Cullman Bancorp Stock Fundamentals
| CULL Stock | USD 10.40 0.05 0.48% |
Cullman Bancorp fundamentals help investors to digest information that contributes to Cullman Bancorp's financial success or failures. It also enables traders to predict the movement of Cullman Stock. The fundamental analysis module provides a way to measure Cullman Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Cullman Bancorp stock.
At this time, Cullman Bancorp's Total Operating Expenses is quite stable compared to the past year. Cullman | Select Account or Indicator |
Cullman Bancorp Company Operating Margin Analysis
Cullman Bancorp's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Cullman Bancorp Operating Margin | 0.27 % |
Most of Cullman Bancorp's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Cullman Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Cullman Operating Margin Historical Pattern
Today, most investors in Cullman Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Cullman Bancorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Cullman Bancorp operating margin as a starting point in their analysis.
Cullman Bancorp Operating Margin |
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A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
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Cullman Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, Cullman Bancorp has an Operating Margin of 0.2682%. This is 98.55% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 104.87% lower than that of the firm.
Cullman Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Cullman Bancorp's current stock value. Our valuation model uses many indicators to compare Cullman Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Cullman Bancorp competition to find correlations between indicators driving Cullman Bancorp's intrinsic value. More Info.Cullman Bancorp is rated third in return on equity category among related companies. It is rated second in return on asset category among related companies reporting about 0.24 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Cullman Bancorp is roughly 4.13 . At this time, Cullman Bancorp's Return On Equity is quite stable compared to the past year.Comparative valuation analysis is a catch-all model that can be used if you cannot value Cullman Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Cullman Bancorp's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Cullman Bancorp's earnings, one of the primary drivers of an investment's value.Cullman Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Cullman Bancorp's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Cullman Bancorp could also be used in its relative valuation, which is a method of valuing Cullman Bancorp by comparing valuation metrics of similar companies.Cullman Bancorp is currently under evaluation in operating margin category among related companies.
Cullman Fundamentals
| Return On Equity | 0.0392 | ||||
| Return On Asset | 0.0095 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.27 % | ||||
| Current Valuation | 94.65 M | ||||
| Shares Outstanding | 7.27 M | ||||
| Shares Owned By Insiders | 27.22 % | ||||
| Shares Owned By Institutions | 12.13 % | ||||
| Number Of Shares Shorted | 5.06 K | ||||
| Price To Earning | 7.56 X | ||||
| Price To Book | 0.75 X | ||||
| Price To Sales | 4.59 X | ||||
| Revenue | 16.89 M | ||||
| Gross Profit | 16.32 M | ||||
| EBITDA | 5.05 M | ||||
| Net Income | 3.95 M | ||||
| Cash And Equivalents | 24.78 M | ||||
| Cash Per Share | 3.35 X | ||||
| Total Debt | 35 M | ||||
| Book Value Per Share | 14.49 X | ||||
| Cash Flow From Operations | 5.86 M | ||||
| Short Ratio | 1.59 X | ||||
| Earnings Per Share | 0.54 X | ||||
| Number Of Employees | 57 | ||||
| Beta | 0.19 | ||||
| Market Capitalization | 75.56 M | ||||
| Total Asset | 411.64 M | ||||
| Retained Earnings | 59.34 M | ||||
| Annual Yield | 0.01 % | ||||
| Net Asset | 411.64 M | ||||
| Last Dividend Paid | 0.12 |
About Cullman Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Cullman Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Cullman Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Cullman Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 16.9 M | 12.3 M | |
| Cost Of Revenue | 0.00 | 0.00 | |
| Stock Based Compensation To Revenue | 0.06 | 0.03 | |
| Sales General And Administrative To Revenue | 0.47 | 0.48 | |
| Research And Ddevelopement To Revenue | 0.00 | 0.00 | |
| Capex To Revenue | (0.21) | (0.20) | |
| Revenue Per Share | 2.18 | 1.90 | |
| Ebit Per Revenue | 0.30 | 0.28 |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Cullman Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Cullman Bancorp's short interest history, or implied volatility extrapolated from Cullman Bancorp options trading.
Pair Trading with Cullman Bancorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Cullman Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Cullman Bancorp will appreciate offsetting losses from the drop in the long position's value.Moving against Cullman Stock
| 0.8 | CFG-PD | Citizens Financial | PairCorr |
| 0.76 | NU | Nu Holdings Financial Report 20th of May 2024 | PairCorr |
| 0.75 | RF | Regions Financial Earnings Call This Week | PairCorr |
| 0.6 | TECTP | Tectonic Financial | PairCorr |
| 0.54 | CFG-PE | Citizens Financial | PairCorr |
The ability to find closely correlated positions to Cullman Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Cullman Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Cullman Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Cullman Bancorp to buy it.
The correlation of Cullman Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Cullman Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Cullman Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Cullman Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Cullman Bancorp Piotroski F Score and Cullman Bancorp Altman Z Score analysis. For more information on how to buy Cullman Stock please use our How to buy in Cullman Stock guide.You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Complementary Tools for Cullman Stock analysis
When running Cullman Bancorp's price analysis, check to measure Cullman Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cullman Bancorp is operating at the current time. Most of Cullman Bancorp's value examination focuses on studying past and present price action to predict the probability of Cullman Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cullman Bancorp's price. Additionally, you may evaluate how the addition of Cullman Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Cullman Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cullman Bancorp. If investors know Cullman will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cullman Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.25) | Dividend Share 0.12 | Earnings Share 0.54 | Revenue Per Share 2.38 | Quarterly Revenue Growth (0.09) |
The market value of Cullman Bancorp is measured differently than its book value, which is the value of Cullman that is recorded on the company's balance sheet. Investors also form their own opinion of Cullman Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Cullman Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cullman Bancorp's market value can be influenced by many factors that don't directly affect Cullman Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cullman Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cullman Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cullman Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.