Live Oak Bancshares Stock Analysis
LOB Stock | USD 36.71 0.03 0.08% |
Live Oak Bancshares is fairly valued with Real Value of 36.56 and Target Price of 35.25. The main objective of Live Oak stock analysis is to determine its intrinsic value, which is an estimate of what Live Oak Bancshares is worth, separate from its market price. There are two main types of Live Oak's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect Live Oak's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of Live Oak's stock to identify patterns and trends that may indicate its future price movements.
The Live Oak stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Live Oak is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. Live Stock trading window is adjusted to America/New York timezone. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Live Oak's ongoing operational relationships across important fundamental and technical indicators.
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Live Stock Analysis Notes
About 24.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.89. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Live Oak Bancshares last dividend was issued on the 26th of February 2024. Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina. Live Oak operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 891 people. To find out more about Live Oak Bancshares contact James III at 910 790 5867 or learn more at https://www.liveoakbank.com.Live Oak Quarterly Total Revenue |
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Live Oak Bancshares Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Live Oak's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Live Oak Bancshares or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Live Oak Bancshares generated a negative expected return over the last 90 days | |
About 67.0% of the company shares are owned by institutional investors | |
On 12th of March 2024 Live Oak paid $ 0.03 per share dividend to its current shareholders | |
Latest headline from finance.yahoo.com: Live Oak Bancshares Reports Next Week Wall Street Expects Earnings Growth |
Live Oak Bancshares Upcoming and Recent Events
Earnings reports are used by Live Oak to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Live Oak previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
24th of April 2024 Upcoming Quarterly Report | View | |
23rd of July 2024 Next Financial Report | View | |
31st of March 2024 Next Fiscal Quarter End | View | |
22nd of January 2025 Next Fiscal Year End | View | |
31st of December 2023 Last Quarter Report | View | |
31st of December 2023 Last Financial Announcement | View |
Live Largest EPS Surprises
Earnings surprises can significantly impact Live Oak's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
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2017-04-26 | 2017-03-31 | 0.16 | 0.18 | 0.02 | 12 | ||
2016-10-26 | 2016-09-30 | 0.08 | 0.1 | 0.02 | 25 | ||
2019-10-23 | 2019-09-30 | 0.13 | 0.09 | -0.04 | 30 |
Live Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Live Oak is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Live Oak Bancshares backward and forwards among themselves. Live Oak's institutional investor refers to the entity that pools money to purchase Live Oak's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares | Manufacturers Life Insurance Co | 2023-12-31 | 336.4 K | Goldman Sachs Group Inc | 2023-12-31 | 330.9 K | Trust Co Of The South | 2023-12-31 | 330.6 K | D. E. Shaw & Co Lp | 2023-09-30 | 317.7 K | Northern Trust Corp | 2023-12-31 | 305.4 K | American Century Companies Inc | 2023-12-31 | 296.9 K | Charles Schwab Investment Management Inc | 2023-12-31 | 259.2 K | Vident Advisory, Llc | 2023-12-31 | 251 K | Hotchkis & Wiley Capital Management Llc | 2023-12-31 | 230.2 K | T. Rowe Price Investment Management,inc. | 2023-12-31 | 6.4 M | Blackrock Inc | 2023-12-31 | 2.9 M |
Live Market Capitalization
The company currently falls under 'Mid-Cap' category with a total capitalization of 1.65 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Live Oak's market, we take the total number of its shares issued and multiply it by Live Oak's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.Live Profitablity
Live Oak's profitability indicators refer to fundamental financial ratios that showcase Live Oak's ability to generate income relative to its revenue or operating costs. If, let's say, Live Oak is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Live Oak's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Live Oak's profitability requires more research than a typical breakdown of Live Oak's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Net Profit Margin of 0.19 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.22 %, which entails that for every 100 dollars of revenue, it generated $0.22 of operating income. Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | 0.01 | 0.01 | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.08 | 0.08 |
Management Efficiency
As of April 19, 2024, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, Live Oak's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 479.4 M, whereas Non Currrent Assets Other are projected to grow to (1.1 B). Live Oak's management efficiency ratios could be used to measure how well Live Oak manages its routine affairs as well as how well it operates its assets and liabilities.Last Reported | Projected for Next Year | ||
Book Value Per Share | 20.35 | 21.37 | |
Net Current Asset Value | 0.00 | 0.00 | |
Tangible Asset Value | 0.00 | 0.00 | |
Tangible Book Value Per Share | 253.60 | 266.28 | |
Enterprise Value Over EBITDA | 17.61 | 17.95 | |
Price Book Value Ratio | 2.24 | 2.12 | |
Enterprise Value Multiple | 17.61 | 17.95 | |
Price Fair Value | 2.24 | 2.12 | |
Enterprise Value | 3.5 B | 3.7 B |
The analysis of Live Oak's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Live Oak's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Live Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Dividend Yield 0.0033 | Forward Dividend Yield 0.0033 | Forward Dividend Rate 0.12 | Beta 1.581 |
Technical Drivers
