Kb Financial Group Stock Z Score

KB Stock

USD 46.16 0.97 2.06%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out KB Financial Piotroski F Score and KB Financial Valuation analysis.

At present, KB Financial's Capital Lease Obligations is projected to increase significantly based on the last few years of reporting. The current year's Change In Working Capital is expected to grow to about 12 T, whereas Capital Surpluse is forecasted to decline to about 16.9 T. At present, KB Financial's Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Total Revenue is expected to grow to about 50.2 T, whereas Interest Expense is forecasted to decline to about 4.5 T.

KB Financial Group Company Z Score Analysis

KB Financial's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

KB Financial Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for KB Financial is extremely important. It helps to project a fair market value of KB Financial Stock properly, considering its historical fundamentals such as Z Score. Since KB Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of KB Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of KB Financial's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Total Liab	Total Current Assets	Common Stock	Accounts Payable	Long Term Debt	Short Term Investments	Treasury Stock	Short Term Debt	Property Plant Equipment	Intangible Assets	Good Will	Current Deferred Revenue	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Earning Assets	Net Invested Capital	Capital Stock
Total Assets		0.86	0.63	0.84	0.15	0.43	0.77	0.73	0.06	0.78	0.69	-0.84	0.66	0.75	0.74	0.92	0.63	0.88	0.77	0.74	0.92	0.18	0.91	0.79	-0.11
Total Stockholder Equity	0.86		0.86	0.96	0.01	0.65	0.72	0.78	0.03	0.91	0.79	-0.81	0.77	0.89	0.77	0.83	0.69	0.82	0.9	0.75	0.84	0.18	0.84	0.76	-0.54
Net Debt	0.63	0.86		0.9	-0.38	0.77	0.57	0.49	-0.09	0.92	0.83	-0.67	0.84	0.91	0.72	0.69	0.73	0.71	0.92	0.58	0.74	0.02	0.77	0.83	-0.82
Retained Earnings	0.84	0.96	0.9		-0.09	0.64	0.78	0.6	0.01	0.98	0.86	-0.88	0.85	0.96	0.85	0.85	0.76	0.89	0.97	0.78	0.91	0.16	0.91	0.84	-0.58
Net Receivables	0.15	0.01	-0.38	-0.09		-0.59	0.22	0.22	0.3	-0.17	-0.03	-0.08	-0.14	-0.21	0.02	0.15	-0.29	0.05	-0.18	0.12	0.03	0.22	0.02	-0.25	0.43
Total Liab	0.43	0.65	0.77	0.64	-0.59		0.11	0.52	0.07	0.65	0.35	-0.46	0.42	0.72	0.48	0.34	0.46	0.49	0.67	0.49	0.47	0.19	0.42	0.51	-0.62
Total Current Assets	0.77	0.72	0.57	0.78	0.22	0.11		0.33	-0.2	0.73	0.88	-0.7	0.85	0.65	0.65	0.88	0.73	0.69	0.72	0.51	0.77	-0.12	0.83	0.76	-0.21
Common Stock	0.73	0.78	0.49	0.6	0.22	0.52	0.33		0.12	0.49	0.34	-0.51	0.29	0.5	0.4	0.58	0.27	0.54	0.49	0.55	0.52	0.28	0.49	0.4	-0.18
Accounts Payable	0.06	0.03	-0.09	0.01	0.3	0.07	-0.2	0.12		0.02	-0.15	-0.13	-0.16	0.06	0.28	-0.01	-0.12	0.16	0.02	0.23	0.1	0.31	0.03	-0.15	0.1
