Southwest Georgia Financial Ratios

Southwest Georgia Financial Corporation -- USA Stock  

USD 20.05  0.3  1.47%

Use fundamental data analysis to confirm all available indicators of Southwest Georgia Fi to find out if markets are presently mispricing the corporation. We found thirty-one available drivers for Southwest Georgia Financial Corporation which can be compared to its competition. To make sure the equity is not overpriced, please validate all Southwest Georgia fundamentals including its Book Value Per Share, Market Capitalization and the relationship between Cash per Share and Earnings Per Share . Given that Southwest Georgia Fi has Shares Owned by Institutions of 1.8 % , we advise you double-check Southwest Georgia Financial Corporation current market performance to make sure the company can sustain itself down the road.Use Southwest Georgia to protect against small markets fluctuations. The stock experiences somewhat bearish sentiment, but market may correct it shortly. Check odds of Southwest Georgia to be traded at $19.45 in 30 days

Southwest Georgia Fi Valuation Over Time

Enterprise Value

Southwest Georgia Company Summary

Southwest Georgia competes with Citigroup, Bank of New York, Byline Bancorp, Canadian Imperial, and DEUTSCHE BANK. Southwest Georgia Financial Corp operates through four segments Retail and Commercial Banking Services Insurance Services Wealth Strategies Services and Financial Management Services. It offers deposit products including consumer and commercial checking accounts NOW accounts savings accounts noninterestbearing and interestbearing demand deposits and time deposits as well as certificates of deposit. Southwest Georgia Financial Corp also offer secured and unsecured loans such as direct installment loans construction and mortgage loans and financial and agricultural loans as well as lines of credit. In addition it offers corporate pension and personal trust services as well as acts as trustee executor and administrator for estates and as an administrator or trustee of various types of employee benefit plans for corporations and other organizations. Further Southwest Georgia Financial Corp offer retail brokerage services which include sale of retail investment products such as stocks bonds mutual funds and annuities property and casualty life health and disability insurance services and investment securities management services. It operates through five full service banking facilities and six automated teller machines as well as a loan production office in Tifton Georgia. Southwest Georgia Financial Corp was founded in 1928 and is headquartered in Moultrie Georgia.

Southwest Georgia Total Asset vs Number of Shares Shorted

Southwest Georgia Financial Corporation is rated fifth in total asset category among related companies. It is rated fifth in number of shares shorted category among related companies . The ratio of Total Asset to Number of Shares Shorted for Southwest Georgia Financial Corporation is about  656,417 

Southwest Georgia Fundamentals

 Better Than Average     
 Worse Than Average Compare Southwest Georgia to competition
FundamentalsSouthwest GeorgiaPeer Average
Return On Equity10.43 % (15.17) %
Return On Asset0.92 % (15.64) %
Profit Margin19.88 % (5.5) %
Operating Margin25.77 % (10.91) %
Current Valuation67.73 M152.14 B
Shares Outstanding2.55 M1.43 B
Shares Owned by Insiders26 % 6.91 %
Shares Owned by Institutions1.8 % 18.37 %
Number of Shares Shorted6323.24 M
Price to Earning12.98 times40.69 times
Price to Book1.32 times14.44 times
Price to Sales2.57 times17.81 times
Revenue20.69 M9.85 B
Net Income4.11 M517.71 M
Cash and Equivalents18.08 M3.89 B
Cash per Share7.1 times5.17 times
Total Debt34.48 M7.36 B
Debt to Equity10.49 % 0.72 %
Book Value Per Share15.83 times13.64 times
Cash Flow from Operations5.75 M1.25 B
Short Ratio0.23 times2.09 times
Earnings Per Share1.61 times2.3 times
Number of Employees10710.67 K
Market Capitalization53.22 M29.78 B
Total Asset414.86 M126.86 B
Retained Earnings27.37 M38.24 B
Z Score0.6708.73
Five Year Return2.12 %
Last Dividend Paid0.44
< 48% 

Chance of Financial Distress

Southwest Georgia Financial Corporation has less than 48 (%) percent chance of experiencing financial distress in the next 2 years of operations. More Info


Southwest Georgia Growth Changes

EPS Diluted Growth

EPS Growth

NCFO Growth


Compare Southwest Georgia To Peers
Dewitt Drew CEO and President Executive Director, CEO of Southwest Georgia Bank and President of Southwest Georgia Bank and Director of Southwest Georgia Bank
Charlie Lemons President and CEO of Empire
More Executives

Opportunity Range

October 23, 2017 Opportunity Range