Timberland Bancorp Stock Today

TSBK Stock  USD 25.07  0.26  1.05%   

Performance

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Odds Of Distress

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Timberland Bancorp is selling for 25.07 as of the 23rd of April 2024. This is a 1.05% increase since the beginning of the trading day. The stock's last reported lowest price was 24.47. Timberland Bancorp has under 5 % chance of experiencing financial distress over the next 2 years, but has generated negative returns over the last 90 days. Equity ratings for Timberland Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 24th of March 2024 and ending today, the 23rd of April 2024. Click here to learn more.
Business Domain
Banks
IPO Date
13th of January 1998
Category
Financial Services
Classification
Financials
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. Timberland Bancorp, Inc. was founded in 1915 and is headquartered in Hoquiam, Washington. Timberland Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 8.12 M outstanding shares of which 38.65 K shares are at this time shorted by private and institutional investors with about 3.26 trading days to cover. More on Timberland Bancorp

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Timberland Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Timberland Bancorp's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Timberland Bancorp or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEO DirectorDean CPA
Business ConcentrationThrifts & Mortgage Finance, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Thrifts & Mortgage Finance, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering Timberland Bancorp report their recommendations after researching Timberland Bancorp's financial statements, talking to executives and customers, or listening in on Timberland Bancorp's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Timberland Bancorp. The Timberland consensus assessment is calculated by taking the average forecast from all of the analysts covering Timberland Bancorp.
Financial Strength
Based on the analysis of Timberland Bancorp's profitability, liquidity, and operating efficiency, Timberland Bancorp may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. Financial strength of Timberland Bancorp is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.0130.0169
Significantly Down
Slightly volatile
Asset Turnover0.05010.0473
Notably Up
Slightly volatile
Total Current Liabilities833.6 K877.5 K
Notably Down
Slightly volatile
Non Current Liabilities Total58.9 M42.4 M
Significantly Up
Very volatile
Total Assets2.2 B2.1 B
Sufficiently Up
Slightly volatile
Total Current Assets209.4 M220.4 M
Notably Down
Very volatile
Total Cash From Operating Activities37.4 M35.6 M
Sufficiently Up
Slightly volatile
Timberland Bancorp's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Timberland Bancorp's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Timberland Bancorp's financial leverage. It provides some insight into what part of Timberland Bancorp's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Timberland Bancorp's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Timberland Bancorp deploys its capital and how much of that capital is borrowed.
Liquidity
Timberland Bancorp cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 36.87 M in liabilities with Debt to Equity (D/E) ratio of 8.21, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Timberland Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Timberland Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Timberland Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Timberland to invest in growth at high rates of return. When we think about Timberland Bancorp's use of debt, we should always consider it together with cash and equity.

Other Non Cash Items

411,872
Timberland Bancorp (TSBK) is traded on NASDAQ Exchange in USA. It is located in 624 Simpson Avenue, Hoquiam, WA, United States, 98550 and employs 285 people. Timberland Bancorp is listed under Thrifts & Mortgage Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 203.64 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Timberland Bancorp's market, we take the total number of its shares issued and multiply it by Timberland Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Timberland Bancorp conducts business under Thrifts & Mortgage Finance sector and is part of Financials industry. The entity has 8.12 M outstanding shares of which 38.65 K shares are at this time shorted by private and institutional investors with about 3.26 trading days to cover. Timberland Bancorp currently holds about 446.04 M in cash with 31 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 54.07, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check Timberland Bancorp Probability Of Bankruptcy
Ownership Allocation
Timberland Bancorp maintains a total of 8.12 Million outstanding shares. Over half of Timberland Bancorp's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in Timberland Bancorp. Please watch out for any change in the institutional holdings of Timberland Bancorp as this could mean something significant has changed or is about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check Timberland Ownership Details

Timberland Stock Price Odds Analysis

Proceeding from a normal probability distribution, the odds of Timberland Bancorp jumping above the current price in 90 days from now is about 87.19%. The Timberland Bancorp probability density function shows the probability of Timberland Bancorp stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 1.563. This usually implies as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Timberland Bancorp will likely underperform. Additionally, timberland Bancorp has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
  Odds Below 25.07HorizonTargetOdds Above 25.07
12.69%90 days
 25.07 
87.19%
Based on a normal probability distribution, the odds of Timberland Bancorp to move above the current price in 90 days from now is about 87.19 (This Timberland Bancorp probability density function shows the probability of Timberland Stock to fall within a particular range of prices over 90 days) .

