Wintrust Financial Valuation

WTFC Stock  USD 104.67  3.75  3.72%   
At this time, the company appears to be overvalued. Wintrust Financial maintains a prevalent Real Value of $92.85 per share. The last-minute price of the company is $104.67. Our model calculates the value of Wintrust Financial from examining the company fundamentals such as Return On Asset of 0.0114, current valuation of 7.93 B, and Profit Margin of 0.29 % as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors encourage purchasing undervalued securities and exiting overvalued securities since, at some point, asset prices and their ongoing real values will grow together.
Price Book
1.244
Enterprise Value
7.9 B
Price Sales
2.8769
Forward PE
10.4932
Trailing PE
10.5344
Overvalued
Today
104.67
Please note that Wintrust Financial's price fluctuation is very steady at this time. Calculation of the real value of Wintrust Financial is based on 3 months time horizon. Increasing Wintrust Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Wintrust Financial is useful when determining the fair value of the Wintrust stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Wintrust Financial. Since Wintrust Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Wintrust Stock. However, Wintrust Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  104.67 Real  92.85 Target  92.54 Hype  104.53 Naive  105.26
The real value of Wintrust Stock, also known as its intrinsic value, is the underlying worth of Wintrust Financial Company, which is reflected in its stock price. It is based on Wintrust Financial's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Wintrust Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Wintrust Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
92.85
Real Value
115.14
Upside
Estimating the potential upside or downside of Wintrust Financial helps investors to forecast how Wintrust stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Wintrust Financial more accurately as focusing exclusively on Wintrust Financial's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
2.252.452.70
Details
Hype
Prediction
LowEstimatedHigh
103.07104.53105.99
Details
Potential
Annual Dividend
LowForecastedHigh
1.011.021.04
Details
12 Analysts
Consensus
LowTarget PriceHigh
84.2192.54102.72
Details

Wintrust Financial Investments

(3.33 Billion)

Wintrust Financial Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining Wintrust Financial's current stock value. Our valuation model uses many indicators to compare Wintrust Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Wintrust Financial competition to find correlations between indicators driving Wintrust Financial's intrinsic value. More Info.
Wintrust Financial is rated fourth in beta category among related companies. It is rated third in net asset category among related companies making up about  46,650,028,192  of Net Asset per Beta. . Comparative valuation analysis is a catch-all model that can be used if you cannot value Wintrust Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Wintrust Financial's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Wintrust Financial's earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Wintrust Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Wintrust Financial and how it compares across the competition.

About Wintrust Financial Valuation

The stock valuation mechanism determines the current worth of Wintrust Financial on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Wintrust Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Wintrust Financial based exclusively on its fundamental and basic technical indicators. By analyzing Wintrust Financial's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Wintrust Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Wintrust Financial. We calculate exposure to Wintrust Financial's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Wintrust Financial's related companies.
Last ReportedProjected for 2024
Gross Profit2.9 BB
Pretax Profit Margin 0.25  0.19 
Operating Profit Margin 0.02  0.02 
Net Profit Margin 0.19  0.14 
Gross Profit Margin 1.00  1.05 

8 Steps to conduct Wintrust Financial's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Wintrust Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Wintrust Financial's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain Wintrust Financial's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine Wintrust Financial's revenue streams: Identify Wintrust Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research Wintrust Financial's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish Wintrust Financial's growth potential: Evaluate Wintrust Financial's management, business model, and growth potential.
  • Determine Wintrust Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Wintrust Financial's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.
Wintrust Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Wintrust Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of Wintrust Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Wintrust Financial represents a small ownership stake in the entity. As a stockholder of Wintrust, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Wintrust Financial Dividends Analysis For Valuation

At present, Wintrust Financial's Dividend Yield is projected to increase slightly based on the last few years of reporting. The current year's Dividend Paid And Capex Coverage Ratio is expected to grow to 9.86, whereas Dividend Payout Ratio is forecasted to decline to 0.14. . At present, Wintrust Financial's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 10.52, whereas Earning Assets are forecasted to decline to about 5 B.
Last ReportedProjected for 2024
Dividends Paid28 M31.8 M
Dividend Yield 0.02  0.02 
Dividend Payout Ratio 0.20  0.14 
Dividend Paid And Capex Coverage Ratio 9.39  9.86 
There are various types of dividends Wintrust Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Wintrust shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Wintrust Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Wintrust pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Wintrust Financial by the value of the dividends paid out.

Wintrust Financial Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Wintrust Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding62.1 M
Quarterly Earnings Growth Y O Y-0.162
Forward Price Earnings10.4932

Wintrust Financial Current Valuation Indicators

Valuation refers to the process of determining the present value of Wintrust Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Wintrust we look at many different elements of the entity such as Wintrust's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. Wintrust Financial's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Wintrust Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Wintrust Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Wintrust Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Wintrust Financial's worth.
When determining whether Wintrust Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Wintrust Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Wintrust Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Wintrust Financial Stock:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Wintrust Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
For information on how to trade Wintrust Stock refer to our How to Trade Wintrust Stock guide.
Note that the Wintrust Financial information on this page should be used as a complementary analysis to other Wintrust Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.

Complementary Tools for Wintrust Stock analysis

When running Wintrust Financial's price analysis, check to measure Wintrust Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Wintrust Financial is operating at the current time. Most of Wintrust Financial's value examination focuses on studying past and present price action to predict the probability of Wintrust Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Wintrust Financial's price. Additionally, you may evaluate how the addition of Wintrust Financial to your portfolios can decrease your overall portfolio volatility.
Global Markets Map
Get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes
Bond Analysis
Evaluate and analyze corporate bonds as a potential investment for your portfolios.
Equity Search
Search for actively traded equities including funds and ETFs from over 30 global markets
Competition Analyzer
Analyze and compare many basic indicators for a group of related or unrelated entities
Economic Indicators
Top statistical indicators that provide insights into how an economy is performing
Latest Portfolios
Quick portfolio dashboard that showcases your latest portfolios
USA ETFs
Find actively traded Exchange Traded Funds (ETF) in USA
ETF Categories
List of ETF categories grouped based on various criteria, such as the investment strategy or type of investments
My Watchlist Analysis
Analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like
Fundamentals Comparison
Compare fundamentals across multiple equities to find investing opportunities
Is Wintrust Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Wintrust Financial. If investors know Wintrust will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Wintrust Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.16)
Dividend Share
1.6
Earnings Share
9.58
Revenue Per Share
35.265
Quarterly Revenue Growth
0.049
The market value of Wintrust Financial is measured differently than its book value, which is the value of Wintrust that is recorded on the company's balance sheet. Investors also form their own opinion of Wintrust Financial's value that differs from its market value or its book value, called intrinsic value, which is Wintrust Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Wintrust Financial's market value can be influenced by many factors that don't directly affect Wintrust Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Wintrust Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Wintrust Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Wintrust Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.