Nicholas Financial Stock Today
| NICK Stock | USD 6.59 0.20 3.13% |
Performance0 of 100
| Odds Of DistressLess than 41
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Nicholas Financial is selling for 6.59 as of the 25th of April 2024. This is a 3.13 percent up since the beginning of the trading day. The stock's last reported lowest price was 6.55. Nicholas Financial has about a 41 percent probability of financial distress in the next few years of operation and has generated negative returns over the last 90 days. Equity ratings for Nicholas Financial are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 26th of March 2024 and ending today, the 25th of April 2024. Click here to learn more.
Business Domain Financial Services | IPO Date 29th of December 1997 | Classification Financials |
Nicholas Financial, Inc. operates as a consumer finance company in the United States. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida. Nicholas Fincl operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. The company has 7.29 M outstanding shares of which 260.28 K shares are now shorted by private and institutional investors with about 57.72 trading days to cover. More on Nicholas Financial
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| 0.45 | SF | Stifel Financial Financial Report 24th of July 2024 | PairCorr |
Follow Valuation Profit Patterns Odds of Bankruptcy
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Nicholas Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Nicholas Financial's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Nicholas Financial or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| President CEO | Douglas Marohn | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Consumer Finance, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Financial Strength Based on the analysis of Nicholas Financial's profitability, liquidity, and operating efficiency, Nicholas Financial is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in May. Financial strength of Nicholas Financial is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
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Nicholas Financial's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Nicholas Financial's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Nicholas Financial's financial leverage. It provides some insight into what part of Nicholas Financial's total assets is financed by creditors.
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Nicholas Financial (NICK) is traded on NASDAQ Exchange in USA. It is located in 26133 US Highway 19 North, Clearwater, FL, United States, 33763 and employs 8 people. Nicholas Financial is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 46.59 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Nicholas Financial's market, we take the total number of its shares issued and multiply it by Nicholas Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Nicholas Financial conducts business under Consumer Finance sector and is part of Financials industry. The entity has 7.29 M outstanding shares of which 260.28 K shares are now shorted by private and institutional investors with about 57.72 trading days to cover.
Nicholas Financial currently holds about 3.55 M in cash with (2.18 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.48.
Check Nicholas Financial Probability Of Bankruptcy
Ownership AllocationThe market capitalization of Nicholas Financial is $46.59 Million. Over half of Nicholas Financial's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in Nicholas Financial. Please watch out for any change in the institutional holdings of Nicholas Financial as this could mean something significant has changed or is about to change at the company. Note, that even with negative profits, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company.
Check Nicholas Ownership Details
Nicholas Stock Price Odds Analysis
Proceeding from a normal probability distribution, the odds of Nicholas Financial jumping above the current price in 90 days from now is about 97.0%. The Nicholas Financial probability density function shows the probability of Nicholas Financial stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days Nicholas Financial has a beta of 0.0134. This indicates as returns on the market go up, Nicholas Financial average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Nicholas Financial will be expected to be much smaller as well. Additionally, nicholas Financial has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
Based on a normal probability distribution, the odds of Nicholas Financial to move above the current price in 90 days from now is about 97.0 (This Nicholas Financial probability density function shows the probability of Nicholas Stock to fall within a particular range of prices over 90 days) .
Nicholas Stock Institutional Holders
Institutional Holdings refers to the ownership stake in Nicholas Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Nicholas Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Nicholas Financial's value.| Instituion | Recorded On | Shares | |
| Empowered Funds, Llc | 2023-12-31 | 23.5 K | |
| Rbf Llc | 2023-12-31 | 18 K | |
| Northern Trust Corp | 2023-12-31 | 15.3 K | |
| Blackrock Inc | 2023-12-31 | 12 K | |
| State Street Corporation | 2023-12-31 | 11.2 K | |
| Advisor Group Holdings, Inc. | 2023-12-31 | 3.4 K | |
| Highlander Capital Management Llc | 2023-12-31 | 2.6 K | |
| Acadian Asset Management Llc | 2023-12-31 | 1.4 K | |
| Tower Research Capital Llc | 2023-12-31 | 1.3 K | |
| Magnolia Group, Llc | 2023-12-31 | 2.4 M | |
| Tcw Group Inc | 2023-12-31 | 616.2 K |
Nicholas Financial Historical Income Statement
Nicholas Financial Income Statement is one of the three primary financial statements used for reporting Nicholas's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Nicholas Financial revenue and expense. Nicholas Financial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Nicholas Financial's Interest Income is quite stable compared to the past year. View More FundamentalsNicholas Stock Against Markets
Picking the right benchmark for Nicholas Financial stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Nicholas Financial stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Nicholas Financial is critical whether you are bullish or bearish towards Nicholas Financial at a given time. Please also check how Nicholas Financial's historical prices are related to one of the top price index indicators.
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Our tools can tell you how much better you can do entering a position in Nicholas Financial without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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Nicholas Financial Corporate Directors
Nicholas Financial corporate directors refer to members of a Nicholas Financial board of directors. The board of directors generally takes responsibility for the Nicholas Financial's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Nicholas Financial's board members must vote for the resolution. The Nicholas Financial board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Robin Hastings | Director | Profile | |
| Stephen Bragin | Independent Director | Profile | |
| Scott Fink | Independent Director | Profile | |
| Adam Peterson | Director | Profile |
How to buy Nicholas Stock?
Before investing in Nicholas Financial, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Nicholas Financial. To buy Nicholas Financial stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of Nicholas Financial. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase Nicholas Financial stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located Nicholas Financial stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased Nicholas Financial stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Nicholas Financial, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Nicholas Stock please use our How to Invest in Nicholas Financial guide.
Already Invested in Nicholas Financial?
The danger of trading Nicholas Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Nicholas Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Nicholas Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Nicholas Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Nicholas Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Nicholas Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Nicholas Financial Stock. Highlighted below are key reports to facilitate an investment decision about Nicholas Financial Stock: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Nicholas Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For more information on how to buy Nicholas Stock please use our How to buy in Nicholas Stock guide.Note that the Nicholas Financial information on this page should be used as a complementary analysis to other Nicholas Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Complementary Tools for Nicholas Stock analysis
When running Nicholas Financial's price analysis, check to measure Nicholas Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nicholas Financial is operating at the current time. Most of Nicholas Financial's value examination focuses on studying past and present price action to predict the probability of Nicholas Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nicholas Financial's price. Additionally, you may evaluate how the addition of Nicholas Financial to your portfolios can decrease your overall portfolio volatility.
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Is Nicholas Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Nicholas Financial. If investors know Nicholas will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Nicholas Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.79) | Earnings Share (4.99) | Revenue Per Share 0.714 | Quarterly Revenue Growth (0.16) | Return On Assets (0.35) |
The market value of Nicholas Financial is measured differently than its book value, which is the value of Nicholas that is recorded on the company's balance sheet. Investors also form their own opinion of Nicholas Financial's value that differs from its market value or its book value, called intrinsic value, which is Nicholas Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Nicholas Financial's market value can be influenced by many factors that don't directly affect Nicholas Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Nicholas Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Nicholas Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Nicholas Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.