Plumas Bancorp Stock Today

PLBC Stock  USD 35.15  0.01  0.03%   

Performance

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Odds Of Distress

Less than 5

 
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Plumas Bancorp is trading at 35.15 as of the 25th of April 2024, a 0.03 percent up since the beginning of the trading day. The stock's open price was 35.14. Plumas Bancorp has under 5 % chance of experiencing financial distress over the next 2 years, but has generated negative returns over the last 90 days. Equity ratings for Plumas Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 26th of March 2024 and ending today, the 25th of April 2024. Click here to learn more.
Business Domain
Banks
IPO Date
18th of May 2005
Category
Financial Services
Classification
Financials
Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. Plumas Bancorp was incorporated in 1980 and is headquartered in Reno, Nevada. The company has 5.9 M outstanding shares of which 13.3 K shares are at this time shorted by private and institutional investors with about 2.39 trading days to cover. More on Plumas Bancorp

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Plumas Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Plumas Bancorp's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Plumas Bancorp or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEOAndrew Ryback
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering Plumas Bancorp report their recommendations after researching Plumas Bancorp's financial statements, talking to executives and customers, or listening in on Plumas Bancorp's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Plumas Bancorp. The Plumas consensus assessment is calculated by taking the average forecast from all of the analysts covering Plumas Bancorp.
Financial Strength
Based on the analysis of Plumas Bancorp's profitability, liquidity, and operating efficiency, Plumas Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. Financial strength of Plumas Bancorp is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01940.0185
Sufficiently Up
Slightly volatile
Asset Turnover0.03790.0529
Way Down
Pretty Stable
Gross Profit Margin1.11.15
Sufficiently Down
Slightly volatile
Total Current Liabilities340.6 M324.4 M
Sufficiently Up
Pretty Stable
Non Current Liabilities Total1.2 B1.1 B
Sufficiently Up
Slightly volatile
Total Assets1.7 B1.6 B
Sufficiently Up
Slightly volatile
Total Current Assets181.5 M94.2 M
Way Up
Slightly volatile
Plumas Bancorp's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Plumas Bancorp's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Plumas Bancorp's financial leverage. It provides some insight into what part of Plumas Bancorp's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Plumas Bancorp's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Plumas Bancorp deploys its capital and how much of that capital is borrowed.
Liquidity
Plumas Bancorp cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 116.06 M in liabilities with Debt to Equity (D/E) ratio of 13.1, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Plumas Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Plumas Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Plumas Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Plumas to invest in growth at high rates of return. When we think about Plumas Bancorp's use of debt, we should always consider it together with cash and equity.

Stock Based Compensation

338,100
Plumas Bancorp (PLBC) is traded on NASDAQ Exchange in USA. It is located in 5525 Kietzke Lane, Reno, NV, United States, 89511 and employs 175 people. Plumas Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 207.19 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Plumas Bancorp's market, we take the total number of its shares issued and multiply it by Plumas Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Plumas Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 5.9 M outstanding shares of which 13.3 K shares are at this time shorted by private and institutional investors with about 2.39 trading days to cover. Plumas Bancorp currently holds about 334.12 M in cash with 34.34 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 57.12, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check Plumas Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Plumas Bancorp is $207.19 Million. 30% of Plumas Bancorp outstanding shares are owned by third-party entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Plumas Ownership Details

Plumas Stock Price Odds Analysis

What are Plumas Bancorp's target price odds to finish over the current price? Based on a normal probability distribution, the odds of Plumas Bancorp jumping above the current price in 90 days from now is about 64.33%. The Plumas Bancorp probability density function shows the probability of Plumas Bancorp stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 1.626 indicating as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Plumas Bancorp will likely underperform. Additionally, plumas Bancorp has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
  Odds Below 35.15HorizonTargetOdds Above 35.15
35.40%90 days
 35.15 
64.33%
Based on a normal probability distribution, the odds of Plumas Bancorp to move above the current price in 90 days from now is about 64.33 (This Plumas Bancorp probability density function shows the probability of Plumas Stock to fall within a particular range of prices over 90 days) .

Plumas Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Plumas Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Plumas Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Plumas Bancorp's value.
InstituionRecorded OnShares
Raymond James & Associates2023-12-31
40.5 K
Grandeur Peak Global Advisors, Llc2023-12-31
39 K
Bank Of New York Mellon Corp2023-12-31
28.4 K
Rbf Llc2023-12-31
20 K
Renaissance Technologies Corp2023-12-31
15.8 K
Fourthstone Llc2023-09-30
15.4 K
Charles Schwab Investment Management Inc2023-12-31
14.8 K
Morgan Stanley - Brokerage Accounts2023-12-31
14.7 K
First Trust Advisors L.p.2023-12-31
13.4 K
Fmr Inc2023-12-31
527.7 K
Blackrock Inc2023-12-31
322.9 K
View Plumas Bancorp Diagnostics

Plumas Bancorp Historical Income Statement

Plumas Bancorp Income Statement is one of the three primary financial statements used for reporting Plumas's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Plumas Bancorp revenue and expense. Plumas Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At present, Plumas Bancorp's Gross Profit is projected to increase significantly based on the last few years of reporting. The current year's Other Operating Expenses is expected to grow to about 47.4 M, whereas Interest Expense is forecasted to decline to about 2.6 M. View More Fundamentals

Plumas Stock Against Markets

Picking the right benchmark for Plumas Bancorp stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Plumas Bancorp stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Plumas Bancorp is critical whether you are bullish or bearish towards Plumas Bancorp at a given time. Please also check how Plumas Bancorp's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Plumas Bancorp without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Plumas Bancorp Corporate Directors

Plumas Bancorp corporate directors refer to members of a Plumas Bancorp board of directors. The board of directors generally takes responsibility for the Plumas Bancorp's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Plumas Bancorp's board members must vote for the resolution. The Plumas Bancorp board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.

How to buy Plumas Stock?

Before investing in Plumas Bancorp, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Plumas Bancorp. To buy Plumas Bancorp stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Plumas Bancorp. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Plumas Bancorp stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Plumas Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Plumas Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Plumas Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Plumas Stock please use our How to Invest in Plumas Bancorp guide.

Already Invested in Plumas Bancorp?

The danger of trading Plumas Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Plumas Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Plumas Bancorp. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Plumas Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Plumas Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Plumas Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Plumas Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Plumas Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Plumas Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Plumas Stock refer to our How to Trade Plumas Stock guide.
Note that the Plumas Bancorp information on this page should be used as a complementary analysis to other Plumas Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.

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When running Plumas Bancorp's price analysis, check to measure Plumas Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Plumas Bancorp is operating at the current time. Most of Plumas Bancorp's value examination focuses on studying past and present price action to predict the probability of Plumas Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Plumas Bancorp's price. Additionally, you may evaluate how the addition of Plumas Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Plumas Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Plumas Bancorp. If investors know Plumas will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Plumas Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Dividend Share
1.02
Earnings Share
4.79
Revenue Per Share
13.11
Quarterly Revenue Growth
(0.04)
The market value of Plumas Bancorp is measured differently than its book value, which is the value of Plumas that is recorded on the company's balance sheet. Investors also form their own opinion of Plumas Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Plumas Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Plumas Bancorp's market value can be influenced by many factors that don't directly affect Plumas Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Plumas Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Plumas Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Plumas Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.