As of the 19th of April, Live Oak secures the Mean Deviation of 1.85, standard deviation of 2.56, and Risk Adjusted Performance of (0.02). In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Live Oak Bancshares, as well as the relationship between them. Strictly speaking, you can use this information to find out if the firm will indeed mirror its model of past prices, or the prices will eventually revert. We were able to break down and interpolate data for thirteen technical drivers for Live Oak, which can be compared to its peers in the industry. Please verify Live Oak Bancshares standard deviation, as well as the relationship between the treynor ratio and potential upside to decide if Live Oak Bancshares is priced some-what accurately, providing market reflects its recent price of 36.71 per share. Given that Live Oak Bancshares has information ratio of (0.06), we recommend you to check Live Oak's last-minute market performance to make sure the company can sustain itself at a future point.Live Oak Bancshares Price Movement Analysis
The output start index for this execution was two with a total number of output elements of fifty-nine. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Live Oak middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Live Oak Bancshares. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
Live Oak Bancshares Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Live Oak insiders, such as employees or executives, is commonly permitted as long as it does not rely on Live Oak's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Live Oak insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
John Sutherland over a month ago Disposition of 1041 shares by John Sutherland of Live Oak at 41.3735 subject to Rule 16b-3 | ||
Miltom Petty over a month ago Disposition of 10000 shares by Miltom Petty of Live Oak at .7252 subject to Rule 16b-3 | ||
Miltom Petty over a month ago Disposition of 30000 shares by Miltom Petty of Live Oak at 4.4 subject to Rule 16b-3 | ||
Neil Underwood over a month ago Exercise or conversion by Neil Underwood of 600000 shares of Live Oak subject to Rule 16b-3 | ||
Micah Davis over two months ago Disposition of 948 shares by Micah Davis of Live Oak subject to Rule 16b-3 | ||
Valine Yousef A over three months ago Exercise or conversion by Valine Yousef A of 1503 shares of Live Oak subject to Rule 16b-3 | ||
Neil Underwood over a year ago Sale by Neil Underwood of 10996 shares of Live Oak |
Live Oak Predictive Daily Indicators
Live Oak intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Live Oak stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Live Oak Corporate Filings
5th of April 2024 Other Reports | ViewVerify | |
8K | 4th of April 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 13th of March 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 11th of March 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 4th of March 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 26th of February 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 23rd of February 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 22nd of February 2024 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
Live Oak Forecast Models
Live Oak's time-series forecasting models are one of many Live Oak's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Live Oak's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About Live Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Live Oak prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Live shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Live Oak. By using and applying Live Stock analysis, traders can create a robust methodology for identifying Live entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | 0.19 | 0.35 | |
Operating Profit Margin | 0.19 | 0.18 | |
Net Profit Margin | 0.17 | 0.32 | |
Gross Profit Margin | 1.43 | 1.27 |
Current Live Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Live analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Live analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Price | Advice | # of Analysts | |
35.25 | Buy | 5 | Odds |
Most Live analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Live stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Live Oak Bancshares, talking to its executives and customers, or listening to Live conference calls.
Live Stock Analysis Indicators
Live Oak Bancshares stock analysis indicators help investors evaluate how Live Oak stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Live Oak shares will generate the highest return on investment. By understating and applying Live Oak stock analysis, traders can identify Live Oak position entry and exit signals to maximize returns.
Begin Period Cash Flow | 416.6 M | |
Long Term Debt | 23.4 M | |
Common Stock Shares Outstanding | 45.1 M | |
Total Stockholder Equity | 902.7 M | |
Tax Provision | 8.9 M | |
Quarterly Earnings Growth Y O Y | 8.769 | |
Property Plant And Equipment Net | 257.9 M | |
Cash And Short Term Investments | 1.7 B | |
Cash | 582.8 M | |
Net Debt | -559.4 M | |
50 Day M A | 39.251 | |
Other Operating Expenses | 12.6 M | |
Non Current Assets Total | 257.9 M | |
Non Currrent Assets Other | -1.1 B | |
Stock Based Compensation | 17.9 M |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Live Oak Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons. You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Complementary Tools for Live Stock analysis
When running Live Oak's price analysis, check to measure Live Oak's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Live Oak is operating at the current time. Most of Live Oak's value examination focuses on studying past and present price action to predict the probability of Live Oak's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Live Oak's price. Additionally, you may evaluate how the addition of Live Oak to your portfolios can decrease your overall portfolio volatility.
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Is Live Oak's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Live Oak. If investors know Live will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Live Oak listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 8.769 | Dividend Share 0.12 | Earnings Share 1.64 | Revenue Per Share 8.817 | Quarterly Revenue Growth 0.251 |
The market value of Live Oak Bancshares is measured differently than its book value, which is the value of Live that is recorded on the company's balance sheet. Investors also form their own opinion of Live Oak's value that differs from its market value or its book value, called intrinsic value, which is Live Oak's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Live Oak's market value can be influenced by many factors that don't directly affect Live Oak's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Live Oak's value and its price as these two are different measures arrived at by different means. Investors typically determine if Live Oak is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Live Oak's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.