Southwest Georgia Financial Statements Trends

Southwest Georgia Financial Corporation -- USA Stock  

USD 20.56  0.0001  0.0005%

This module enables investors to look at Southwest Georgia various fundamental indicators over time in order to gain insight into the company future performance. Macroaxis historical fundamental analysis tools allow evaluation of not only typical financial statement drivers such as Consolidated Income of 3.3 M, Earning Before Interest and Taxes EBIT of 4.1 M or Gross Profit of 19.1 M, but also many exotic indicators such as Asset Turnover of 0.0489, Book Value per Share of 14.5495 or Debt to Equity Ratio of 10.49. This module is a perfect complement to use when analyzing Southwest Georgia Valuation or Volatility. It can also complement various Southwest Georgia Technical models. Also please take a look at analysis of Southwest Georgia Correlation with competitors.

Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Accumulated Other Comprehensive Income(902.4 K)(1.2 M)(954.2 K)
Increasing
Very volatile
Total Assets414.9 M374.3 M344 M
Increasing
Slightly volatile
Cash and Equivalents22.3 M31.1 M22.5 M
Increasing
Slightly volatile
Cash and Equivalents USD23 M31.1 M22.6 M
Increasing
Slightly volatile
Total Debt46.9 M36.1 M29.3 M
Increasing
Slightly volatile
Total Debt USD33.3 M36.1 M28.1 M
Increasing
Slightly volatile
Deposit Liabilities341.6 M339 M281.5 M
Increasing
Slightly volatile
Shareholders Equity37.1 M36.1 M30.6 M
Increasing
Slightly volatile
Shareholders Equity USD37.1 M36.1 M30.6 M
Increasing
Slightly volatile
Goodwill and Intangible Assets61.7 K50.8 K368.2 K
Decreasing
Slightly volatile
Investments369.5 M362.2 M299.2 M
Increasing
Slightly volatile
Total Liabilities378.3 M378.8 M313.4 M
Increasing
Slightly volatile
Property Plant and Equipment Net12.1 M11.2 M10.2 M
Increasing
Slightly volatile
Accumulated Retained Earnings Deficit27.6 M27.4 M21.6 M
Increasing
Slightly volatile

Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Consolidated Income3.3 M3.4 M2.4 M
Increasing
Slightly volatile
Earning Before Interest and Taxes EBIT4.1 M4.2 M2.9 M
Increasing
Slightly volatile
Earning Before Interest and Taxes USD4.1 M4.2 M2.9 M
Increasing
Slightly volatile
Gross Profit19.1 M18.2 M16.4 M
Increasing
Slightly volatile
Net Income4.1 M3.4 M2.4 M
Increasing
Slightly volatile
Net Income Common Stock3.3 M3.4 M2.4 M
Increasing
Slightly volatile
Net Income Common Stock USD3.3 M3.4 M2.4 M
Increasing
Slightly volatile
Operating Expenses14.9 M14 M13.5 M
Increasing
Slightly volatile
Operating Income4.1 M4.2 M2.9 M
Increasing
Slightly volatile
Revenues21 M18.2 M16.6 M
Increasing
Slightly volatile
Revenues USD19.1 M18.2 M16.4 M
Increasing
Slightly volatile
Selling General and Administrative Expense11.9 M11.2 M10.4 M
Increasing
Slightly volatile
Weighted Average Shares2.5 M2.5 M2.5 M
Increasing
Slightly volatile
Weighted Average Shares Diluted3 M2.5 M2.6 M
Increasing
Slightly volatile
Income Tax Expense824.6 K827.2 K572.4 K
Increasing
Slightly volatile

Cash Flow Statement

Trends Matrix
Current ValueLast YearHistorical Average 10 Year Trend
Capital Expenditure(1.4 M)(370.8 K)(2.3 M)
Increasing
Slightly volatile
Depreciation Amortization and Accretion1 M977.6 K989.7 K
Increasing
Slightly volatile
Net Cash Flow or Change in Cash and Cash Equivalents(2.3 M)18.5 M7.3 M
Decreasing
Stable
Issuance Repayment of Debt Securities 3.7 M8.9 M1.9 M
Increasing
Slightly volatile
Payment of Dividends and Other Cash Distributions (965.5 K)(1 M)(496.6 K)
Decreasing
Slightly volatile
Net Cash Flow from Financing17.8 M36.9 M20.9 M
Increasing
Stable
Net Cash Flow from Investing(24.7 M)(22.8 M)(17.4 M)
Decreasing
Slightly volatile
Net Cash Flow Investment Acquisitions and Disposals(23.7 M)(22.7 M)(15.6 M)
Decreasing
Slightly volatile
Net Cash Flow from Operations5.5 M4.5 M3.9 M
Increasing
Slightly volatile