Timberland Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Timberland Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Timberland Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Timberland Bancorp's value.
InstituionRecorded OnShares
Geode Capital Management, Llc2023-12-31
158.7 K
Keeley-teton Advisors, Llc2023-12-31
135.6 K
Bridgeway Capital Management, Llc2023-12-31
131.8 K
Alliancebernstein L.p.2023-12-31
129.5 K
Kiley Juergens Wealth Management2024-03-31
122.3 K
State Street Corporation2023-12-31
102.7 K
Arrowstreet Capital Limited Partnership2023-12-31
97 K
Advisor Group Holdings, Inc.2023-12-31
87.1 K
Westport Asset Management Inc2023-12-31
80.9 K
Blackrock Inc2023-12-31
584.7 K
Dimensional Fund Advisors, Inc.2023-12-31
568.9 K
View Timberland Bancorp Diagnostics

Timberland Bancorp Historical Income Statement

Timberland Bancorp Income Statement is one of the three primary financial statements used for reporting Timberland's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Timberland Bancorp revenue and expense. Timberland Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Timberland Bancorp's EBITDA is quite stable compared to the past year. Income Before Tax is expected to rise to about 41 M this year, although the value of Selling And Marketing Expenses will most likely fall to about 762.4 K. View More Fundamentals

Timberland Stock Against Markets

Picking the right benchmark for Timberland Bancorp stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Timberland Bancorp stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Timberland Bancorp is critical whether you are bullish or bearish towards Timberland Bancorp at a given time. Please also check how Timberland Bancorp's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Timberland Bancorp without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Timberland Bancorp Corporate Directors

Timberland Bancorp corporate directors refer to members of a Timberland Bancorp board of directors. The board of directors generally takes responsibility for the Timberland Bancorp's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Timberland Bancorp's board members must vote for the resolution. The Timberland Bancorp board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Larry GoldbergIndependent DirectorProfile
Daniel YerringtonDirectorProfile
Michael StoneyIndependent DirectorProfile
Andrea ClintonIndependent DirectorProfile

How to buy Timberland Stock?

Before investing in Timberland Bancorp, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Timberland Bancorp. To buy Timberland Bancorp stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Timberland Bancorp. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Timberland Bancorp stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Timberland Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Timberland Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Timberland Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Timberland Stock please use our How to Invest in Timberland Bancorp guide.

Already Invested in Timberland Bancorp?

The danger of trading Timberland Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Timberland Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Timberland Bancorp. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Timberland Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Timberland Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Timberland Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Timberland Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Timberland Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Timberland Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy Timberland Stock please use our How to buy in Timberland Stock guide.
Note that the Timberland Bancorp information on this page should be used as a complementary analysis to other Timberland Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.

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When running Timberland Bancorp's price analysis, check to measure Timberland Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Timberland Bancorp is operating at the current time. Most of Timberland Bancorp's value examination focuses on studying past and present price action to predict the probability of Timberland Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Timberland Bancorp's price. Additionally, you may evaluate how the addition of Timberland Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Timberland Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Timberland Bancorp. If investors know Timberland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Timberland Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.14)
Dividend Share
0.92
Earnings Share
3.16
Revenue Per Share
9.321
Quarterly Revenue Growth
(0.07)
The market value of Timberland Bancorp is measured differently than its book value, which is the value of Timberland that is recorded on the company's balance sheet. Investors also form their own opinion of Timberland Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Timberland Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Timberland Bancorp's market value can be influenced by many factors that don't directly affect Timberland Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Timberland Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Timberland Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Timberland Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.