FNCB Bancorp Company Insiders

FNCB Stock  USD 5.90  0.03  0.51%   
FNCB Bancorp employs about 201 people. The company is managed by 33 executives with a total tenure of roughly 250 years, averaging almost 7.0 years of service per executive, having 6.09 employees per reported executive. Analysis of FNCB Bancorp's management performance can provide insight into the company performance.
Steven Tokach  CEO
CEO and President Director, Member of Directors' Loan Committee, CEO of First National Community Bank and President of First National Community Bank and Director of First National Community Bank
Dominick DeNaples  Chairman
Independent Chairman of the Board of the company and the bank

FNCB Bancorp's Insider Buying Vs Selling

50

 
Selling
 
Buying

Latest Trades

2023-06-16James P ChiaroAcquired 1000 @ 6.24View
2023-05-18Stephanie A WestingtonDisposed 672 @ 5.79View
Monitoring FNCB Bancorp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FNCB Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade FNCB Stock refer to our How to Trade FNCB Stock guide.

FNCB Bancorp's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with FNCB Bancorp's future performance. Based on our forecasts, it is anticipated that FNCB will maintain a workforce of about 210 employees by April 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

FNCB Bancorp Management Team Effectiveness

At present, FNCB Bancorp's Return On Capital Employed is projected to slightly decrease based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Equity is forecasted to decline to 0.07. At present, FNCB Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.7 B, whereas Total Assets are forecasted to decline to about 1.2 B. FNCB Bancorp's management efficiency ratios could be used to measure how well FNCB Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
As of March 28, 2024, Common Stock Shares Outstanding is expected to decline to about 18.1 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 14.1 M

FNCB Bancorp Workforce Comparison

FNCB Bancorp is one of the top stocks in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 62,769. FNCB Bancorp adds roughly 201 in number of employees claiming only tiny portion of equities under Financials industry.

FNCB Bancorp Profit Margins

The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.35 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.35.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.20.2068
Sufficiently Down
Slightly volatile

FNCB Bancorp Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific FNCB Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on FNCB Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, FNCB Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2023-06-01
2.0
20
10
 39,189 
 4,985 
2022-12-01
4.0
20
5
 31,122 
 300.00 
2022-09-01
12.0
12
1
 15,257 
 1,869 
2022-06-01
2.0909
23
11
 32,856 
 10,298 
2022-03-01
26.0
26
1
 68,804 
 4,782 
2021-12-01
7.0
21
3
 23,446 
 300.00 
2021-09-01
36.0
36
1
 61,020 
 0.00 
2021-06-01
5.25
21
4
 21,267 
 4,084 
2021-03-01
27.0
27
1
 70,849 
 0.00 
2020-12-01
5.75
23
4
 19,069 
 6,296 
2020-09-01
11.0
33
3
 48,887 
 8,679 
2020-06-01
7.0
21
3
 16,933 
 1,128 
2020-03-01
6.3333
19
3
 86,890 
 28,144 
2019-12-01
0.2105
4
19
 127.92 
 2,375 
2019-09-01
6.5
13
2
 22,276 
 4,200 
2019-06-01
1.5
3
2
 101.32 
 1,150 
2018-06-01
10.0
40
4
 48,818 
 6,970 
2018-03-01
19.5
39
2
 74,213 
 12,928 
2017-09-01
2.5
25
10
 8,116 
 42,233 
2017-06-01
8.3333
25
3
 8,417 
 2,379 
2017-03-01
19.0
38
2
 48,628 
 0.00 
2016-12-01
0.3333
4
12
 74,288 
 1,200 
2016-06-01
0.2
2
10
 11,400 
 0.00 
2015-06-01
1.0
2
2
 1,833 
 1,000.00 
2014-12-01
13.0
13
1
 5,518 
 4,918 
2014-09-01
1.0
1
1
 2,000 
 0.00 
2014-06-01
0.2
1
5
 20,000 
 20,000 
2013-12-01
4.0
12
3
 1,050 
 0.00 
2013-09-01
1.0
1
1
 2,000 
 0.00 
2012-12-01
2.0
6
3
 300.00 
 249,604 
2012-09-01
2.0
4
2
 46,569 
 45,179 
2011-06-01
1.0
1
1
 800.00 
 0.00 
2010-09-01
2.0
2
1
 1,000.00 
 1.00 
2010-06-01
1.5
9
6
 8,841 
 0.00 

