Regional Financial Statements From 2010 to 2024

Stocks . USA . 
Stock . Regional Management Corp
RM Stock  USD 26.24  0.46  1.78%   
Regional Management financial statements provide useful quarterly and yearly information to potential Regional Management Corp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Regional Management financial statements helps investors assess Regional Management's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Regional Management's valuation are summarized below:
Gross Profit
309.2 M
Profit Margin
0.0299
Market Capitalization
258.9 M
Revenue
534.2 M
Earnings Share
1.66
There are over one hundred nineteen available trending fundamental ratios for Regional Management Corp, which can be analyzed over time and compared to other ratios. Self-guided Investors are advised to check out Regional Management's recent fundamentals against the trend between 2010 and 2024 to make sure the company can sustain itself down the road. As of the 24th of April 2024, Market Cap is likely to drop to about 177.8 M. In addition to that, Enterprise Value is likely to drop to about 374.3 M

Regional Management Total Revenue

578.97 Million

Check Regional Management financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Regional main balance sheet or income statement drivers, such as Depreciation And Amortization of 7.6 M, Interest Expense of 70.8 M or Selling General Administrative of 106.8 M, as well as many exotic indicators such as Price To Sales Ratio of 0.41, Dividend Yield of 0.0529 or PTB Ratio of 0.69. Regional financial statements analysis is a perfect complement when working with Regional Management Valuation or Volatility modules.
  
This module can also supplement Regional Management's financial leverage analysis and stock options assessment as well as various Regional Management Technical models . Check out the analysis of Regional Management Correlation against competitors.

Regional Management Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding12.3 M9.6 M11.4 M
Pretty Stable
Total Assets975 M1.8 B892.3 M
Slightly volatile
Total Stockholder Equity234.6 M322.3 M214.7 M
Slightly volatile
Property Plant And Equipment Net50.5 M48.1 M23.3 M
Slightly volatile
Retained Earnings184.4 M349.6 M168.8 M
Slightly volatile
Accounts Payable23.8 M40.4 M21.8 M
Slightly volatile
Cash135.1 M128.7 M21.8 M
Slightly volatile
Non Current Assets Total30.2 M31.8 M88.7 M
Pretty Stable
Other Assets69 M72.6 M609.8 M
Slightly volatile
Long Term Debt647.1 M1.2 B592.2 M
Slightly volatile
Cash And Short Term Investments135.1 M128.7 M23.1 M
Slightly volatile
Net Receivables1.6 B1.5 B228.3 M
Slightly volatile
Common Stock Total Equity1.4 M1.6 M1.3 M
Slightly volatile
Short Term Investments24.7 M23.5 M7.9 M
Slightly volatile
Liabilities And Stockholders Equity975 M1.8 B892.3 M
Slightly volatile
Total Liabilities739.6 M1.5 B676.8 M
Slightly volatile
Property Plant And Equipment Gross82.3 M78.4 M27.4 M
Slightly volatile
Total Current Assets1.8 B1.7 B253.7 M
Slightly volatile
Common Stock1.4 M1.5 M1.3 M
Slightly volatile
Property Plant Equipment59.2 M56.4 M20.8 M
Slightly volatile
Short and Long Term Debt Total767.7 M1.4 B671.4 M
Slightly volatile
Total Current Liabilities234.2 M244.9 M283.1 M
Pretty Stable
Good Will16.7 M15.9 M2.7 M
Slightly volatile
Non Current Liabilities Total1.5 B1.5 B642.2 M
Slightly volatile
Short Term Debt260.2 M244.9 M313 M
Very volatile
Intangible Assets16.6 M15.8 M7 M
Slightly volatile
Net Tangible Assets249.2 M341 M222.6 M
Slightly volatile
Capital Surpluse106 M129.2 M96.6 M
Slightly volatile
Long Term Investments969.3 M1.7 B851.4 M
Slightly volatile
Short and Long Term Debt208.9 M244.9 M279.1 M
Slightly volatile
Long Term Debt Total841.4 M1.5 B703.4 M
Slightly volatile
Other Liabilities638.7 K672.3 K3 M
Slightly volatile
Net Invested Capital1.4 B1.7 B1 B
Slightly volatile
Capital Stock1.5 M1.5 M1.4 M
Slightly volatile
Current Deferred Revenue208.9 M184 M314.5 M
Slightly volatile
Capital Lease Obligations35.6 M36.6 M30.2 M
Slightly volatile
Non Current Liabilities Other34.4 M42.2 M30.5 M
Slightly volatile

