Nicholas Financial Company Leadership
| NICK Stock | USD 6.39 0.24 3.62% |
Nicholas Financial employs about 8 people. The company is managed by 16 executives with a total tenure of roughly 92 years, averaging almost 5.0 years of service per executive, having 0.5 employees per reported executive. Inspection of Nicholas Financial's management performance can provide insight into the company performance.
| Douglas Marohn CEO President CEO |
| Ralph Finkenbrink Chairman Chairman, CEO and Pres |
Nicholas |
Nicholas Financial Management Team Effectiveness
The company has return on total asset (ROA) of (0.3547) % which means that it has lost $0.3547 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.4706) %, meaning that it created substantial loss on money invested by shareholders. Nicholas Financial's management efficiency ratios could be used to measure how well Nicholas Financial manages its routine affairs as well as how well it operates its assets and liabilities.Nicholas Financial Workforce Comparison
Nicholas Financial is rated below average in number of employees category among related companies. The total workforce of Financials industry is now estimated at about 63,978. Nicholas Financial adds roughly 8.0 in number of employees claiming only tiny portion of equities under Financials industry.
Nicholas Financial Insider Trading
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Nicholas Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Nicholas Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Nicholas Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Adam Peterson over three weeks ago Acquisition by Adam Peterson of 4968 shares of Nicholas Financial at 12.14 subject to Rule 16b-3 |
Nicholas Financial Notable Stakeholders
A Nicholas Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Nicholas Financial often face trade-offs trying to please all of them. Nicholas Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Nicholas Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Jeremy Zhu | Founder | Profile | |
| Douglas Marohn | President CEO | Profile | |
| Ralph Finkenbrink | Chairman, CEO and Pres | Profile | |
| Chad Steinorth | Interim CFO, Vice President | Profile | |
| Katie MacGillivary | CFO, VP of Fin. and Corporate Secretary | Profile | |
| Irina Nashtatik | CFO Secretary | Profile | |
| Kelly Malson | CFO | Profile | |
| Robin Hastings | Director | Profile | |
| Stephen Bragin | Independent Director | Profile | |
| Scott Fink | Independent Director | Profile | |
| Adam Peterson | Director | Profile | |
| Kevin Bates | Sr. VP of Operations and Director | Profile | |
| Todd Pfister | Independent Director | Profile | |
| Jeffrey Royal | Director | Profile | |
| Margie Murphy | IR contact | Profile | |
| Michael Rost | Chief Officer | Profile |
About Nicholas Financial Management Performance
The success or failure of an entity such as Nicholas Financial often depends on how effective the management is. Nicholas Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Nicholas management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Nicholas management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Nicholas Financial, Inc. operates as a consumer finance company in the United States. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida. Nicholas Fincl operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 215 people.
The data published in Nicholas Financial's official financial statements usually reflect Nicholas Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Nicholas Financial. For example, before you start analyzing numbers published by Nicholas accountants, it's critical to develop an understanding of what Nicholas Financial's liquidity, profitability, and earnings quality are in the context of the Consumer Finance space in which it operates.
Please note, the presentation of Nicholas Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Nicholas Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Nicholas Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Nicholas Financial. Please utilize our Beneish M Score to check the likelihood of Nicholas Financial's management manipulating its earnings.
Nicholas Financial Workforce Analysis
Traditionally, organizations such as Nicholas Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Nicholas Financial within its industry.Nicholas Financial Manpower Efficiency
Return on Nicholas Financial Manpower
| Revenue Per Employee | 5.1M | |
| Revenue Per Executive | 2.5M | |
| Net Loss Per Employee | 4.3M | |
| Net Loss Per Executive | 2.1M |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Nicholas Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For more information on how to buy Nicholas Stock please use our How to buy in Nicholas Stock guide.Note that the Nicholas Financial information on this page should be used as a complementary analysis to other Nicholas Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Complementary Tools for Nicholas Stock analysis
When running Nicholas Financial's price analysis, check to measure Nicholas Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nicholas Financial is operating at the current time. Most of Nicholas Financial's value examination focuses on studying past and present price action to predict the probability of Nicholas Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nicholas Financial's price. Additionally, you may evaluate how the addition of Nicholas Financial to your portfolios can decrease your overall portfolio volatility.
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Is Nicholas Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Nicholas Financial. If investors know Nicholas will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Nicholas Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Nicholas Financial is measured differently than its book value, which is the value of Nicholas that is recorded on the company's balance sheet. Investors also form their own opinion of Nicholas Financial's value that differs from its market value or its book value, called intrinsic value, which is Nicholas Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Nicholas Financial's market value can be influenced by many factors that don't directly affect Nicholas Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Nicholas Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Nicholas Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Nicholas Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.