Op Bancorp Stock Today
| OPBK Stock | USD 9.39 0.06 0.64% |
Performance0 of 100
| Odds Of DistressLess than 9
|
OP Bancorp is selling for 9.39 as of the 24th of April 2024. This is a 0.64 percent up since the beginning of the trading day. The stock's last reported lowest price was 9.26. OP Bancorp has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for OP Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 24th of February 2024 and ending today, the 24th of April 2024. Click here to learn more.
Business Domain Banks | IPO Date 28th of March 2018 | Category Financial Services | Classification Financials |
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. The company was founded in 2005 and is headquartered in Los Angeles, California. Open Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 14.96 M outstanding shares of which 50.73 K shares are now shorted by private and institutional investors with about 2.72 trading days to cover. More on OP Bancorp
Moving together with OPBK Stock
| 0.75 | AX | Axos Financial Earnings Call This Week | PairCorr |
| 0.77 | BY | Byline Bancorp Earnings Call This Week | PairCorr |
| 0.67 | PB | Prosperity Bancshares Earnings Call Today | PairCorr |
Moving against OPBK Stock
| 0.8 | TECTP | Tectonic Financial | PairCorr |
| 0.66 | DB | Deutsche Bank AG Earnings Call Tomorrow | PairCorr |
| 0.56 | CFG-PD | Citizens Financial | PairCorr |
| 0.46 | NU | Nu Holdings Financial Report 20th of May 2024 | PairCorr |
OPBK Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. OP Bancorp's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding OP Bancorp or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| CEO President | Min Kim | ||||
| Business Concentration | Thrifts & Mortgage Finance, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Thrifts & Mortgage Finance, Banks—Regional, Financial Services (View all Sectors) | ||||
| Average Analyst Recommendation Analysts covering OP Bancorp report their recommendations after researching OP Bancorp's financial statements, talking to executives and customers, or listening in on OP Bancorp's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering OP Bancorp. The OPBK consensus assessment is calculated by taking the average forecast from all of the analysts covering OP Bancorp. | |||||
OP Bancorp's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to OP Bancorp's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | |||||
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand OP Bancorp's financial leverage. It provides some insight into what part of OP Bancorp's total assets is financed by creditors.
| |||||
OP Bancorp (OPBK) is traded on NASDAQ Exchange in USA. It is located in 1000 Wilshire Boulevard, Los Angeles, CA, United States, 90017 and employs 222 people. OP Bancorp is listed under Thrifts & Mortgage Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 139.54 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate OP Bancorp's market, we take the total number of its shares issued and multiply it by OP Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. OP Bancorp conducts business under Thrifts & Mortgage Finance sector and is part of Financials industry. The entity has 14.96 M outstanding shares of which 50.73 K shares are now shorted by private and institutional investors with about 2.72 trading days to cover.
OP Bancorp currently holds about 107.38 M in cash with 20.86 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.06.
Check OP Bancorp Probability Of Bankruptcy
Ownership AllocationOP Bancorp shows a total of 14.96 Million outstanding shares. Over half of OP Bancorp's outstanding shares are owned by institutions. These institutions are typically referred to as corporate investors that secure positions in a given instrument to benefit from reduced trade commissions. Hence, these institutions are subject to different rules and regulations than regular investors in OP Bancorp. Please watch out for any change in the institutional holdings of OP Bancorp as this could mean something significant has changed or is about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check OPBK Ownership Details
OPBK Stock Price Odds Analysis
Proceeding from a normal probability distribution, the odds of OP Bancorp jumping above the current price in 90 days from now is about 88.77%. The OP Bancorp probability density function shows the probability of OP Bancorp stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 1.4284. This indicates as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, OP Bancorp will likely underperform. Additionally, oP Bancorp has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
Based on a normal probability distribution, the odds of OP Bancorp to move above the current price in 90 days from now is about 88.77 (This OP Bancorp probability density function shows the probability of OPBK Stock to fall within a particular range of prices over 90 days) .
