Pacific Premier Bancorp Stock Today

PPBI Stock  USD 22.13  0.14  0.63%   

Performance

0 of 100

 
Weak
 
Strong
Very Weak

Odds Of Distress

Less than 6

 
High
 
Low
Low
Pacific Premier is trading at 22.13 as of the 23rd of April 2024. This is a -0.63 percent decrease since the beginning of the trading day. The stock's open price was 22.27. Pacific Premier has only a 6 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. Equity ratings for Pacific Premier Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 24th of March 2024 and ending today, the 23rd of April 2024. Click here to learn more.
Business Domain
Banks
IPO Date
25th of June 1997
Category
Financial Services
Classification
Financials
Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides banking services to businesses, professionals, real estate investors, and non-profit organizations. Pacific Premier Bancorp, Inc. was founded in 1983 and is headquartered in Irvine, California. The company has 96.48 M outstanding shares of which 1.67 M shares are at this time shorted by private and institutional investors with about 2.68 trading days to cover. More on Pacific Premier Bancorp

Moving together with Pacific Stock

  0.82AX Axos Financial Earnings Call This WeekPairCorr
  0.94BY Byline Bancorp Earnings Call This WeekPairCorr
  0.78PB Prosperity Bancshares Earnings Call TomorrowPairCorr

Moving against Pacific Stock

  0.74TECTP Tectonic FinancialPairCorr
  0.73NU Nu Holdings Financial Report 20th of May 2024 PairCorr
  0.69CFG-PD Citizens FinancialPairCorr
  0.67KB KB Financial Group Earnings Call This WeekPairCorr
  0.65DB Deutsche Bank AG Earnings Call This WeekPairCorr
  0.65WF Woori Financial Group Financial Report 21st of May 2024 PairCorr
  0.49VBFC Village BankPairCorr

Pacific Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Pacific Premier's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Pacific Premier or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEOSteven Gardner
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, SP Small-Cap 600, NASDAQ Composite, NASDAQ Financial 100, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering Pacific Premier report their recommendations after researching Pacific Premier's financial statements, talking to executives and customers, or listening in on Pacific Premier's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Pacific Premier Bancorp. The Pacific consensus assessment is calculated by taking the average forecast from all of the analysts covering Pacific Premier.
Financial Strength
Based on the analysis of Pacific Premier's profitability, liquidity, and operating efficiency, Pacific Premier Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. Financial strength of Pacific Premier Bancorp is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00150.0016
Notably Down
Slightly volatile
Asset Turnover0.0470.0466
Slightly Up
Slightly volatile
Total Current Liabilities3.1 B5.4 B
Way Down
Slightly volatile
Non Current Liabilities Total11.3 B10.7 B
Sufficiently Up
Slightly volatile
Total Assets20 B19.1 B
Sufficiently Up
Slightly volatile
Total Current Assets1.8 BB
Way Up
Slightly volatile
Pacific Premier's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Pacific Premier's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Pacific Premier's bond ratings measure its overall creditworthiness, which in many ways corresponds to the cost of borrowing for an issuer. These ratings assign a letter grade to all of Pacific Premier's outstanding corporate bonds that indicate their credit quality. We use reports published by private self-sufficient rating services such as Standard & Poor's or Fitch Ratings Inc. to evaluate a bond issuer's financial strength or its ability to pay a bond's principal and interest.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Pacific Premier's financial leverage. It provides some insight into what part of Pacific Premier's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Pacific Premier's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Pacific Premier deploys its capital and how much of that capital is borrowed.
Liquidity
Pacific Premier cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 978.96 M in liabilities with Debt to Equity (D/E) ratio of 8.33, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Pacific Premier until it has trouble settling it off, either with new capital or with free cash flow. So, Pacific Premier's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Pacific Premier Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Pacific to invest in growth at high rates of return. When we think about Pacific Premier's use of debt, we should always consider it together with cash and equity.

Begin Period Cash Flow

1.16 Billion
Pacific Premier Bancorp (PPBI) is traded on NASDAQ Exchange in USA. It is located in 17901 Von Karman Avenue, Irvine, CA, United States, 92614 and employs 1,345 people. Pacific Premier is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.15 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Pacific Premier's market, we take the total number of its shares issued and multiply it by Pacific Premier's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Pacific Premier Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 96.48 M outstanding shares of which 1.67 M shares are at this time shorted by private and institutional investors with about 2.68 trading days to cover. Pacific Premier Bancorp currently holds about 740.94 M in cash with 250.28 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.8.
Check Pacific Premier Probability Of Bankruptcy
Ownership Allocation
Pacific Premier Bancorp has a total of 96.48 Million outstanding shares. The majority of Pacific Premier Bancorp outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Pacific Premier Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Pacific Premier. Please pay attention to any change in the institutional holdings of Pacific Premier Bancorp as this could imply that something significant has changed or is about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check Pacific Ownership Details

Pacific Stock Price Odds Analysis

Coming from a normal probability distribution, the odds of Pacific Premier jumping above the current price in 90 days from now is about 84.13%. The Pacific Premier Bancorp probability density function shows the probability of Pacific Premier stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 2.1282 indicating as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Pacific Premier will likely underperform. Additionally, pacific Premier Bancorp has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
  Odds Below 22.13HorizonTargetOdds Above 22.13
15.76%90 days
 22.13 
84.13%
Based on a normal probability distribution, the odds of Pacific Premier to move above the current price in 90 days from now is about 84.13 (This Pacific Premier Bancorp probability density function shows the probability of Pacific Stock to fall within a particular range of prices over 90 days) .

