Northern California Company Top Management

NRLB Stock  USD 0.03  0.00  0.00%   
Northern California employs about 48 people. The company is managed by 8 executives with a total tenure of roughly 205 years, averaging almost 25.0 years of service per executive, having 6.0 employees per reported executive. Analysis of Northern California's management performance can provide insight into the company performance.
Charles Chrietzberg  Chairman
Chairman, CEO and President Member of Asset Liability Committee, Member of Compliance Committee, Chairman of Monterey County Bank and CEO of Monterey County Bank
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northern California Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.

Northern California Management Team Effectiveness

The company has return on total asset (ROA) of (0.0442) % which means that it has lost $0.0442 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (1.2963) %, meaning that it created substantial loss on money invested by shareholders. Northern California's management efficiency ratios could be used to measure how well Northern California manages its routine affairs as well as how well it operates its assets and liabilities.

Northern California Workforce Comparison

Northern California Bancorp is rated below average in number of employees category among related companies. The total workforce of Banks—Regional industry is now estimated at about 82,628. Northern California adds roughly 48.0 in number of employees claiming only tiny portion of stocks in Banks—Regional industry.
The company has Profit Margin (PM) of (2.46) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.86) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.86.

Northern California Benchmark Summation

Operator
The output start index for this execution was zero with a total number of output elements of sixty-one. Northern California Price Series Summation is a cross summation of Northern California price series and its benchmark/peer.

Northern California Notable Stakeholders

A Northern California stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Northern California often face trade-offs trying to please all of them. Northern California's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Northern California's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Charles ChrietzbergChairman, CEO and President Member of Asset Liability Committee, Member of Compliance Committee, Chairman of Monterey County Bank and CEO of Monterey County BankProfile
Bruce WarnerCOO, CFO, Principal Accounting Officer, Executive VP, CFO of Monterey County Bank, COO of Monterey County Bank and Executive VP of Monterey County BankProfile
Patricia WeberSr. VP, Sr. Operations Manager, Sr. VP of Monterey County Bank and Sr. Operations Manager of Monterey County BankProfile
John LotzIndependent DirectorProfile
Sandra ChrietzbergDirectorProfile
Stephanie ChrietzbergDirector, Member of Asset Liability Committee and Sr. VP of Admin. - Monterey County BankProfile
Carla HudsonIndependent DirectorProfile
Peter ConiglioIndependent DirectorProfile

About Northern California Management Performance

The success or failure of an entity such as Northern California often depends on how effective the management is. Northern California management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Northern management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Northern management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Northern California Bancorp, Inc. operates as the bank holding company for Monterey County Bank that provides various banking products and services in California. Northern California Bancorp, Inc. was founded in 1977 and is based in Monterey, California. Northern California operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 48 people.
The data published in Northern California's official financial statements usually reflect Northern California's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Northern California. For example, before you start analyzing numbers published by Northern accountants, it's critical to develop an understanding of what Northern California's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of Northern California's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Northern California's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Northern California's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Northern California Bancorp. Please utilize our Beneish M Score to check the likelihood of Northern California's management manipulating its earnings.

Northern California Workforce Analysis

Traditionally, organizations such as Northern California use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Northern California within its industry.

Northern California Manpower Efficiency

Return on Northern California Manpower

Revenue Per Employee72.6K
Revenue Per Executive435.4K
Net Loss Per Employee284.4K
Net Loss Per Executive1.7M
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northern California Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.

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When running Northern California's price analysis, check to measure Northern California's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Northern California is operating at the current time. Most of Northern California's value examination focuses on studying past and present price action to predict the probability of Northern California's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Northern California's price. Additionally, you may evaluate how the addition of Northern California to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Northern California's value and its price as these two are different measures arrived at by different means. Investors typically determine if Northern California is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northern California's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.