Old Second Bancorp Stock Analysis

OSBC Stock  USD 13.84  0.06  0.44%   
Old Second Bancorp is undervalued with Real Value of 14.89 and Target Price of 18.0. The main objective of Old Second stock analysis is to determine its intrinsic value, which is an estimate of what Old Second Bancorp is worth, separate from its market price. There are two main types of Old Second's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect Old Second's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of Old Second's stock to identify patterns and trends that may indicate its future price movements.
The Old Second stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Old Second is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. Old Stock trading window is adjusted to America/New York timezone. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Old Second's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Second Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Old Stock Analysis Notes

About 70.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.03. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Old Second Bancorp has Price/Earnings To Growth (PEG) ratio of 2.6. The entity last dividend was issued on the 25th of January 2024. The firm had 2:1 split on the 29th of July 2004. Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois. Old Second operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 891 people. To find out more about Old Second Bancorp contact William Skoglund at 630 892 0202 or learn more at https://www.oldsecond.com.

Old Second Quarterly Total Revenue

82.21 Million

Old Second Bancorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Old Second's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Old Second Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Old Second Bancorp generated a negative expected return over the last 90 days
Old Second Bancorp has a frail financial position based on the latest SEC disclosures
About 70.0% of the company shares are owned by institutional investors
On 5th of February 2024 Old Second paid $ 0.05 per share dividend to its current shareholders
Latest headline from news.google.com: Old Second Bancorps three-year total shareholder returns outpace the underlying earnings growth - Yahoo Movies UK

Old Second Bancorp Upcoming and Recent Events

Earnings reports are used by Old Second to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Old Second previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Old Largest EPS Surprises

Earnings surprises can significantly impact Old Second's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2015-01-21
2014-12-310.050.060.0120 
2014-04-23
2014-03-310.050.04-0.0120 
2017-01-25
2016-12-310.150.170.0213 
View All Earnings Estimates

Old Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Old Second is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Old Second Bancorp backward and forwards among themselves. Old Second's institutional investor refers to the entity that pools money to purchase Old Second's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Stieven Capital Advisors, L.p.2023-12-31
640.1 K
Northern Trust Corp2023-12-31
637.7 K
Kennedy Capital Management Inc2023-12-31
591.6 K
Goldman Sachs Group Inc2023-12-31
568.6 K
American Century Companies Inc2023-12-31
549.6 K
Wellington Management Company Llp2023-12-31
387.8 K
River Oaks Capital Llc2023-09-30
381.1 K
Charles Schwab Investment Management Inc2023-12-31
379.6 K
Holocene Advisors, Lp2023-09-30
375.2 K
Blackrock Inc2023-12-31
3.5 M
Forum Financial Management, Lp2023-12-31
2.7 M
Note, although Old Second's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Old Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 598.1 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Old Second's market, we take the total number of its shares issued and multiply it by Old Second's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Old Profitablity

Old Second's profitability indicators refer to fundamental financial ratios that showcase Old Second's ability to generate income relative to its revenue or operating costs. If, let's say, Old Second is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Old Second's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Old Second's profitability requires more research than a typical breakdown of Old Second's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.34 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.
Last ReportedProjected for 2024
Return On Capital Employed 0.02  0.02 
Return On Assets 0.02  0.01 
Return On Equity 0.16  0.17 

Management Efficiency

Old Second Bancorp has return on total asset (ROA) of 0.0158 % which means that it generated a profit of $0.0158 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1767 %, meaning that it created $0.1767 on every $100 dollars invested by stockholders. Old Second's management efficiency ratios could be used to measure how well Old Second manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.17, whereas Return On Capital Employed is forecasted to decline to 0.02. At present, Old Second's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 5.6 B, whereas Other Assets are forecasted to decline to about 2 B.
Last ReportedProjected for 2024
Price Book Value Ratio 1.19  1.63 
Enterprise Value Multiple 449.45  471.92 
Price Fair Value 1.19  1.63 
The analysis of Old Second's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Old Second's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Old Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Dividend Yield
0.015
Forward Dividend Yield
0.015
Forward Dividend Rate
0.2
Beta
1.09