Regional Management Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization7.6 M14.6 M7.3 M
Slightly volatile
Interest Expense70.8 M67.5 M29.1 M
Slightly volatile
Selling General Administrative106.8 M202.3 M102.8 M
Slightly volatile
Selling And Marketing Expenses8.2 M15.8 M7.8 M
Slightly volatile
Total Revenue579 M551.4 M281.5 M
Slightly volatile
Gross Profit552.7 M526.4 M265.4 M
Slightly volatile
Other Operating Expenses486.3 M463.2 M228.2 M
Slightly volatile
Operating Income323.7 M308.3 M94.4 M
Slightly volatile
EBIT265.5 M252.8 M86.8 M
Slightly volatile
EBITDA280.9 M267.5 M94.6 M
Slightly volatile
Income Before Tax19.7 M20.8 M42.3 M
Slightly volatile
Net Income15.2 M16 M30.4 M
Slightly volatile
Income Tax Expense4.6 M4.8 M11.9 M
Very volatile
Cost Of Revenue23.8 M25 M64.6 M
Pretty Stable
Net Income Applicable To Common Shares36.4 M58.9 M35.1 M
Slightly volatile
Net Income From Continuing Ops15.2 M16 M31.7 M
Pretty Stable
Non Recurring223.5 M212.9 M95.6 M
Slightly volatile
Tax Provision4.6 M4.8 M13 M
Slightly volatile
Interest Income254.5 M489.7 M161.2 M
Slightly volatile
Net Interest Income335.7 M422.2 M265.5 M
Slightly volatile
Reconciled Depreciation12.5 M14.6 M9.6 M
Slightly volatile

Regional Management Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation6 M11.8 M4.7 M
Slightly volatile
Free Cash Flow123.2 M237.1 M117.6 M
Slightly volatile
Begin Period Cash Flow138.4 M131.8 M43.4 M
Slightly volatile
Depreciation7.6 M14.6 M7.3 M
Slightly volatile
Other Non Cash Items216.6 M206.3 M89.1 M
Slightly volatile
Capital Expenditures6.8 M12.1 M6.6 M
Slightly volatile
Total Cash From Operating Activities130 M249.2 M124.1 M
Slightly volatile
Net Income15.2 M16 M30.4 M
Slightly volatile
End Period Cash Flow135.1 M128.7 M50.7 M
Slightly volatile
Change To Netincome242.5 M230.9 M100.2 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.410.42751.2621
Slightly volatile
Dividend Yield0.05290.05040.0158
Slightly volatile
PTB Ratio0.690.73141.5922
Slightly volatile
Days Sales Outstanding1.1 K1 K216
Pretty Stable
Book Value Per Share36.0134.291720.6449
Slightly volatile
Free Cash Flow Yield1.061.00590.4657
Slightly volatile
Invested Capital3.045.08943.7312
Slightly volatile
Operating Cash Flow Per Share27.8426.512712.6781
Slightly volatile
Stock Based Compensation To Revenue0.03110.02130.0161
Slightly volatile
PB Ratio0.690.73141.5922
Slightly volatile
EV To Sales2.812.79083.4652
Very volatile
Free Cash Flow Per Share26.4925.228312.0232
Slightly volatile
ROIC0.110.12060.1029
Slightly volatile
Net Income Per Share2.271.6982.8747
Slightly volatile
Payables Turnover0.980.61890.611
Slightly volatile
Sales General And Administrative To Revenue0.30.36690.3842
Very volatile
Cash Per Share14.3813.69152.4415
Slightly volatile
POCF Ratio0.90.9462.6894
Slightly volatile
Interest Coverage3.384.56963.0599
Pretty Stable
Payout Ratio0.780.74480.1838
Slightly volatile
PFCF Ratio0.940.99412.8435
Slightly volatile
Days Payables Outstanding5605901.4 K
Slightly volatile
Income Quality16.3915.61395.3335
Slightly volatile
ROE0.0470.04950.174
Slightly volatile
EV To Operating Cash Flow8.26.1767.4975
Very volatile
PE Ratio11.2914.770110.3886
Pretty Stable
Return On Tangible Assets0.00850.0090.0398
Slightly volatile
EV To Free Cash Flow8.696.49047.9498
Very volatile
Earnings Yield0.0880.06770.1075
Pretty Stable
Intangibles To Total Assets0.00550.00880.0065
Slightly volatile
Current Ratio7.256.90020.9946
Slightly volatile
Tangible Book Value Per Share16.3730.910620.1864
Slightly volatile
Receivables Turnover0.340.359104
Pretty Stable
Graham Number27.936.195734.4192
Slightly volatile
Shareholders Equity Per Share36.0134.291720.6449
Slightly volatile
Debt To Equity3.045.08943.7312
Slightly volatile
Revenue Per Share61.6158.67226.8844
Slightly volatile
Interest Debt Per Share19118289.0076
Slightly volatile
Debt To Assets0.770.9140.9317
Pretty Stable
Enterprise Value Over EBITDA9.485.753211.6919
Slightly volatile
Short Term Coverage Ratios1.071.01730.489
Slightly volatile
Price Earnings Ratio11.2914.770110.3886
Pretty Stable
Price Book Value Ratio0.690.73141.5922
Slightly volatile
Days Of Payables Outstanding5605901.4 K
Slightly volatile
Dividend Payout Ratio0.780.74480.1838
Slightly volatile
Price To Operating Cash Flows Ratio0.90.9462.6894
Slightly volatile
Price To Free Cash Flows Ratio0.940.99412.8435
Slightly volatile
Pretax Profit Margin0.03580.03770.1874
Slightly volatile
Ebt Per Ebit0.0640.06740.589
Slightly volatile
Operating Profit Margin0.350.55910.3093
Pretty Stable
Effective Tax Rate0.330.23220.3029
Slightly volatile
Company Equity Multiplier3.45.56834.1963
Very volatile
Long Term Debt To Capitalization0.560.81240.6539
Slightly volatile
Total Debt To Capitalization0.620.83580.7688
Pretty Stable
Return On Capital Employed0.210.19890.1953
Slightly volatile
Debt Equity Ratio3.045.08943.7312
Slightly volatile
Ebit Per Revenue0.350.55910.3093
Pretty Stable
Quick Ratio7.146.79671.0011
Slightly volatile
Net Income Per E B T0.560.76780.6898
Slightly volatile
Cash Ratio0.550.52530.098
Slightly volatile
Operating Cash Flow Sales Ratio0.380.45190.4658
Very volatile
Days Of Sales Outstanding1.1 K1 K216
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.050.95160.9529
Slightly volatile
Cash Flow Coverage Ratios0.180.15190.1583
Slightly volatile
Price To Book Ratio0.690.73141.5922
Slightly volatile
Fixed Asset Turnover18.6911.46617.1064
Slightly volatile
Price Cash Flow Ratio0.90.9462.6894
Slightly volatile
Enterprise Value Multiple9.485.753211.6919
Slightly volatile
Debt Ratio0.770.9140.9317
Pretty Stable
Cash Flow To Debt Ratio0.180.15190.1583
Slightly volatile
Price Sales Ratio0.410.42751.2621
Slightly volatile
Return On Assets0.00840.00890.0395
Slightly volatile
Asset Turnover0.330.30730.3026
Pretty Stable
Net Profit Margin0.02750.02890.1289
Slightly volatile
Gross Profit Margin1.00.95460.9566
Slightly volatile
Price Fair Value0.690.73141.5922
Slightly volatile
Return On Equity0.0470.04950.174
Slightly volatile

