National American Z Score

NAUH -- USA Stock  

USD 0.95  0.00  0.00%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Please see also Stocks Correlation.

Z Score Analysis

Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in late 1960s at New York University..
National American 
Z Score 
Sum Of  
5 Factors 
First Factor
1.2 * (
Working Capital
Total Assets )
Second Factor
1.4 * (
Retained Earnings
Total Assets )
Thrid Factor
3.3 * (
Total Assets )
Fouth Factor
0.6 * (
Market Value of Equity
Total Liabilities )
Fifth Factor
0.99 * (
Total Assets )

Distress Driver Correlations

About Z Score

To calculate Z-Score one would need to know current working capital of the company, its total assets and liabilities, amount of latest retained earnings as well as earnings before interest and tax. Z-Score can be used to compare the odds of bankruptcy of companies in similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area' with scores of less than 1 indicating the high probability of distress. Z Score is used widely by financial auditors, accountants, money managers, loan processers, wealth advisers, as well as day traders. In the last 25 years many financial models that utilize z score has been proved to be successful as a predictor of corporate bankruptcy.Compare to competition


National American Income Change Over Time

Accumulated Other Comprehensive Income

National American University Holdings has Z Score of 2.2. This is much higher than that of the Consumer Defensive sector, and significantly higher than that of Personal Services industry, The Z Score for all stocks is over 1000% lower than the firm.

Peer Comparison

National American Z Score Comparison
  Z Score 
      National American Comparables 
National American is currently under evaluation in z score category among related companies.

Current National American financial ratios

Return On Equity(49.11) %
Return On Asset(10.64) %
Profit Margin(15.27) %
Operating Margin(10.92) %
Current Valuation30.04 M
Shares Outstanding24.33 M
Shares Owned by Insiders64.76 %
Shares Owned by Institutions21.85 %
Number of Shares Shorted8.01 K
Price to Earning4.58 times
Price to Book1.32 times
Price to Sales0.29 times
Revenue80.18 M
Gross Profit55.45 M
EBITDA(3.95 M)
Net Income(12.24 M)
Cash and Equivalents4.64 M
Cash per Share0.19 times
Total Debt11.32 M
Debt to Equity63.70 %
Current Ratio1.11 times
Book Value Per Share0.73 times
Cash Flow from Operations(3.17 M)
Short Ratio0.43 times
Earnings Per Share0.51 times
Number of Employees680
Market Capitalization23.36 M
Total Asset68.53 M
Retained Earnings4.01 M
Working Capital22.17 M
Current Asset34.07 M
Current Liabilities11.91 M
Z Score2.2
Five Year Return7.61 %
Last Dividend Paid0.18