Technical Drivers

As of the 28th of March, Old Second holds the Coefficient Of Variation of (909.04), risk adjusted performance of (0.05), and Variance of 2.91. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Old Second, as well as the relationship between them. Put it differently, you can use this information to find out if the company will indeed mirror its model of past market data, or the prices will eventually revert. We have analyzed thirteen technical drivers for Old Second Bancorp, which can be compared to its competitors. Please check Old Second Bancorp variance, as well as the relationship between the maximum drawdown and skewness to decide if Old Second Bancorp is priced some-what accurately, providing market reflects its current price of 13.84 per share. Given that Old Second has information ratio of (0.19), we recommend you to check out Old Second Bancorp's recent market performance to make sure the company can sustain itself at a future point.

Old Second Bancorp Price Movement Analysis

Execute Study
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Old Second middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Old Second Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Old Second Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Old Second insiders, such as employees or executives, is commonly permitted as long as it does not rely on Old Second's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Old Second insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Old Second Predictive Daily Indicators

Old Second intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Old Second stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Old Second Corporate Filings

8K
26th of March 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
21st of March 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
18th of March 2024
Other Reports
ViewVerify
F4
15th of March 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10K
7th of March 2024
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
F4
22nd of February 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
13A
13th of February 2024
The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934
ViewVerify
13A
8th of February 2024
An amended filing to the original Schedule 13G
ViewVerify

Old Second Forecast Models

Old Second's time-series forecasting models are one of many Old Second's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Old Second's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Old Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Old Second prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Old shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Old Second. By using and applying Old Stock analysis, traders can create a robust methodology for identifying Old entry and exit points for their positions.
Last ReportedProjected for 2024
Pretax Profit Margin 0.38  0.25 
Operating Profit Margin 0.50  0.64 
Net Profit Margin 0.28  0.19 
Gross Profit Margin 0.87  0.75 

Current Old Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Old analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Old analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
18.0Strong Buy6Odds
Old Second Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Old analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Old stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Old Second Bancorp, talking to its executives and customers, or listening to Old conference calls.
Old Analyst Advice Details

Old Stock Analysis Indicators

Old Second Bancorp stock analysis indicators help investors evaluate how Old Second stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Old Second shares will generate the highest return on investment. By understating and applying Old Second stock analysis, traders can identify Old Second position entry and exit signals to maximize returns.
Begin Period Cash Flow115.2 M
Total Stockholder Equity577.3 M
Total Liab5.1 B
Property Plant And Equipment Net79.3 M
Cash And Short Term Investments-55.5 M
Cash100.1 M
50 Day M A13.754
Net Interest Income253.3 M
Total Current Liabilities2.3 B
Forward Price Earnings7.0126
Investments198.1 M
Interest Expense24.5 M
Stock Based Compensation3.6 M
Long Term Debt85.2 M
Common Stock Shares Outstanding45.4 M
Tax Provision34.2 M
Quarterly Earnings Growth Y O Y-0.231
Free Cash Flow104 M
Other Current Assets105.3 M
Net Debt416.5 M
Other Operating Expenses201.3 M
Non Current Assets Total5.6 B
Liabilities And Stockholders Equity5.7 B
Non Currrent Assets Other5.3 B
When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Second Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Old Second Bancorp information on this page should be used as a complementary analysis to other Old Second's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.

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When running Old Second's price analysis, check to measure Old Second's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Old Second is operating at the current time. Most of Old Second's value examination focuses on studying past and present price action to predict the probability of Old Second's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Old Second's price. Additionally, you may evaluate how the addition of Old Second to your portfolios can decrease your overall portfolio volatility.
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Is Old Second's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Second. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Second listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.23)
Dividend Share
0.2
Earnings Share
2.02
Revenue Per Share
6.036
Quarterly Revenue Growth
(0.13)
The market value of Old Second Bancorp is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Second's value that differs from its market value or its book value, called intrinsic value, which is Old Second's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Second's market value can be influenced by many factors that don't directly affect Old Second's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Second's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Second is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.