United Security Bancshares Stock Today
| UBFO Stock | USD 7.49 0.03 0.40% |
Performance0 of 100
| Odds Of DistressLess than 9
|
United Security is selling at 7.49 as of the 24th of April 2024; that is 0.40 percent increase since the beginning of the trading day. The stock's open price was 7.46. United Security has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for United Security Bancshares are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 27th of October 2023 and ending today, the 24th of April 2024. Click here to learn more.
Business Domain Banks | IPO Date 3rd of March 1999 | Category Financial Services | Classification Financials |
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company was founded in 1987 and is headquartered in Fresno, California. The company has 17.32 M outstanding shares of which 42.66 K shares are at this time shorted by private and institutional investors with about 3.8 trading days to cover. More on United Security Bancshares
Moving together with United Stock
| 0.67 | AX | Axos Financial Earnings Call This Week | PairCorr |
| 0.72 | BY | Byline Bancorp Earnings Call This Week | PairCorr |
Moving against United Stock
| 0.6 | KB | KB Financial Group Earnings Call Tomorrow | PairCorr |
| 0.58 | NU | Nu Holdings Financial Report 20th of May 2024 | PairCorr |
| 0.54 | TECTP | Tectonic Financial | PairCorr |
| 0.51 | WF | Woori Financial Group Financial Report 21st of May 2024 | PairCorr |
| 0.5 | CFG-PD | Citizens Financial | PairCorr |
| 0.47 | VBFC | Village Bank | PairCorr |
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United Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. United Security's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding United Security or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| Chairman | Ronnie Miller | ||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | ||||
| Average Analyst Recommendation Analysts covering United Security report their recommendations after researching United Security's financial statements, talking to executives and customers, or listening in on United Security's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering United Security Banc. The United consensus assessment is calculated by taking the average forecast from all of the analysts covering United Security. | |||||
United Security's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to United Security's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | |||||
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand United Security's financial leverage. It provides some insight into what part of United Security's total assets is financed by creditors.
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United Security Bancshares (UBFO) is traded on NASDAQ Exchange in USA. It is located in 2126 Inyo Street, Fresno, CA, United States, 93721 and employs 114 people. United Security is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 129.17 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate United Security's market, we take the total number of its shares issued and multiply it by United Security's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. United Security Banc conducts business under Banks sector and is part of Financials industry. The entity has 17.32 M outstanding shares of which 42.66 K shares are at this time shorted by private and institutional investors with about 3.8 trading days to cover.
United Security Bancshares currently holds about 126.03 M in cash with 21.38 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.39.
Check United Security Probability Of Bankruptcy
Ownership AllocationUnited Security maintains a total of 17.32 Million outstanding shares. United Security Banc maintains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check United Ownership Details
United Stock Price Odds Analysis
Contingent on a normal probability distribution, the odds of United Security jumping above the current price in 90 days from now is about 45.73%. The United Security Bancshares probability density function shows the probability of United Security stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days United Security has a beta of 0.1802. This usually implies as returns on the market go up, United Security average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding United Security Bancshares will be expected to be much smaller as well. Additionally, united Security Bancshares has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
Based on a normal probability distribution, the odds of United Security to move above the current price in 90 days from now is about 45.73 (This United Security Bancshares probability density function shows the probability of United Stock to fall within a particular range of prices over 90 days) .
United Stock Institutional Holders
Institutional Holdings refers to the ownership stake in United Security that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of United Security's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing United Security's value.| Instituion | Recorded On | Shares | |
| Ycmnet Advisors Inc | 2023-12-31 | 94.5 K | |
| American Century Companies Inc | 2023-12-31 | 84.8 K | |
| Private Wealth Advisors, Llc | 2023-12-31 | 79.3 K | |
| Kennedy Capital Management Inc | 2023-12-31 | 58.5 K | |
| Goldman Sachs Group Inc | 2023-12-31 | 48.4 K | |
| Empowered Funds, Llc | 2023-12-31 | 40.4 K | |
| Qube Research & Technologies | 2023-12-31 | 39.8 K | |
| Planning Center, Inc. | 2023-12-31 | 36 K | |
| Kestra Private Wealth Services, Llc | 2023-12-31 | 34.2 K | |
| Bridgewealth Advisory Group Llc | 2023-12-31 | 1.2 M | |
| Dimensional Fund Advisors, Inc. | 2023-12-31 | 839.1 K |
United Security Historical Income Statement
United Security Bancshares Income Statement is one of the three primary financial statements used for reporting United's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of United Security Banc revenue and expense. United Security Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, United Security's Net Income is very stable compared to the past year. As of the 24th of April 2024, Net Income Applicable To Common Shares is likely to grow to about 18.9 M, while Total Revenue is likely to drop about 35.7 M. View More FundamentalsUnited Stock Against Markets
Picking the right benchmark for United Security stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in United Security stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for United Security is critical whether you are bullish or bearish towards United Security Bancshares at a given time. Please also check how United Security's historical prices are related to one of the top price index indicators.
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Our tools can tell you how much better you can do entering a position in United Security without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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United Security Corporate Directors
United Security corporate directors refer to members of an United Security board of directors. The board of directors generally takes responsibility for the United Security's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of United Security's board members must vote for the resolution. The United Security board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Brian Tkacz | Director | Profile | |
| Michael Woolf | Independent Director | Profile | |
| G Ellithorpe | Independent Director | Profile | |
| Susan CPA | Secretary Director | Profile |
How to buy United Stock?
Before investing in United Security, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in United Security. To buy United Security stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of United Security. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase United Security stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located United Security Bancshares stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased United Security Bancshares stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as United Security Bancshares, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy United Stock please use our How to Invest in United Security guide.
Already Invested in United Security Bancshares?
The danger of trading United Security Bancshares is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of United Security is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than United Security. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile United Security Banc is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the United Security Banc information on this page should be used as a complementary analysis to other United Security's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Complementary Tools for United Stock analysis
When running United Security's price analysis, check to measure United Security's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Security is operating at the current time. Most of United Security's value examination focuses on studying past and present price action to predict the probability of United Security's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Security's price. Additionally, you may evaluate how the addition of United Security to your portfolios can decrease your overall portfolio volatility.
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Is United Security's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.33) | Dividend Share 0.47 | Earnings Share 1.04 | Revenue Per Share 2.984 | Quarterly Revenue Growth (0.15) |
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.