Fundamental Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Asset Turnover0.04890.0460.049
Decreasing
Slightly volatile
Book Value per Share14.549514.16812.0142
Increasing
Slightly volatile
Debt to Equity Ratio10.4910.49310.2461
Increasing
Slightly volatile
Share Dilution Ratio1.17651.01.0147
Increasing
Slightly volatile
Dividend Yield0.02470.0250.0156
Increasing
Slightly volatile
Dividends per Basic Common Share0.37890.40.2049
Increasing
Slightly volatile
EBITDA Margin0.28320.2840.2372
Increasing
Slightly volatile
Earnings per Basic Share1.29471.320.9221
Increasing
Slightly volatile
Earnings per Diluted Share1.61.320.9475
Increasing
Slightly volatile
EPS Diluted Growth0.18070.18550.2781
Decreasing
Slightly volatile
EPS Growth0.18070.18550.2781
Decreasing
Slightly volatile
Earnings per Basic Share USD1.29471.320.9221
Increasing
Slightly volatile
Enterprise Value over EBIT12.631611.014.0526
Decreasing
Slightly volatile
Enterprise Value over EBITDA10.50689.54110.0386
Decreasing
Slightly volatile
Free Cash Flow per Share7.11.6091.0927
Increasing
Slightly volatile
Gross Margin1.17651.01.0147
Increasing
Slightly volatile
Financial Leverage1.17651.01.0147
Increasing
Slightly volatile
Leverage Ratio11.663211.022211.1448
Increasing
Slightly volatile
NCFO Growth0.07630.1323(0.1281)
Increasing
Slightly volatile
Net Income Growth0.18920.19760.2763
Decreasing
Slightly volatile
Profit Margin0.18210.1850.1417
Increasing
Slightly volatile
Payout Ratio0.30740.3030.204
Increasing
Slightly volatile
Price to Book Value1.31.1260.9095
Increasing
Slightly volatile
Price to Earnings Ratio13.0612.08312.8081
Decreasing
Stable
Price to Sales Ratio2.542.2291.8074
Increasing
Slightly volatile
Revenue Growth0.03740.0590.0852
Decreasing
Slightly volatile
Return on Average Assets0.00920.0080.0064
Increasing
Slightly volatile
Return on Average Equity0.10430.0940.0706
Increasing
Slightly volatile
Return on Invested Capital0.010.0090.0076
Increasing
Slightly volatile
Return on Sales0.22740.230.1761
Increasing
Slightly volatile
Sales per Share7.48687.1556.4418
Increasing
Slightly volatile
Tax Efficiency0.83990.79260.8305
Decreasing
Stable
Tangible Assets Book Value per Share163163135
Increasing
Slightly volatile

Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Average Assets411 M399.5 M342.3 M
Increasing
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization EBITDA5.1 M5.2 M3.9 M
Increasing
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization USD5.1 M5.2 M3.9 M
Increasing
Slightly volatile
Earnings before Tax4.1 M4.2 M2.9 M
Increasing
Slightly volatile
Average Equity36.4 M35.9 M30.7 M
Increasing
Slightly volatile
Enterprise Value69.9 M49.4 M37.7 M
Increasing
Slightly volatile
Free Cash Flow3.3 M4.1 M1.5 M
Increasing
Slightly volatile
Invested Capital455.1 M445 M358.7 M
Increasing
Slightly volatile
Invested Capital Average416.3 M404.8 M346.6 M
Increasing
Slightly volatile
Market Capitalization53.2 M40.6 M29.6 M
Increasing
Slightly volatile
Tangible Asset Value415.3 M414.8 M343.6 M
Increasing
Slightly volatile