Lakeland Bancorp Stock Today

LBAI Stock  USD 11.80  0.34  2.97%   

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Odds Of Distress

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Lakeland Bancorp is trading at 11.80 as of the 28th of March 2024. This is a 2.97 percent increase since the beginning of the trading day. The stock's open price was 11.46. Lakeland Bancorp has under 5 % chance of experiencing financial distress over the next 2 years, but has generated negative returns over the last 90 days. Equity ratings for Lakeland Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 27th of February 2024 and ending today, the 28th of March 2024. Click here to learn more.
Business Domain
Banks
IPO Date
4th of January 1999
Category
Financial Services
Classification
Financials
Lakeland Bancorp, Inc. operates as the bank holding company for Lakeland Bank that offers various banking products and services for individuals and small to medium sized businesses. The company was incorporated in 1969 and is headquartered in Oak Ridge, New Jersey. The company has 65.04 M outstanding shares of which 1.3 M shares are now shorted by private and institutional investors with about 5.86 trading days to cover. More on Lakeland Bancorp

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Lakeland Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Lakeland Bancorp's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Lakeland Bancorp or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEOThomas Shara
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering Lakeland Bancorp report their recommendations after researching Lakeland Bancorp's financial statements, talking to executives and customers, or listening in on Lakeland Bancorp's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Lakeland Bancorp. The Lakeland consensus assessment is calculated by taking the average forecast from all of the analysts covering Lakeland Bancorp.
Financial Strength
Based on the analysis of Lakeland Bancorp's profitability, liquidity, and operating efficiency, Lakeland Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. Financial strength of Lakeland Bancorp is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00960.0076
Significantly Up
Very volatile
Asset Turnover0.02840.0462
Way Down
Pretty Stable
Gross Profit Margin0.730.82
Fairly Down
Slightly volatile
Total Current Liabilities2.2 B3.5 B
Way Down
Pretty Stable
Non Current Liabilities Total6.8 B6.4 B
Sufficiently Up
Slightly volatile
Total Assets11.7 B11.1 B
Sufficiently Up
Slightly volatile
Total Current Assets340.3 M358.2 M
Notably Down
Slightly volatile
Total Cash From Operating Activities119.9 M114.2 M
Sufficiently Up
Slightly volatile
Lakeland Bancorp's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Lakeland Bancorp's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Lakeland Bancorp's financial leverage. It provides some insight into what part of Lakeland Bancorp's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Lakeland Bancorp's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Lakeland Bancorp deploys its capital and how much of that capital is borrowed.
Liquidity
Lakeland Bancorp cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 1.25 B in liabilities with Debt to Equity (D/E) ratio of 0.76, which is about average as compared to similar companies. Debt can assist Lakeland Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Lakeland Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Lakeland Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Lakeland to invest in growth at high rates of return. When we think about Lakeland Bancorp's use of debt, we should always consider it together with cash and equity.

Begin Period Cash Flow

247.75 Million
Lakeland Bancorp (LBAI) is traded on NASDAQ Exchange in USA. It is located in 250 Oak Ridge Road, Oak Ridge, NJ, United States, 07438 and employs 826 people. Lakeland Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 758.32 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Lakeland Bancorp's market, we take the total number of its shares issued and multiply it by Lakeland Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Lakeland Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 65.04 M outstanding shares of which 1.3 M shares are now shorted by private and institutional investors with about 5.86 trading days to cover. Lakeland Bancorp currently holds about 309.28 M in cash with 114.22 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.77.
Check Lakeland Bancorp Probability Of Bankruptcy
Ownership Allocation
Lakeland Bancorp maintains a total of 65.04 Million outstanding shares. Over half of Lakeland Bancorp's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in Lakeland Bancorp. Please watch out for any change in the institutional holdings of Lakeland Bancorp as this could mean something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Lakeland Ownership Details

Lakeland Stock Price Odds Analysis

Coming from a normal probability distribution, the odds of Lakeland Bancorp jumping above the current price in 90 days from now is about 85.4%. The Lakeland Bancorp probability density function shows the probability of Lakeland Bancorp stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 2.3448. This indicates as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Lakeland Bancorp will likely underperform. Additionally, lakeland Bancorp has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming NYSE Composite.
  Odds Below 11.8HorizonTargetOdds Above 11.8
14.51%90 days
 11.80 
85.40%
Based on a normal probability distribution, the odds of Lakeland Bancorp to move above the current price in 90 days from now is about 85.4 (This Lakeland Bancorp probability density function shows the probability of Lakeland Stock to fall within a particular range of prices over 90 days) .

