Live Oak Bancshares Stock Net Income
| LOB Stock | USD 36.71 0.03 0.08% |
Live Oak Bancshares fundamentals help investors to digest information that contributes to Live Oak's financial success or failures. It also enables traders to predict the movement of Live Stock. The fundamental analysis module provides a way to measure Live Oak's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Live Oak stock.
| Last Reported | Projected for Next Year | ||
| Net Income | 73.9 M | 63.3 M | |
| Net Income Applicable To Common Shares | 202.6 M | 212.8 M | |
| Net Income From Continuing Ops | 73.9 M | 76 M | |
| Net Income Per Share | 1.67 | 1.18 | |
| Net Income Per E B T | 0.89 | 0.72 |
Live | Net Income |
Live Oak Bancshares Company Net Income Analysis
Live Oak's Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Current Live Oak Net Income | 73.9 M |
Most of Live Oak's fundamental indicators, such as Net Income, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Live Oak Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Live Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Live Oak is extremely important. It helps to project a fair market value of Live Stock properly, considering its historical fundamentals such as Net Income. Since Live Oak's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Live Oak's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Live Oak's interrelated accounts and indicators.
Live Net Income Historical Pattern
Today, most investors in Live Oak Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Live Oak's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's net income growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Live Oak net income as a starting point in their analysis.
Live Oak Net Income |
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Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Live Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Live Oak Bancshares reported net income of 73.9 M. This is 94.22% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 87.06% higher than that of the company.
Live Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Live Oak's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Live Oak could also be used in its relative valuation, which is a method of valuing Live Oak by comparing valuation metrics of similar companies.Live Oak is currently under evaluation in net income category among related companies.
Live Oak Current Valuation Drivers
We derive many important indicators used in calculating different scores of Live Oak from analyzing Live Oak's financial statements. These drivers represent accounts that assess Live Oak's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Live Oak's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 593.2M | 764.6M | 1.9B | 3.8B | 3.4B | 3.6B | |
| Enterprise Value | 270.6M | 633.3M | 3.2B | 3.9B | 3.5B | 3.7B |
Live Oak Institutional Holders
Institutional Holdings refers to the ownership stake in Live Oak that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Live Oak's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Live Oak's value.| Shares | Manufacturers Life Insurance Co | 2023-12-31 | 336.4 K | Goldman Sachs Group Inc | 2023-12-31 | 330.9 K | Trust Co Of The South | 2023-12-31 | 330.6 K | D. E. Shaw & Co Lp | 2023-09-30 | 317.7 K | Northern Trust Corp | 2023-12-31 | 305.4 K | American Century Companies Inc | 2023-12-31 | 296.9 K | Charles Schwab Investment Management Inc | 2023-12-31 | 259.2 K | Vident Advisory, Llc | 2023-12-31 | 251 K | Hotchkis & Wiley Capital Management Llc | 2023-12-31 | 230.2 K | T. Rowe Price Investment Management,inc. | 2023-12-31 | 6.4 M | Blackrock Inc | 2023-12-31 | 2.9 M |
Live Fundamentals
| Return On Equity | 0.0862 | ||||
| Return On Asset | 0.007 | ||||
| Profit Margin | 0.19 % | ||||
| Operating Margin | 0.22 % | ||||
| Current Valuation | 1.09 B | ||||
| Shares Outstanding | 44.94 M | ||||
| Shares Owned By Insiders | 24.26 % | ||||
| Shares Owned By Institutions | 66.78 % | ||||
| Number Of Shares Shorted | 2.1 M | ||||
| Price To Earning | 12.48 X | ||||
| Price To Book | 1.89 X | ||||
| Price To Sales | 4.36 X | ||||
| Revenue | 433.58 M | ||||
| Gross Profit | 508.33 M | ||||
| EBITDA | 82.83 M | ||||
| Net Income | 73.9 M | ||||
| Cash And Equivalents | 636.44 M | ||||
| Cash Per Share | 14.51 X | ||||
| Total Debt | 23.35 M | ||||
| Debt To Equity | 4.28 % | ||||
| Book Value Per Share | 20.23 X | ||||
| Cash Flow From Operations | 620.07 M | ||||
| Short Ratio | 6.68 X | ||||
| Earnings Per Share | 1.64 X | ||||
| Target Price | 44.0 | ||||
| Number Of Employees | 943 | ||||
| Beta | 1.58 | ||||
| Market Capitalization | 1.65 B | ||||
| Total Asset | 11.27 B | ||||
| Retained Earnings | 642.82 M | ||||
| Annual Yield | 0 % | ||||
| Five Year Return | 0.47 % | ||||
| Net Asset | 11.27 B | ||||
| Last Dividend Paid | 0.12 |
About Live Oak Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Live Oak Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Live Oak using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Live Oak Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Complementary Tools for Live Stock analysis
When running Live Oak's price analysis, check to measure Live Oak's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Live Oak is operating at the current time. Most of Live Oak's value examination focuses on studying past and present price action to predict the probability of Live Oak's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Live Oak's price. Additionally, you may evaluate how the addition of Live Oak to your portfolios can decrease your overall portfolio volatility.
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Is Live Oak's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Live Oak. If investors know Live will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Live Oak listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 8.769 | Dividend Share 0.12 | Earnings Share 1.64 | Revenue Per Share 8.817 | Quarterly Revenue Growth 0.251 |
The market value of Live Oak Bancshares is measured differently than its book value, which is the value of Live that is recorded on the company's balance sheet. Investors also form their own opinion of Live Oak's value that differs from its market value or its book value, called intrinsic value, which is Live Oak's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Live Oak's market value can be influenced by many factors that don't directly affect Live Oak's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Live Oak's value and its price as these two are different measures arrived at by different means. Investors typically determine if Live Oak is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Live Oak's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.