Visa Z Score

V -- USA Stock  

USD 138.46  0.96  0.69%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Also please take a look at World Market Map.
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Z Score Analysis

Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in late 1960s at New York University..
Visa 
Z Score 
 = 
Sum Of  
 
5 Factors 
 = 
10.8
First Factor
 = 
1.2 * (
Working Capital
/
Total Assets )
Second Factor
 = 
1.4 * (
Retained Earnings
/
Total Assets )
Thrid Factor
 = 
3.3 * (
EBITAD
/
Total Assets )
Fouth Factor
 = 
0.6 * (
Market Value of Equity
/
Total Liabilities )
Fifth Factor
 = 
0.99 * (
Revenue
/
Total Assets )

Distress Driver Correlations

About Z Score

To calculate Z-Score one would need to know current working capital of the company, its total assets and liabilities, amount of latest retained earnings as well as earnings before interest and tax. Z-Score can be used to compare the odds of bankruptcy of companies in similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area' with scores of less than 1 indicating the high probability of distress. Z Score is used widely by financial auditors, accountants, money managers, loan processers, wealth advisers, as well as day traders. In the last 25 years many financial models that utilize z score has been proved to be successful as a predictor of corporate bankruptcy.Compare to competition

Income

Visa Income Change Over Time

Accumulated Other Comprehensive Income

Visa has Z Score of 10.8. This is much higher than that of the Financial Services sector, and significantly higher than that of Credit Services industry, The Z Score for all stocks is over 1000% lower than the firm.

Peer Comparison

Visa Z Score Comparison
  Z Score 
      Visa Comparables 
Visa is currently under evaluation in z score category among related companies.

Current Visa financial ratios

Return On Equity28.75 %
Return On Asset12.19 %
Profit Margin48.18 %
Operating Margin68.16 %
Current Valuation308.38 B
Shares Outstanding1.79 B
Shares Owned by Insiders0.11 %
Shares Owned by Institutions93.81 %
Number of Shares Shorted26.08 M
Price to Earning35.27 times
Price to Book10.92 times
Price to Sales16.13 times
Revenue19.36 B
Gross Profit17.74 B
EBITDA13.19 B
Net Income9 B
Cash and Equivalents11.72 B
Cash per Share5.23 times
Total Debt16.62 B
Debt to Equity48.70 %
Current Ratio1.94 times
Book Value Per Share12.77 times
Cash Flow from Operations9.66 B
Short Ratio3.65 times
Earnings Per Share3.95 times
Price to Earnings To Growth1.72 times
Number of Employees11.3 K
Beta1.02
Market Capitalization312.27 B
Total Asset64.03 B
Retained Earnings11.74 B
Working Capital6.27 B
Current Asset14.31 B
Current Liabilities8.05 B
Z Score10.8
Five Year Return0.67 %
Last Dividend Paid0.84