# Visa Z Score

V -- USA Stock

## USD 138.460.960.69%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Also please take a look at World Market Map.
 Symbol

## Z Score Analysis

Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in late 1960s at New York University..
Visa
 Z Score = Sum Of 5 Factors
=
10.8
 First Factor = 1.2 * ( Working Capital / Total Assets )
 Second Factor = 1.4 * ( Retained Earnings / Total Assets )
 Thrid Factor = 3.3 * ( EBITAD / Total Assets )
 Fouth Factor = 0.6 * ( Market Value of Equity / Total Liabilities )
 Fifth Factor = 0.99 * ( Revenue / Total Assets )

## Distress Driver Correlations

To calculate Z-Score one would need to know current working capital of the company, its total assets and liabilities, amount of latest retained earnings as well as earnings before interest and tax. Z-Score can be used to compare the odds of bankruptcy of companies in similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area' with scores of less than 1 indicating the high probability of distress. Z Score is used widely by financial auditors, accountants, money managers, loan processers, wealth advisers, as well as day traders. In the last 25 years many financial models that utilize z score has been proved to be successful as a predictor of corporate bankruptcy.Compare to competition

## Income

Visa Income Change Over Time

#### Accumulated Other Comprehensive Income

Visa has Z Score of 10.8. This is much higher than that of the Financial Services sector, and significantly higher than that of Credit Services industry, The Z Score for all stocks is over 1000% lower than the firm.

## Peer Comparison

Visa Z Score Comparison
 Z Score
 Visa Comparables
Visa is currently under evaluation in z score category among related companies.

## Current Visa financial ratios

 Return On Equity 28.75 % Return On Asset 12.19 % Profit Margin 48.18 % Operating Margin 68.16 % Current Valuation 308.38 B Shares Outstanding 1.79 B Shares Owned by Insiders 0.11 % Shares Owned by Institutions 93.81 % Number of Shares Shorted 26.08 M Price to Earning 35.27 times Price to Book 10.92 times Price to Sales 16.13 times Revenue 19.36 B Gross Profit 17.74 B EBITDA 13.19 B Net Income 9 B Cash and Equivalents 11.72 B Cash per Share 5.23 times Total Debt 16.62 B Debt to Equity 48.70 % Current Ratio 1.94 times Book Value Per Share 12.77 times Cash Flow from Operations 9.66 B Short Ratio 3.65 times Earnings Per Share 3.95 times Price to Earnings To Growth 1.72 times Number of Employees 11.3 K Beta 1.02 Market Capitalization 312.27 B Total Asset 64.03 B Retained Earnings 11.74 B Working Capital 6.27 B Current Asset 14.31 B Current Liabilities 8.05 B Z Score 10.8 Five Year Return 0.67 % Last Dividend Paid 0.84