Nicholas Financial Valuation
| NICK Stock | USD 6.59 0.20 3.13% |
At this time, the firm appears to be overvalued. Nicholas Financial secures a last-minute Real Value of $5.18 per share. The latest price of the firm is $6.59. Our model forecasts the value of Nicholas Financial from analyzing the firm fundamentals such as Return On Equity of -0.47, operating margin of 0.74 %, and Shares Outstanding of 7.29 M as well as examining its technical indicators and probability of bankruptcy. In general, most investors recommend picking up undervalued stocks and discarding overvalued stocks since, at some point, asset prices and their ongoing real values will merge together. Key fundamental drivers impacting Nicholas Financial's valuation include:
Price Book 0.8568 | Enterprise Value 39 M | Price Sales 9.7301 | Enterprise Value Revenue 106.3022 |
Overvalued
Today
Please note that Nicholas Financial's price fluctuation is somewhat reliable at this time. Calculation of the real value of Nicholas Financial is based on 3 months time horizon. Increasing Nicholas Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Nicholas Financial is useful when determining the fair value of the Nicholas stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Nicholas Financial. Since Nicholas Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Nicholas Stock. However, Nicholas Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 6.59 | Real 5.18 | Hype 6.39 | Naive 6.25 |
The real value of Nicholas Stock, also known as its intrinsic value, is the underlying worth of Nicholas Financial Company, which is reflected in its stock price. It is based on Nicholas Financial's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Nicholas Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Nicholas Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Nicholas Financial helps investors to forecast how Nicholas stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Nicholas Financial more accurately as focusing exclusively on Nicholas Financial's fundamentals will not take into account other important factors: Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Nicholas Financial's intrinsic value based on its ongoing forecasts of Nicholas Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Nicholas Financial's closest peers. When choosing an evaluation method for Nicholas Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.
Nicholas Financial Investments |
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Nicholas Valuation Trend
Knowing Nicholas Financial's actual value is paramount for traders to make sound investment determinations. Nicholas Financial's real value is not only important for the investor to make better decisions but also for a more accurate overall view of Nicholas Financial's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both Nicholas Financial's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
Nicholas Market Cap
Nicholas Financial is rated below average in market capitalization category among related companies. Market capitalization of Financials industry is now estimated at about 41.11 Billion. Nicholas Financial adds roughly 46.59 Million in market capitalization claiming only tiny portion of equities under Financials industry.Nicholas Financial Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining Nicholas Financial's current stock value. Our valuation model uses many indicators to compare Nicholas Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Nicholas Financial competition to find correlations between indicators driving Nicholas Financial's intrinsic value. More Info.Nicholas Financial is rated below average in price to earning category among related companies. It is rated below average in price to book category among related companies fabricating about 0.14 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for Nicholas Financial is roughly 6.93 . Price To Book Ratio is expected to rise to 1.28 this year. Comparative valuation analysis is a catch-all model that can be used if you cannot value Nicholas Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Nicholas Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Nicholas Financial's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Nicholas Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Nicholas Financial and how it compares across the competition.
About Nicholas Financial Valuation
The stock valuation mechanism determines the current worth of Nicholas Financial on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Nicholas Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Nicholas Financial based exclusively on its fundamental and basic technical indicators. By analyzing Nicholas Financial's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Nicholas Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Nicholas Financial. We calculate exposure to Nicholas Financial's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Nicholas Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 44 M | 45.2 M | |
| Pretax Profit Margin | (0.93) | (0.88) | |
| Operating Profit Margin | (0.83) | (0.79) | |
| Net Loss | (0.97) | (0.92) | |
| Gross Profit Margin | 1.09 | 1.01 |
Nicholas Financial Quarterly Retained Earnings |
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8 Steps to conduct Nicholas Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Nicholas Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Nicholas Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Nicholas Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Nicholas Financial's revenue streams: Identify Nicholas Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Nicholas Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Nicholas Financial's growth potential: Evaluate Nicholas Financial's management, business model, and growth potential.
- Determine Nicholas Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Nicholas Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Nicholas Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Nicholas Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 7.2 M | |
| Quarterly Earnings Growth Y O Y | -0.792 |
Nicholas Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Nicholas Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Nicholas we look at many different elements of the entity such as Nicholas's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. Nicholas Financial's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Nicholas Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Nicholas Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Nicholas Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Nicholas Financial's worth.When determining whether Nicholas Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Nicholas Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Nicholas Financial Stock. Highlighted below are key reports to facilitate an investment decision about Nicholas Financial Stock: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Nicholas Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For more information on how to buy Nicholas Stock please use our How to buy in Nicholas Stock guide.Note that the Nicholas Financial information on this page should be used as a complementary analysis to other Nicholas Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Complementary Tools for Nicholas Stock analysis
When running Nicholas Financial's price analysis, check to measure Nicholas Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nicholas Financial is operating at the current time. Most of Nicholas Financial's value examination focuses on studying past and present price action to predict the probability of Nicholas Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nicholas Financial's price. Additionally, you may evaluate how the addition of Nicholas Financial to your portfolios can decrease your overall portfolio volatility.
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Is Nicholas Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Nicholas Financial. If investors know Nicholas will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Nicholas Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.79) | Earnings Share (4.99) | Revenue Per Share 0.714 | Quarterly Revenue Growth (0.16) | Return On Assets (0.35) |
The market value of Nicholas Financial is measured differently than its book value, which is the value of Nicholas that is recorded on the company's balance sheet. Investors also form their own opinion of Nicholas Financial's value that differs from its market value or its book value, called intrinsic value, which is Nicholas Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Nicholas Financial's market value can be influenced by many factors that don't directly affect Nicholas Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Nicholas Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Nicholas Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Nicholas Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.