United Bankshares Stock Today
| UBSI Stock | USD 32.57 0.10 0.31% |
Performance0 of 100
| Odds Of DistressLess than 6
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United Bankshares is trading at 32.57 as of the 17th of April 2024. This is a 0.31 percent increase since the beginning of the trading day. The stock's open price was 32.47. United Bankshares has only a 6 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. Equity ratings for United Bankshares are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 22nd of July 2023 and ending today, the 17th of April 2024. Click here to learn more.
Business Domain Banks | IPO Date 26th of March 1990 | Category Financial Services | Classification Financials |
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia. United Bkshs operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 135.04 M outstanding shares of which 3.61 M shares are at this time shorted by private and institutional investors with about 6.2 trading days to cover. More on United Bankshares
Moving together with United Stock
| 0.83 | AX | Axos Financial Financial Report 25th of April 2024 | PairCorr |
| 0.93 | BY | Byline Bancorp Report 25th of April 2024 | PairCorr |
| 0.89 | PB | Prosperity Bancshares Earnings Call This Week | PairCorr |
Moving against United Stock
| 0.61 | KB | KB Financial Group Earnings Call Next Week | PairCorr |
| 0.61 | TECTP | Tectonic Financial | PairCorr |
| 0.59 | NU | Nu Holdings Financial Report 20th of May 2024 | PairCorr |
| 0.56 | WF | Woori Financial Group Earnings Call Tomorrow | PairCorr |
| 0.49 | VBFC | Village Bank | PairCorr |
| 0.48 | CFG-PD | Citizens Financial | PairCorr |
| 0.41 | TFC-PI | Truist Financial | PairCorr |
United Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. United Bankshares' investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding United Bankshares or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| CEO | James Consagra | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NASDAQ Composite, SP Midcap 400, NASDAQ Financial 100, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation Analysts covering United Bankshares report their recommendations after researching United Bankshares' financial statements, talking to executives and customers, or listening in on United Bankshares' conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering United Bankshares. The United consensus assessment is calculated by taking the average forecast from all of the analysts covering United Bankshares. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Financial Strength Based on the key indicators related to United Bankshares' liquidity, profitability, solvency, and operating efficiency, United Bankshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. Financial strength of United Bankshares is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
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United Bankshares' financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to United Bankshares' success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand United Bankshares' financial leverage. It provides some insight into what part of United Bankshares' total assets is financed by creditors.
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United Bankshares (UBSI) is traded on NASDAQ Exchange in USA. It is located in 300 United Center, Charleston, WV, United States, 25301 and employs 2,635 people. United Bankshares is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.38 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate United Bankshares's market, we take the total number of its shares issued and multiply it by United Bankshares's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. United Bankshares conducts business under Banks sector and is part of Financials industry. The entity has 135.04 M outstanding shares of which 3.61 M shares are at this time shorted by private and institutional investors with about 6.2 trading days to cover.
United Bankshares currently holds about 1.72 B in cash with 408.74 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 12.82.
Check United Bankshares Probability Of Bankruptcy
Ownership AllocationUnited Bankshares maintains a total of 135.04 Million outstanding shares. The majority of United Bankshares outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in United Bankshares to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in United Bankshares. Please pay attention to any change in the institutional holdings of United Bankshares as this could imply that something significant has changed or is about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check United Ownership Details
United Stock Price Odds Analysis
Coming from a normal probability distribution, the odds of United Bankshares jumping above the current price in 90 days from now is about 97.0%. The United Bankshares probability density function shows the probability of United Bankshares stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 1.7001. This usually implies as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, United Bankshares will likely underperform. Additionally, united Bankshares has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
Based on a normal probability distribution, the odds of United Bankshares to move above the current price in 90 days from now is about 97.0 (This United Bankshares probability density function shows the probability of United Stock to fall within a particular range of prices over 90 days) .
United Stock Institutional Holders
Institutional Holdings refers to the ownership stake in United Bankshares that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of United Bankshares' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing United Bankshares' value.| Instituion | Recorded On | Shares | |
| Fisher Asset Management, Llc | 2023-09-30 | 1.6 M | |
| Charles Schwab Investment Management Inc | 2023-09-30 | 1.4 M | |
| Proshare Advisors Llc | 2023-09-30 | 1.4 M | |
| Norges Bank | 2023-12-31 | 1.2 M | |
| Bank Of America Corp | 2023-09-30 | 943.5 K | |
| Morgan Stanley - Brokerage Accounts | 2023-09-30 | 813.6 K | |
| United Bank (vienna, Va) | 2023-12-31 | 724.3 K | |
| Citadel Advisors Llc | 2023-09-30 | 640.6 K | |
| Nuveen Asset Management, Llc | 2023-09-30 | 634.1 K | |
| Blackrock Inc | 2023-09-30 | 19.5 M | |
| Vanguard Group Inc | 2023-09-30 | 14.1 M |
United Bankshares Historical Income Statement
United Bankshares Income Statement is one of the three primary financial statements used for reporting United's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of United Bankshares revenue and expense. United Bankshares Income Statement primarily focuses on the company's revenues and expenses during a particular period.
As of now, United Bankshares' Net Income is increasing as compared to previous years. The United Bankshares' current Income Tax Expense is estimated to increase to about 102.4 M, while Operating Income is forecasted to increase to (16.3 M). View More FundamentalsUnited Stock Against Markets
Picking the right benchmark for United Bankshares stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in United Bankshares stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for United Bankshares is critical whether you are bullish or bearish towards United Bankshares at a given time. Please also check how United Bankshares' historical prices are related to one of the top price index indicators.
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Our tools can tell you how much better you can do entering a position in United Bankshares without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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United Bankshares Corporate Directors
United Bankshares corporate directors refer to members of an United Bankshares board of directors. The board of directors generally takes responsibility for the United Bankshares' affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of United Bankshares' board members must vote for the resolution. The United Bankshares board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Robert Astorg | Independent Director | Profile | |
| Douglas Leech | Director | Profile | |
| Gary White | Independent Director | Profile | |
| Douglas Fisher | Independent Director | Profile |
How to buy United Stock?
Before investing in United Bankshares, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in United Bankshares. To buy United Bankshares stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of United Bankshares. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase United Bankshares stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located United Bankshares stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased United Bankshares stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as United Bankshares, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy United Stock please use our How to Invest in United Bankshares guide.
Already Invested in United Bankshares?
The danger of trading United Bankshares is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of United Bankshares is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than United Bankshares. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile United Bankshares is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state. For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Complementary Tools for United Stock analysis
When running United Bankshares' price analysis, check to measure United Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bankshares is operating at the current time. Most of United Bankshares' value examination focuses on studying past and present price action to predict the probability of United Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bankshares' price. Additionally, you may evaluate how the addition of United Bankshares to your portfolios can decrease your overall portfolio volatility.
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Is United Bankshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.20) | Dividend Share 1.45 | Earnings Share 2.71 | Revenue Per Share 7.613 | Quarterly Revenue Growth (0.04) |
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.