determine First Mid's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate First Mid's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of First Mid represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Mid Dividends Analysis For Valuation
The First Mid's current Dividends Paid is estimated to increase to about (18.6 M). The current Dividend Yield is estimated to decrease to 0.02. As of now, First Mid's Retained Earnings are increasing as compared to previous years. The First Mid's current Retained Earnings Total Equity is estimated to increase to about 349.3 M, while Earning Assets are projected to decrease to under 839.2 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -19.6 M | -18.6 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.28 | 0.18 | |
| Dividend Paid And Capex Coverage Ratio | 4.77 | 4.53 |
There are various types of dividends First Mid can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Mid Illinois directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Mid by the value of the dividends paid out.
First Mid Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as First Mid does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 21.9 M | |
| Quarterly Earnings Growth Y O Y | -0.244 | |
| Forward Price Earnings | 9.1241 |
First Mid Current Valuation Indicators
Valuation refers to the process of determining the present value of First Mid Illinois and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. First Mid's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final First Mid's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Mid, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Mid's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Mid's worth.When determining whether First Mid Illinois offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Mid's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Mid Illinois Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Mid Illinois Stock: Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Mid Illinois. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. Note that the First Mid Illinois information on this page should be used as a complementary analysis to other First Mid's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Complementary Tools for First Stock analysis
When running First Mid's price analysis, check to measure First Mid's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Mid is operating at the current time. Most of First Mid's value examination focuses on studying past and present price action to predict the probability of First Mid's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Mid's price. Additionally, you may evaluate how the addition of First Mid to your portfolios can decrease your overall portfolio volatility.
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Is First Mid's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Mid. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Mid listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.24) | Dividend Share 0.92 | Earnings Share 3.15 | Revenue Per Share 12.587 | Quarterly Revenue Growth 0.247 |
The market value of First Mid Illinois is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Mid's value that differs from its market value or its book value, called intrinsic value, which is First Mid's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Mid's market value can be influenced by many factors that don't directly affect First Mid's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Mid's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Mid is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Mid's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.