Northern California Bancorp Stock Fundamentals
| NRLB Stock | USD 0.03 0.00 0.00% |
Northern California Bancorp fundamentals help investors to digest information that contributes to Northern California's financial success or failures. It also enables traders to predict the movement of Northern Pink Sheet. The fundamental analysis module provides a way to measure Northern California's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Northern California pink sheet.
Northern |
Northern California Bancorp Company Return On Equity Analysis
Northern California's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Northern California Return On Equity | -1.3 |
Most of Northern California's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Northern California Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
| Competition |
Based on the latest financial disclosure, Northern California Bancorp has a Return On Equity of -1.2963. This is 189.4% lower than that of the Financial Services sector and significantly lower than that of the Banks—Regional industry. The return on equity for all United States stocks is notably higher than that of the company.
Northern California Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Northern California's current stock value. Our valuation model uses many indicators to compare Northern California value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Northern California competition to find correlations between indicators driving Northern California's intrinsic value. More Info.Northern California Bancorp is regarded third in return on equity category among related companies. It is regarded third in return on asset category among related companies . Comparative valuation analysis is a catch-all model that can be used if you cannot value Northern California by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Northern California's Pink Sheet. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Northern California's earnings, one of the primary drivers of an investment's value.Northern Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Northern California's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Northern California could also be used in its relative valuation, which is a method of valuing Northern California by comparing valuation metrics of similar companies.Northern California is currently under evaluation in return on equity category among related companies.
Northern Fundamentals
| Return On Equity | -1.3 | |||
| Return On Asset | -0.0442 | |||
| Profit Margin | (2.46) % | |||
| Operating Margin | (0.86) % | |||
| Current Valuation | 10.17 M | |||
| Shares Outstanding | 1.79 M | |||
| Price To Earning | (0.20) X | |||
| Price To Book | 0.51 X | |||
| Price To Sales | 0.42 X | |||
| Revenue | 3.48 M | |||
| Gross Profit | 3.48 M | |||
| Net Income | (13.65 M) | |||
| Cash And Equivalents | 30.03 M | |||
| Cash Per Share | 16.82 X | |||
| Book Value Per Share | 2.29 X | |||
| Cash Flow From Operations | 2.17 M | |||
| Earnings Per Share | (6.23) X | |||
| Number Of Employees | 48 | |||
| Beta | -57.18 | |||
| Market Capitalization | 1.89 M | |||
| Total Asset | 245.68 M | |||
| Retained Earnings | (2.2 M) | |||
| Net Asset | 245.68 M |
About Northern California Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Northern California Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Northern California using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Northern California Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.Northern California Bancorp, Inc. operates as the bank holding company for Monterey County Bank that provides various banking products and services in California. Northern California Bancorp, Inc. was founded in 1977 and is based in Monterey, California. Northern California operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 48 people.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Northern California in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Northern California's short interest history, or implied volatility extrapolated from Northern California options trading.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northern California Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis. You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.
Complementary Tools for Northern Pink Sheet analysis
When running Northern California's price analysis, check to measure Northern California's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Northern California is operating at the current time. Most of Northern California's value examination focuses on studying past and present price action to predict the probability of Northern California's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Northern California's price. Additionally, you may evaluate how the addition of Northern California to your portfolios can decrease your overall portfolio volatility.
| Equity Forecasting Use basic forecasting models to generate price predictions and determine price momentum | |
| Technical Analysis Check basic technical indicators and analysis based on most latest market data | |
| Portfolio Backtesting Avoid under-diversification and over-optimization by backtesting your portfolios | |
| Global Correlations Find global opportunities by holding instruments from different markets | |
| Correlation Analysis Reduce portfolio risk simply by holding instruments which are not perfectly correlated | |
| Portfolio Rebalancing Analyze risk-adjusted returns against different time horizons to find asset-allocation targets |