Tompkins Financial Stock Profit Margin
| TMP Stock | USD 46.65 0.38 0.82% |
Tompkins Financial fundamentals help investors to digest information that contributes to Tompkins Financial's financial success or failures. It also enables traders to predict the movement of Tompkins Stock. The fundamental analysis module provides a way to measure Tompkins Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Tompkins Financial stock.
| Last Reported | Projected for Next Year | ||
| Net Profit Margin | 0.03 | 0.03 |
Tompkins | Profit Margin |
Tompkins Financial Company Profit Margin Analysis
Tompkins Financial's Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current Tompkins Financial Profit Margin | 0.04 % |
Most of Tompkins Financial's fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Tompkins Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Tompkins Profit Margin Driver Correlations
Understanding the fundamental principles of building solid financial models for Tompkins Financial is extremely important. It helps to project a fair market value of Tompkins Stock properly, considering its historical fundamentals such as Profit Margin. Since Tompkins Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Tompkins Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Tompkins Financial's interrelated accounts and indicators.
Tompkins Profit Margin Historical Pattern
Today, most investors in Tompkins Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Tompkins Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's profit margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Tompkins Financial profit margin as a starting point in their analysis.
Tompkins Financial Profit Margin |
| Timeline |
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
| Competition |
Tompkins Pretax Profit Margin
Pretax Profit Margin |
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Based on the latest financial disclosure, Tompkins Financial has a Profit Margin of 0.0441%. This is 99.62% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 103.47% lower than that of the firm.
Tompkins Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Tompkins Financial's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Tompkins Financial could also be used in its relative valuation, which is a method of valuing Tompkins Financial by comparing valuation metrics of similar companies.Tompkins Financial is currently under evaluation in profit margin category among related companies.
Tompkins Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of Tompkins Financial from analyzing Tompkins Financial's financial statements. These drivers represent accounts that assess Tompkins Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Tompkins Financial's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 1.4B | 1.0B | 1.2B | 1.1B | 858.6M | 901.5M | |
| Enterprise Value | 1.9B | 927.8M | 1.3B | 1.6B | 1.4B | 1.5B |
Tompkins Fundamentals
| Return On Equity | 0.015 | ||||
| Return On Asset | 0.0012 | ||||
| Profit Margin | 0.04 % | ||||
| Operating Margin | 0.26 % | ||||
| Current Valuation | 1.27 B | ||||
| Shares Outstanding | 14.4 M | ||||
| Shares Owned By Insiders | 9.13 % | ||||
| Shares Owned By Institutions | 65.28 % | ||||
| Number Of Shares Shorted | 256.08 K | ||||
| Price To Earning | 13.07 X | ||||
| Price To Book | 0.96 X | ||||
| Price To Sales | 2.96 X | ||||
| Revenue | 297.36 M | ||||
| Gross Profit | 305.46 M | ||||
| EBITDA | 12 M | ||||
| Net Income | 9.51 M | ||||
| Cash And Equivalents | 80.39 M | ||||
| Cash Per Share | 5.55 X | ||||
| Total Debt | 653.1 M | ||||
| Debt To Equity | 10.05 % | ||||
| Book Value Per Share | 46.72 X | ||||
| Cash Flow From Operations | 89 M | ||||
| Short Ratio | 4.02 X | ||||
| Earnings Per Share | 0.66 X | ||||
| Price To Earnings To Growth | 2.46 X | ||||
| Target Price | 52.5 | ||||
| Number Of Employees | 942 | ||||
| Beta | 0.63 | ||||
| Market Capitalization | 666.52 M | ||||
| Total Asset | 7.82 B | ||||
| Retained Earnings | 501.51 M | ||||
| Annual Yield | 0.05 % | ||||
| Five Year Return | 2.58 % | ||||
| Net Asset | 7.82 B | ||||
| Last Dividend Paid | 2.4 |
About Tompkins Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Tompkins Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Tompkins Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Tompkins Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Tompkins Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Tompkins Financial's short interest history, or implied volatility extrapolated from Tompkins Financial options trading.
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When determining whether Tompkins Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Tompkins Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Tompkins Financial Stock. Highlighted below are key reports to facilitate an investment decision about Tompkins Financial Stock:Check out Tompkins Financial Piotroski F Score and Tompkins Financial Altman Z Score analysis. To learn how to invest in Tompkins Stock, please use our How to Invest in Tompkins Financial guide.You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Complementary Tools for Tompkins Stock analysis
When running Tompkins Financial's price analysis, check to measure Tompkins Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Tompkins Financial is operating at the current time. Most of Tompkins Financial's value examination focuses on studying past and present price action to predict the probability of Tompkins Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Tompkins Financial's price. Additionally, you may evaluate how the addition of Tompkins Financial to your portfolios can decrease your overall portfolio volatility.
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Is Tompkins Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Tompkins Financial. If investors know Tompkins will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Tompkins Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.22) | Dividend Share 2.4 | Earnings Share 0.66 | Revenue Per Share 15.112 | Quarterly Revenue Growth (0.07) |
The market value of Tompkins Financial is measured differently than its book value, which is the value of Tompkins that is recorded on the company's balance sheet. Investors also form their own opinion of Tompkins Financial's value that differs from its market value or its book value, called intrinsic value, which is Tompkins Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Tompkins Financial's market value can be influenced by many factors that don't directly affect Tompkins Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Tompkins Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Tompkins Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Tompkins Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.