Pacific Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Pacific Premier that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Pacific Premier's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Pacific Premier's value.
InstituionRecorded OnShares
Cardinal Capital Management Llc2023-12-31
1.9 M
Alliancebernstein L.p.2023-12-31
1.7 M
Brown Advisory Holdings Inc2023-12-31
1.7 M
Morgan Stanley - Brokerage Accounts2023-12-31
1.5 M
Victory Capital Management Inc.2023-12-31
1.3 M
Northern Trust Corp2023-12-31
1.3 M
Gw&k Investment Management, Llc2023-12-31
1.3 M
Bank Of New York Mellon Corp2023-12-31
1.2 M
Norges Bank2023-12-31
1.2 M
Blackrock Inc2023-12-31
14.1 M
Vanguard Group Inc2023-12-31
11.3 M
View Pacific Premier Diagnostics

Pacific Premier Historical Income Statement

Pacific Premier Bancorp Income Statement is one of the three primary financial statements used for reporting Pacific's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Pacific Premier Bancorp revenue and expense. Pacific Premier Income Statement primarily focuses on the company's revenues and expenses during a particular period.
As of now, Pacific Premier's Selling And Marketing Expenses is increasing as compared to previous years. The Pacific Premier's current Total Revenue is estimated to increase to about 932.4 M, while Other Operating Expenses is projected to decrease to under 6.7 M. View More Fundamentals

Pacific Stock Against Markets

Picking the right benchmark for Pacific Premier stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Pacific Premier stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Pacific Premier is critical whether you are bullish or bearish towards Pacific Premier Bancorp at a given time. Please also check how Pacific Premier's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Pacific Premier without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

Did you try this?

Run Portfolio Comparator Now

   

Portfolio Comparator

Compare the composition, asset allocations and performance of any two portfolios in your account
All  Next Launch Module

Pacific Premier Corporate Directors

Pacific Premier corporate directors refer to members of a Pacific Premier board of directors. The board of directors generally takes responsibility for the Pacific Premier's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Pacific Premier's board members must vote for the resolution. The Pacific Premier board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Kenneth BoudreauIndependent DirectorProfile
Barbara PolskyDirectorProfile
Michael PfauIndependent DirectorProfile
Christian MitchellIndependent DirectorProfile

How to buy Pacific Stock?

Before investing in Pacific Premier, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Pacific Premier. To buy Pacific Premier stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Pacific Premier. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Pacific Premier stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Pacific Premier Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Pacific Premier Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Pacific Premier Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Pacific Stock please use our How to Invest in Pacific Premier guide.

Already Invested in Pacific Premier Bancorp?

The danger of trading Pacific Premier Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Pacific Premier is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Pacific Premier. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Pacific Premier Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Pacific Premier Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pacific Premier's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pacific Premier Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pacific Premier Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pacific Premier Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Pacific Premier Bancorp information on this page should be used as a complementary analysis to other Pacific Premier's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.

Complementary Tools for Pacific Stock analysis

When running Pacific Premier's price analysis, check to measure Pacific Premier's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pacific Premier is operating at the current time. Most of Pacific Premier's value examination focuses on studying past and present price action to predict the probability of Pacific Premier's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pacific Premier's price. Additionally, you may evaluate how the addition of Pacific Premier to your portfolios can decrease your overall portfolio volatility.
Bond Analysis
Evaluate and analyze corporate bonds as a potential investment for your portfolios.
Positions Ratings
Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance
Bonds Directory
Find actively traded corporate debentures issued by US companies
Portfolio Dashboard
Portfolio dashboard that provides centralized access to all your investments
Companies Directory
Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals
Is Pacific Premier's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pacific Premier. If investors know Pacific will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pacific Premier listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.38)
Dividend Share
1.32
Earnings Share
0.31
Revenue Per Share
4.677
Quarterly Revenue Growth
(0.18)
The market value of Pacific Premier Bancorp is measured differently than its book value, which is the value of Pacific that is recorded on the company's balance sheet. Investors also form their own opinion of Pacific Premier's value that differs from its market value or its book value, called intrinsic value, which is Pacific Premier's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pacific Premier's market value can be influenced by many factors that don't directly affect Pacific Premier's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pacific Premier's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pacific Premier is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pacific Premier's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.