Pacific Commerce Bancorp Financials

Based on the measurements of operating efficiency obtained from Pacific Commerce's historical financial statements, Pacific Commerce Bancorp is not in a good financial situation at the moment. It has a very high risk of going through financial straits in May.
With this module, you can analyze Pacific financials for your investing period. You should be able to track the changes in Pacific Commerce individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
  
Understanding current and past Pacific Commerce Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Pacific Commerce's financial statements are interrelated, with each one affecting the others. For example, an increase in Pacific Commerce's assets may result in an increase in income on the income statement.
The data published in Pacific Commerce's official financial statements usually reflect Pacific Commerce's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Pacific Commerce Bancorp. For example, before you start analyzing numbers published by Pacific accountants, it's critical to develop an understanding of what Pacific Commerce's liquidity, profitability, and earnings quality are in the context of the Pacific space in which it operates.
Please note, the presentation of Pacific Commerce's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Pacific Commerce's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Pacific Commerce's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Pacific Commerce Bancorp. Please utilize our Beneish M Score to check the likelihood of Pacific Commerce's management manipulating its earnings.

Pacific Commerce Stock Summary

Pacific Commerce competes with Socket Mobile, Weibo Corp, Zoom Video, Transphorm Technology, and Paysafe. Pacific Commerce Bancorp operates as the bank holding company for Pacific Commerce Bank that provides various financial and banking services to the personal and business customers in California. The company was founded in 2002 and is based in Los Angeles, California. Pacific Commerce operates under Banks - Regional - US classification in USA and is traded on OTC Market. It employs 85 people.
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS69404P1012
Business Address420 East Third
BenchmarkNYSE Composite
Websitewww.pacificcommercebank.com
Phone213 617 0082
CurrencyUSD - US Dollar
You should never invest in Pacific Commerce without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Pacific Stock, because this is throwing your money away. Analyzing the key information contained in Pacific Commerce's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Pacific Commerce Key Financial Ratios

Generally speaking, Pacific Commerce's financial ratios allow both analysts and investors to convert raw data from Pacific Commerce's financial statements into concise, actionable information that can be used to evaluate the performance of Pacific Commerce over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Pacific Commerce Bancorp reports annually and quarterly.

Pacific Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Pacific Commerce's current stock value. Our valuation model uses many indicators to compare Pacific Commerce value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Pacific Commerce competition to find correlations between indicators driving Pacific Commerce's intrinsic value. More Info.
Pacific Commerce Bancorp is considered to be number one stock in return on equity category among related companies. It is considered to be number one stock in return on asset category among related companies reporting about  0.11  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Pacific Commerce Bancorp is roughly  8.71 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Pacific Commerce by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Pacific Commerce's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Pacific Commerce's earnings, one of the primary drivers of an investment's value.
Check out Your Equity Center to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Pacific Commerce Bancorp information on this page should be used as a complementary analysis to other Pacific Commerce's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.

Other Consideration for investing in Pacific Stock

If you are still planning to invest in Pacific Commerce Bancorp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Pacific Commerce's history and understand the potential risks before investing.
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