OPBK Stock Institutional Holders
Institutional Holdings refers to the ownership stake in OP Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of OP Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing OP Bancorp's value.| Instituion | Recorded On | Shares | |
| Blackrock Inc | 2023-12-31 | 185.1 K | |
| Maltese Capital Management Llc | 2023-12-31 | 117.5 K | |
| Ancora Advisors Llc | 2023-12-31 | 112.5 K | |
| Geode Capital Management, Llc | 2023-12-31 | 112.1 K | |
| Stifel Financial Corp | 2023-12-31 | 100 K | |
| Lsv Asset Management | 2023-12-31 | 96.5 K | |
| Renaissance Technologies Corp | 2023-12-31 | 93.9 K | |
| Clarivest Asset Management Llc | 2023-12-31 | 87.8 K | |
| Arrowstreet Capital Limited Partnership | 2023-12-31 | 75.4 K | |
| Alliancebernstein L.p. | 2023-12-31 | 807.6 K | |
| Klk Capital Management Llc | 2023-09-30 | 737.5 K |
OP Bancorp Historical Income Statement
OP Bancorp Income Statement is one of the three primary financial statements used for reporting OPBK's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of OP Bancorp revenue and expense. OP Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, OP Bancorp's Total Operating Expenses is quite stable compared to the past year. Total Other Income Expense Net is expected to rise to about 35.2 M this year, although the value of EBITDA will most likely fall to about 817 K. View More FundamentalsOPBK Stock Against Markets
Picking the right benchmark for OP Bancorp stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in OP Bancorp stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for OP Bancorp is critical whether you are bullish or bearish towards OP Bancorp at a given time. Please also check how OP Bancorp's historical prices are related to one of the top price index indicators.
Be your own money manager
Our tools can tell you how much better you can do entering a position in OP Bancorp without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
Run Price Ceiling Movement Now
Price Ceiling MovementCalculate and plot Price Ceiling Movement for different equity instruments |
| All Next | Launch Module |
OP Bancorp Corporate Management
Elected by the shareholders, the OP Bancorp's board of directors comprises two types of representatives: OP Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of OPBK. The board's role is to monitor OP Bancorp's management team and ensure that shareholders' interests are well served. OP Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, OP Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Ihnsuk Bang | Executive Bank | Profile | |
| Ryan Shin | Executive Bank | Profile | |
| Christine Oh | CFO VP | Profile | |
| Jae Park | Executive Bank | Profile | |
| Ki Yoon | Executive Bank | Profile | |
| Sang Oh | Executive Officer | Profile |
How to buy OPBK Stock?
Before investing in OP Bancorp, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in OP Bancorp. To buy OP Bancorp stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of OP Bancorp. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase OP Bancorp stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located OP Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased OP Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as OP Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy OPBK Stock please use our How to Invest in OP Bancorp guide.
Already Invested in OP Bancorp?
The danger of trading OP Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of OP Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than OP Bancorp. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile OP Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether OP Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if OPBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Op Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Op Bancorp Stock: Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.Note that the OP Bancorp information on this page should be used as a complementary analysis to other OP Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Complementary Tools for OPBK Stock analysis
When running OP Bancorp's price analysis, check to measure OP Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OP Bancorp is operating at the current time. Most of OP Bancorp's value examination focuses on studying past and present price action to predict the probability of OP Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OP Bancorp's price. Additionally, you may evaluate how the addition of OP Bancorp to your portfolios can decrease your overall portfolio volatility.
| Pair Correlation Compare performance and examine fundamental relationship between any two equity instruments | |
| Companies Directory Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals | |
| Sync Your Broker Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors. | |
| Money Flow Index Determine momentum by analyzing Money Flow Index and other technical indicators | |
| Insider Screener Find insiders across different sectors to evaluate their impact on performance | |
| Theme Ratings Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Correlation Analysis Reduce portfolio risk simply by holding instruments which are not perfectly correlated | |
| Volatility Analysis Get historical volatility and risk analysis based on latest market data | |
| Watchlist Optimization Optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm | |
| Options Analysis Analyze and evaluate options and option chains as a potential hedge for your portfolios |
Is OP Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.35) | Dividend Share 0.48 | Earnings Share 1.55 | Revenue Per Share 5.361 | Quarterly Revenue Growth (0.14) |
The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.