Long Term Debt	0.78	0.91	0.92	0.98	-0.17	0.65	0.73	0.49	0.02		0.86	-0.85	0.87	0.98	0.84	0.81	0.79	0.88	1.0	0.81	0.89	0.18	0.89	0.86	-0.63
Short Term Investments	0.69	0.79	0.83	0.86	-0.03	0.35	0.88	0.34	-0.15	0.86		-0.66	0.99	0.8	0.68	0.88	0.81	0.7	0.86	0.51	0.77	-0.08	0.85	0.88	-0.59
Treasury Stock	-0.84	-0.81	-0.67	-0.88	-0.08	-0.46	-0.7	-0.51	-0.13	-0.85	-0.66		-0.64	-0.84	-0.9	-0.74	-0.55	-0.97	-0.85	-0.85	-0.95	-0.4	-0.9	-0.66	0.29
Short Term Debt	0.66	0.77	0.84	0.85	-0.14	0.42	0.85	0.29	-0.16	0.87	0.99	-0.64		0.81	0.65	0.86	0.87	0.69	0.87	0.48	0.76	-0.08	0.83	0.91	-0.59
Property Plant Equipment	0.75	0.89	0.91	0.96	-0.21	0.72	0.65	0.5	0.06	0.98	0.8	-0.84	0.81		0.82	0.76	0.7	0.86	0.99	0.85	0.87	0.24	0.85	0.8	-0.64
Intangible Assets	0.74	0.77	0.72	0.85	0.02	0.48	0.65	0.4	0.28	0.84	0.68	-0.9	0.65	0.82		0.66	0.53	0.87	0.84	0.74	0.89	0.14	0.87	0.65	-0.42
Good Will	0.92	0.83	0.69	0.85	0.15	0.34	0.88	0.58	-0.01	0.81	0.88	-0.74	0.86	0.76	0.66		0.77	0.82	0.81	0.63	0.88	0.09	0.91	0.89	-0.25
Current Deferred Revenue	0.63	0.69	0.73	0.76	-0.29	0.46	0.73	0.27	-0.12	0.79	0.81	-0.55	0.87	0.7	0.53	0.77		0.61	0.76	0.41	0.67	-0.07	0.71	0.88	-0.43
Net Tangible Assets	0.88	0.82	0.71	0.89	0.05	0.49	0.69	0.54	0.16	0.88	0.7	-0.97	0.69	0.86	0.87	0.82	0.61		0.87	0.85	0.99	0.43	0.94	0.76	-0.3
Long Term Debt Total	0.77	0.9	0.92	0.97	-0.18	0.67	0.72	0.49	0.02	1.0	0.86	-0.85	0.87	0.99	0.84	0.81	0.76	0.87		0.81	0.89	0.19	0.89	0.85	-0.64
Capital Surpluse	0.74	0.75	0.58	0.78	0.12	0.49	0.51	0.55	0.23	0.81	0.51	-0.85	0.48	0.85	0.74	0.63	0.41	0.85	0.81		0.81	0.51	0.74	0.52	-0.27
Long Term Investments	0.92	0.84	0.74	0.91	0.03	0.47	0.77	0.52	0.1	0.89	0.77	-0.95	0.76	0.87	0.89	0.88	0.67	0.99	0.89	0.81		0.28	0.98	0.83	-0.3
Short Long Term Debt	0.18	0.18	0.02	0.16	0.22	0.19	-0.12	0.28	0.31	0.18	-0.08	-0.4	-0.08	0.24	0.14	0.09	-0.07	0.43	0.19	0.51	0.28		0.12	-0.05	0.03
Earning Assets	0.91	0.84	0.77	0.91	0.02	0.42	0.83	0.49	0.03	0.89	0.85	-0.9	0.83	0.85	0.87	0.91	0.71	0.94	0.89	0.74	0.98	0.12		0.89	-0.33
Net Invested Capital	0.79	0.76	0.83	0.84	-0.25	0.51	0.76	0.4	-0.15	0.86	0.88	-0.66	0.91	0.8	0.65	0.89	0.88	0.76	0.85	0.52	0.83	-0.05	0.89		-0.46
Capital Stock	-0.11	-0.54	-0.82	-0.58	0.43	-0.62	-0.21	-0.18	0.1	-0.63	-0.59	0.29	-0.59	-0.64	-0.42	-0.25	-0.43	-0.3	-0.64	-0.27	-0.3	0.03	-0.33	-0.46

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To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict KB Financial

Based on the company's disclosures, KB Financial Group has a Z Score of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

KB Financial Current Valuation Drivers

We derive many important indicators used in calculating different scores of KB Financial from analyzing KB Financial's financial statements. These drivers represent accounts that assess KB Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of KB Financial's important valuation drivers and their relationship over time.

