First Commonwealth Financial Stock Fundamentals
| FCF Stock | USD 13.58 0.29 2.18% |
First Commonwealth Financial fundamentals help investors to digest information that contributes to First Commonwealth's financial success or failures. It also enables traders to predict the movement of First Stock. The fundamental analysis module provides a way to measure First Commonwealth's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to First Commonwealth stock.
At this time, First Commonwealth's Gross Profit is most likely to increase significantly in the upcoming years. The First Commonwealth's current Other Operating Expenses is estimated to increase to about 435.4 M, while Selling General Administrative is projected to decrease to roughly 90.3 M. First | Select Account or Indicator |
First Commonwealth Financial Company Profit Margin Analysis
First Commonwealth's Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current First Commonwealth Profit Margin | 0.34 % |
Most of First Commonwealth's fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, First Commonwealth Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
First Profit Margin Historical Pattern
Today, most investors in First Commonwealth Stock are looking for potential investment opportunities by analyzing not only static indicators but also various First Commonwealth's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's profit margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of First Commonwealth profit margin as a starting point in their analysis.
First Commonwealth Profit Margin |
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In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
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First Pretax Profit Margin
Pretax Profit Margin |
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Based on the latest financial disclosure, First Commonwealth Financial has a Profit Margin of 0.3361%. This is 97.12% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 126.46% lower than that of the firm.
First Commonwealth Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining First Commonwealth's current stock value. Our valuation model uses many indicators to compare First Commonwealth value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across First Commonwealth competition to find correlations between indicators driving First Commonwealth's intrinsic value. More Info.First Commonwealth Financial is one of the top stocks in return on equity category among related companies. It is one of the top stocks in return on asset category among related companies reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for First Commonwealth Financial is roughly 8.97 . At this time, First Commonwealth's Return On Equity is most likely to increase slightly in the upcoming years.Comparative valuation analysis is a catch-all model that can be used if you cannot value First Commonwealth by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for First Commonwealth's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the First Commonwealth's earnings, one of the primary drivers of an investment's value.First Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Commonwealth's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Commonwealth could also be used in its relative valuation, which is a method of valuing First Commonwealth by comparing valuation metrics of similar companies.First Commonwealth is currently under evaluation in profit margin category among related companies.
First Commonwealth Current Valuation Drivers
We derive many important indicators used in calculating different scores of First Commonwealth from analyzing First Commonwealth's financial statements. These drivers represent accounts that assess First Commonwealth's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of First Commonwealth's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 1.4B | 1.1B | 1.5B | 1.3B | 1.6B | 1.6B | |
| Enterprise Value | 1.7B | 1.1B | 1.5B | 1.7B | 2.3B | 1.4B |
First Fundamentals
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0148 | ||||
| Profit Margin | 0.34 % | ||||
| Operating Margin | 0.50 % | ||||
| Current Valuation | 2.07 B | ||||
| Shares Outstanding | 102.2 M | ||||
| Shares Owned By Insiders | 1.79 % | ||||
| Shares Owned By Institutions | 73.57 % | ||||
| Number Of Shares Shorted | 1.16 M | ||||
| Price To Earning | 13.26 X | ||||
| Price To Book | 0.99 X | ||||
| Price To Sales | 2.79 X | ||||
| Revenue | 626.09 M | ||||
| Gross Profit | 389.48 M | ||||
| EBITDA | 4.98 M | ||||
| Net Income | 157.06 M | ||||
| Cash And Equivalents | 180.77 M | ||||
| Cash Per Share | 1.94 X | ||||
| Total Debt | 833.92 M | ||||
| Debt To Equity | 8.13 % | ||||
| Book Value Per Share | 12.91 X | ||||
| Cash Flow From Operations | 162.76 M | ||||
| Short Ratio | 2.25 X | ||||
| Earnings Per Share | 1.54 X | ||||
| Price To Earnings To Growth | 3.17 X | ||||
| Target Price | 15.92 | ||||
| Number Of Employees | 1.44 K | ||||
| Beta | 0.85 | ||||
| Market Capitalization | 1.36 B | ||||
| Total Asset | 11.48 B | ||||
| Retained Earnings | 881.11 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.16 % | ||||
| Net Asset | 11.48 B | ||||
| Last Dividend Paid | 0.5 |
About First Commonwealth Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Commonwealth Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Commonwealth using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Commonwealth Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 626.1 M | 657.4 M | |
| Cost Of Revenue | -303 K | -287.9 K | |
| Stock Based Compensation To Revenue | (0.06) | (0.06) | |
| Sales General And Administrative To Revenue | 0.24 | 0.27 | |
| Research And Ddevelopement To Revenue | 0.00 | 0.00 | |
| Capex To Revenue | (0.04) | (0.04) | |
| Revenue Per Share | 6.16 | 6.47 | |
| Ebit Per Revenue | (0.02) | (0.02) |
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Try AI Portfolio ArchitectCheck out First Commonwealth Piotroski F Score and First Commonwealth Altman Z Score analysis. Note that the First Commonwealth information on this page should be used as a complementary analysis to other First Commonwealth's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Complementary Tools for First Stock analysis
When running First Commonwealth's price analysis, check to measure First Commonwealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commonwealth is operating at the current time. Most of First Commonwealth's value examination focuses on studying past and present price action to predict the probability of First Commonwealth's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commonwealth's price. Additionally, you may evaluate how the addition of First Commonwealth to your portfolios can decrease your overall portfolio volatility.
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Is First Commonwealth's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.147 | Dividend Share 0.5 | Earnings Share 1.54 | Revenue Per Share 4.601 | Quarterly Revenue Growth 0.181 |
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.