FNCB Bancorp Notable Stakeholders

A FNCB Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as FNCB Bancorp often face trade-offs trying to please all of them. FNCB Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting FNCB Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Steven TokachCEO and President Director, Member of Directors' Loan Committee, CEO of First National Community Bank and President of First National Community Bank and Director of First National Community BankProfile
Dominick DeNaplesIndependent Chairman of the Board of the company and the bankProfile
Lisa KinneyVice President and Retail Lending Officer & Consumer Lending Manager of the BankProfile
Mary GardnerSenior Vice President and Compliance OfficerProfile
Joseph EaryesFirst Senior Vice President and Chief Retail Banking & Operations Officer of the BankProfile
James BoneCFO, Executive Vice President of the company and the BankProfile
Donald RyanHuman Resources Officer and Senior Vice President of the BankProfile
Cathy ConradSenior Vice President and Chief Credit Administration OfficerProfile
CPA BoneCFO VPProfile
Gerard ChampiCOO of First National Community BankProfile
Brian MahlstedtChief Lending Officer of First National Community Bank and Executive VP of First National Community BankProfile
Mary CummingsSr. VP and General CounselProfile
Michael CestoneSecretary, Director, Secretary of First National Community Bank and Director of First National Community BankProfile
Louis DeNaplesIndependent DirectorProfile
Keith EckelDirectorProfile
Joseph DeNaplesIndependent DirectorProfile
William BraceyDirectorProfile
John MosesIndependent Director of the Company and the BankProfile
Kathleen LambertIndependent DirectorProfile
Thomas MeloneIndependent Director of the Company and the BankProfile
Vithalbhai DhadukIndependent DirectorProfile
Joseph CocciaSecretary DirectorProfile
Dawn GronskiSenior OfficerProfile
Donna YanuzziSenior FinanceProfile
Bone CPACFO VPProfile
Mary CRCMSenior OfficerProfile
Gary CookExecutive OfficerProfile
CPA CPAVP OfficerProfile
James ChiaroExecutive OfficerProfile
Midge MacArthurVice ManagerProfile
Aaron CunninghamExecutive OfficerProfile
Stephanie CPASenior OfficerProfile
James BurkeExecutive OfficerProfile

About FNCB Bancorp Management Performance

The success or failure of an entity such as FNCB Bancorp often depends on how effective the management is. FNCB Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of FNCB management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the FNCB management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for 2024
Return On Capital Employed 0.02  0.03 
Return On Assets 0.01  0.01 
Return On Equity 0.1  0.07 
The data published in FNCB Bancorp's official financial statements usually reflect FNCB Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of FNCB Bancorp. For example, before you start analyzing numbers published by FNCB accountants, it's critical to develop an understanding of what FNCB Bancorp's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of FNCB Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, FNCB Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in FNCB Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of FNCB Bancorp. Please utilize our Beneish M Score to check the likelihood of FNCB Bancorp's management manipulating its earnings.

FNCB Bancorp Workforce Analysis

Traditionally, organizations such as FNCB Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare FNCB Bancorp within its industry.

FNCB Bancorp Manpower Efficiency

Return on FNCB Bancorp Manpower

Revenue Per Employee441.1K
Revenue Per Executive2.7M
Net Income Per Employee64.6K
Net Income Per Executive393.4K
When determining whether FNCB Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of FNCB Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fncb Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fncb Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FNCB Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade FNCB Stock refer to our How to Trade FNCB Stock guide.
Note that the FNCB Bancorp information on this page should be used as a complementary analysis to other FNCB Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..

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Is FNCB Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of FNCB Bancorp. If investors know FNCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about FNCB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.29)
Dividend Share
0.36
Earnings Share
0.66
Revenue Per Share
2.668
Quarterly Revenue Growth
(0.05)
The market value of FNCB Bancorp is measured differently than its book value, which is the value of FNCB that is recorded on the company's balance sheet. Investors also form their own opinion of FNCB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is FNCB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because FNCB Bancorp's market value can be influenced by many factors that don't directly affect FNCB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between FNCB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if FNCB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, FNCB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.