		2019	2020	2021	2022	2023	2024 (projected)
Market Cap		18.7T	16.8T	21.4T	19.1T	20.6T	12.3T

KB Financial Institutional Holders

Institutional Holdings refers to the ownership stake in KB Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of KB Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing KB Financial's value.

		Shares
Connor Clark & Lunn Inv Mgmt Ltd	2023-12-31	466.8 K
American Century Companies Inc	2023-12-31	454.2 K
Royal Bank Of Canada	2023-12-31	379.7 K
Ariel Investments, Llc	2023-12-31	357.6 K
Goldman Sachs Group Inc	2023-12-31	343 K
Crossmark Global Holdings, Inc.	2023-12-31	324.2 K
Macquarie Group Ltd	2023-12-31	309.9 K
Teachers Retirement System Of The State Of Kentucky	2023-12-31	306 K
Northern Trust Corp	2023-12-31	242.1 K
Dimensional Fund Advisors, Inc.	2023-12-31	2.6 M
Trinity Street Asset Management Llp	2023-12-31	2.2 M

KB Financial Fundamentals

	Return On Equity	0.0808
	Return On Asset	0.0065
	Profit Margin	0.35 %
	Operating Margin	0.14 %
	Current Valuation	51.06 T
	Shares Outstanding	378.66 M
	Shares Owned By Institutions	6.39 %
	Number Of Shares Shorted	333.63 K
	Price To Earning	4.13 X
	Price To Book	0.43 X
	Price To Sales	0 X
	Revenue	47.85 T
	Gross Profit	13.18 T
	EBITDA	1.5 T
	Net Income	4.45 T
	Cash And Equivalents	85.9 T
	Total Debt	144.38 T
	Debt To Equity	10.47 %
	Book Value Per Share	137,053 X
	Cash Flow From Operations	13.69 T
	Short Ratio	1.62 X
	Earnings Per Share	8.45 X
	Price To Earnings To Growth	0.71 X
	Target Price	66.92
	Beta	0.7
	Market Capitalization	18.33 B
	Total Asset	715.74 T
	Retained Earnings	30.04 T
	Annual Yield	0.1 %
	Net Asset	715.74 T
	Last Dividend Paid	3060.0

About KB Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze KB Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of KB Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of KB Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

KB Financial Investors Sentiment

The influence of KB Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in KB Financial. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.

Investor biases related to KB Financial's public news can be used to forecast risks associated with an investment in KB Financial. The trend in average sentiment can be used to explain how an investor holding KB Financial can time the market purely based on public headlines and social activities around KB Financial Group. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

KB Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for KB Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average KB Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on KB Financial.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards KB Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, KB Financial's short interest history, or implied volatility extrapolated from KB Financial options trading.

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When determining whether KB Financial Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of KB Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Kb Financial Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Kb Financial Group Stock:

How To Invest In KB Financial

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Is KB Financial Stock a good investment?

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What is KB Financial's Net Worth?

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Check out KB Financial Piotroski F Score and KB Financial Valuation analysis.

Note that the KB Financial Group information on this page should be used as a complementary analysis to other KB Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.

Complementary Tools for KB Financial Stock analysis

When running KB Financial's price analysis, check to measure KB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy KB Financial is operating at the current time. Most of KB Financial's value examination focuses on studying past and present price action to predict the probability of KB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move KB Financial's price. Additionally, you may evaluate how the addition of KB Financial to your portfolios can decrease your overall portfolio volatility.

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Is KB Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of KB Financial. If investors know KB Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about KB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

1.932

Dividend Share

3.1 K

Earnings Share

8.45

Revenue Per Share

8.5 K

Quarterly Revenue Growth

(0.07)

The market value of KB Financial Group is measured differently than its book value, which is the value of KB Financial that is recorded on the company's balance sheet. Investors also form their own opinion of KB Financial's value that differs from its market value or its book value, called intrinsic value, which is KB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because KB Financial's market value can be influenced by many factors that don't directly affect KB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between KB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if KB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, KB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Kb Financial Group Stock Z Score

KB Financial Group Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

KB Financial Z Score Driver Correlations

KB Financial Current Valuation Drivers

KB Financial Institutional Holders

KB Financial Fundamentals

About KB Financial Fundamental Analysis

KB Financial Investors Sentiment

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

Complementary Tools for KB Financial Stock analysis

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