Lakeland Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Lakeland Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Lakeland Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Lakeland Bancorp's value.
InstituionRecorded OnShares
Millennium Management Llc2023-12-31
761.8 K
Banc Funds Co Llc2023-12-31
754.3 K
American Century Companies Inc2023-12-31
726.1 K
Charles Schwab Investment Management Inc2023-12-31
698.7 K
Susquehanna International Group, Llp2023-12-31
693.6 K
Proshare Advisors Llc2023-12-31
576.4 K
Cnh Partners, Llc2023-12-31
509.3 K
Eckert Corp2023-12-31
508.6 K
Renaissance Technologies Corp2023-12-31
505.2 K
Blackrock Inc2023-12-31
7.1 M
Vanguard Group Inc2023-12-31
3.7 M
View Lakeland Bancorp Diagnostics

Lakeland Bancorp Historical Income Statement

Lakeland Bancorp Income Statement is one of the three primary financial statements used for reporting Lakeland's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Lakeland Bancorp revenue and expense. Lakeland Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.
As of now, Lakeland Bancorp's Gross Profit is increasing as compared to previous years. The Lakeland Bancorp's current Other Operating Expenses is estimated to increase to about 423.1 M, while Interest Expense is projected to decrease to under 12.1 M. View More Fundamentals

Lakeland Stock Against Markets

Picking the right benchmark for Lakeland Bancorp stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Lakeland Bancorp stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Lakeland Bancorp is critical whether you are bullish or bearish towards Lakeland Bancorp at a given time. Please also check how Lakeland Bancorp's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Lakeland Bancorp without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Positions Ratings

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Lakeland Bancorp Corporate Directors

Lakeland Bancorp corporate directors refer to members of a Lakeland Bancorp board of directors. The board of directors generally takes responsibility for the Lakeland Bancorp's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Lakeland Bancorp's board members must vote for the resolution. The Lakeland Bancorp board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Stephen TiltonIndependent DirectorProfile
Thomas MarinoIndependent DirectorProfile
Mark FredericksIndependent DirectorProfile
Robert McCrackenIndependent DirectorProfile

How to buy Lakeland Stock?

Before investing in Lakeland Bancorp, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Lakeland Bancorp. To buy Lakeland Bancorp stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Lakeland Bancorp. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Lakeland Bancorp stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Lakeland Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Lakeland Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Lakeland Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Lakeland Stock please use our How to Invest in Lakeland Bancorp guide.

Already Invested in Lakeland Bancorp?

The danger of trading Lakeland Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Lakeland Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Lakeland Bancorp. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Lakeland Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Lakeland Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Lakeland Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lakeland Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lakeland Bancorp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lakeland Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
For more detail on how to invest in Lakeland Stock please use our How to Invest in Lakeland Bancorp guide.
Note that the Lakeland Bancorp information on this page should be used as a complementary analysis to other Lakeland Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the CEOs Directory module to screen CEOs from public companies around the world.

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When running Lakeland Bancorp's price analysis, check to measure Lakeland Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lakeland Bancorp is operating at the current time. Most of Lakeland Bancorp's value examination focuses on studying past and present price action to predict the probability of Lakeland Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lakeland Bancorp's price. Additionally, you may evaluate how the addition of Lakeland Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Lakeland Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lakeland Bancorp. If investors know Lakeland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lakeland Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.39)
Dividend Share
0.58
Earnings Share
1.29
Revenue Per Share
4.517
Quarterly Revenue Growth
(0.23)
The market value of Lakeland Bancorp is measured differently than its book value, which is the value of Lakeland that is recorded on the company's balance sheet. Investors also form their own opinion of Lakeland Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Lakeland Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lakeland Bancorp's market value can be influenced by many factors that don't directly affect Lakeland Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lakeland Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lakeland Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lakeland Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.