Regional Management Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap177.8 M235.7 M242 M
Pretty Stable
Enterprise Value374.3 M484.4 M500.2 M
Pretty Stable

Regional Fundamental Market Drivers

Forward Price Earnings6.5104
Cash And Short Term Investments128.7 M

Regional Upcoming Events

7th of February 2024
Upcoming Quarterly Report
View
1st of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
7th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Regional Management Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Regional Management income statement, its balance sheet, and the statement of cash flows. Regional Management investors use historical funamental indicators, such as Regional Management's revenue or net income, to determine how well the company is positioned to perform in the future. Although Regional Management investors may use each financial statement separately, they are all related. The changes in Regional Management's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Regional Management's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Regional Management Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Regional Management. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue184 M208.9 M
Total Revenue551.4 M579 M
Cost Of Revenue25 M23.8 M
Stock Based Compensation To Revenue 0.02  0.03 
Sales General And Administrative To Revenue 0.37  0.30 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0.02)(0.02)
Revenue Per Share 58.67  61.61 
Ebit Per Revenue 0.56  0.35 

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When determining whether Regional Management Corp is a strong investment it is important to analyze Regional Management's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Regional Management's future performance. For an informed investment choice regarding Regional Stock, refer to the following important reports:
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What is Regional Management's Net Worth?
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Check out the analysis of Regional Management Correlation against competitors.
You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.

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When running Regional Management's price analysis, check to measure Regional Management's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Regional Management is operating at the current time. Most of Regional Management's value examination focuses on studying past and present price action to predict the probability of Regional Management's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Regional Management's price. Additionally, you may evaluate how the addition of Regional Management to your portfolios can decrease your overall portfolio volatility.
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Is Regional Management's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.14)
Dividend Share
1.2
Earnings Share
1.66
Revenue Per Share
56.845
Quarterly Revenue Growth
0.07
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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