First Internet Company Leadership
| INBK Stock | USD 33.27 0.38 1.16% |
First Internet's insiders are aggressively buying. The analysis of insiders' sentiment of trading First Internet Bancorp stock suggests that most insiders are extremely bullish at this time. First Internet employs about 287 people. The company is managed by 15 executives with a total tenure of roughly 130 years, averaging almost 8.0 years of service per executive, having 19.13 employees per reported executive.
| David Lovejoy Chairman Vice Chairman of the Board |
| David Becker Chairman Chairman, CEO and President Chairman of First Internet Bank, CEO of First Internet Bank and President of of First Internet Bank |
First Internet's Insider Buying Vs Selling
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Selling | Buying |
Latest Trades
| 2023-05-10 | Aasif M Bade | Acquired 10000 @ 10.76 | View | ||
| 2023-05-09 | Nicole S Lorch | Acquired 2000 @ 10.4 | View | ||
| 2023-05-04 | John K Keach Jr | Acquired 2000 @ 11.12 | View |
Monitoring First Internet's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
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First Internet's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with First Internet's future performance. Based on our forecasts, it is anticipated that First will maintain a workforce of about 290 employees by May 2024.First Internet Management Team Effectiveness
Return On Capital Employed is expected to rise to 0.14 this year, although the value of Return On Tangible Assets will most likely fall to 0. At this time, First Internet's Total Current Liabilities is quite stable compared to the past year. Liabilities And Stockholders Equity is expected to rise to about 5.4 B this year, although the value of Non Current Liabilities Other will most likely fall to about 397.6 M. First Internet's management efficiency ratios could be used to measure how well First Internet manages its routine affairs as well as how well it operates its assets and liabilities.Net Income Applicable To Common Shares is expected to rise to about 42.9 M this year, although the value of Common Stock Shares Outstanding will most likely fall to about 6.1 M.
First Internet Workforce Comparison
First Internet Bancorp is rated fifth overall in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 5,251. First Internet holds roughly 287 in number of employees claiming about 5% of equities under Financials industry.
First Internet Profit Margins
The company has Profit Margin (PM) of 0.1 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.21 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.21.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.8 | 0.9 |
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| Net Profit Margin | 0.0301 | 0.0316 |
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| Operating Profit Margin | 0.95 | 0.9098 |
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| Pretax Profit Margin | 0.0176 | 0.0186 |
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| Return On Assets | 0.0015 | 0.0016 |
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| Return On Equity | 0.022 | 0.0232 |
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First Internet Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Internet insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Internet's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, First Internet insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2022-12-01 | 1.5 | 3 | 2 | 21,475 | 50,578 |
| 2022-03-01 | 3.75 | 15 | 4 | 41,269 | 3,978 |
| 2021-12-01 | 1.0 | 3 | 3 | 10,302 | 1,560 |
| 2021-03-01 | 5.5 | 11 | 2 | 28,972 | 2,620 |
| 2020-12-01 | 1.5 | 3 | 2 | 20,150 | 630.00 |
| 2020-03-01 | 11.0 | 22 | 2 | 113,011 | 2,622 |
| 2019-03-01 | 5.0 | 10 | 2 | 38,084 | 1,556 |
| 2018-03-01 | 5.0 | 10 | 2 | 34,701 | 2,326 |
| 2017-03-01 | 5.0 | 10 | 2 | 25,112 | 2,387 |
| 2016-03-01 | 3.6667 | 11 | 3 | 24,300 | 1,886 |
| 2015-03-01 | 4.6667 | 14 | 3 | 37,988 | 1,593 |
| 2014-03-01 | 6.0 | 6 | 1 | 5,334 | 3,152 |
| 2013-03-01 | 0.1667 | 3 | 18 | 1,470 | 52,522 |
First Internet Notable Stakeholders
A First Internet stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as First Internet often face trade-offs trying to please all of them. First Internet's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting First Internet's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| David Lovejoy | Vice Chairman of the Board | Profile | |
| David Becker | Chairman, CEO and President Chairman of First Internet Bank, CEO of First Internet Bank and President of of First Internet Bank | Profile | |
| Kenneth Lovik | CFO and Sr. VP | Profile | |
| Nicole Lorch | Sr. VP of Retail Banking and Sr. VP of Retail Banking of First Internet Bank | Profile | |
| Charles Perfetti | Sr. VP, Secretary and Sr. VP of First Internet Bank | Profile | |
| Stephen Farrell | Chief Credit Officer, Sr. VP and Credit Administrator | Profile | |
| John Keach | Director | Profile | |
| Ralph Whitney | Director | Profile | |
| Jean Wojtowicz | Director | Profile | |
| Jerry Williams | Director | Profile | |
| Ann Murtlow | Independent Director | Profile | |
| Paula Deemer | Executive Administration | Profile | |
| David Bybee | VP Officer | Profile | |
| Kevin Quinn | VP Bank | Profile | |
| Timothy Dusing | Sr Bank | Profile |
About First Internet Management Performance
The success or failure of an entity such as First Internet Bancorp often depends on how effective the management is. First Internet management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of First management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the First management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0 | 0 | |
| Return On Capital Employed | 0.13 | 0.14 | |
| Return On Assets | 0 | 0 | |
| Return On Equity | 0.02 | 0.02 |
The data published in First Internet's official financial statements usually reflect First Internet's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of First Internet Bancorp. For example, before you start analyzing numbers published by First accountants, it's critical to develop an understanding of what First Internet's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of First Internet's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First Internet's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in First Internet's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of First Internet Bancorp. Please utilize our Beneish M Score to check the likelihood of First Internet's management manipulating its earnings.
First Internet Workforce Analysis
Traditionally, organizations such as First Internet use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare First Internet within its industry.First Internet Manpower Efficiency
Return on First Internet Manpower
| Revenue Per Employee | 926.7K | |
| Revenue Per Executive | 17.7M | |
| Net Income Per Employee | 29.3K | |
| Net Income Per Executive | 561.1K |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in First Internet Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. Note that the First Internet Bancorp information on this page should be used as a complementary analysis to other First Internet's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
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When running First Internet's price analysis, check to measure First Internet's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Internet is operating at the current time. Most of First Internet's value examination focuses on studying past and present price action to predict the probability of First Internet's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Internet's price. Additionally, you may evaluate how the addition of First Internet to your portfolios can decrease your overall portfolio volatility.
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Is First Internet's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Internet. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Internet listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.30) | Dividend Share 0.24 | Earnings Share 0.95 | Revenue Per Share 9.547 | Quarterly Revenue Growth (0.07) |
The market value of First Internet Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Internet's value that differs from its market value or its book value, called intrinsic value, which is First Internet's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Internet's market value can be influenced by many factors that don't directly affect First Internet's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Internet is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.