United Financial Statements From 2010 to 2024

UBFO Stock  USD 7.46  0.11  1.50%   
United Security financial statements provide useful quarterly and yearly information to potential United Security Bancshares investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on United Security financial statements helps investors assess United Security's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting United Security's valuation are summarized below:
Gross Profit
46.1 M
Profit Margin
0.3487
Market Capitalization
127.3 M
Revenue
51.1 M
Earnings Share
1.16
We have found one hundred twenty available fundamental trend indicators for United Security Bancshares, which can be analyzed and compared to other ratios and to its competition. Self-guided Investors are advised to double-check United Security's current fundamentals against the trend between 2010 and 2024 to make sure the company can sustain itself down the road. As of the 23rd of April 2024, Enterprise Value is likely to grow to about 186.7 M, while Market Cap is likely to drop about 135.1 M.

United Security Total Revenue

35.66 Million

Check United Security financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United main balance sheet or income statement drivers, such as Interest Expense of 11.6 M, Total Revenue of 35.7 M or Gross Profit of 35.7 M, as well as many exotic indicators such as Price To Sales Ratio of 2.09, Dividend Yield of 0.0574 or PTB Ratio of 1.98. United financial statements analysis is a perfect complement when working with United Security Valuation or Volatility modules.
  
This module can also supplement various United Security Technical models . Check out the analysis of United Security Correlation against competitors.

United Security Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets802.4 M1.2 B855.2 M
Slightly volatile
Total Stockholder Equity84.3 M122.5 M92.4 M
Slightly volatile
Common Stock Shares Outstanding18.2 M17.1 M17 M
Slightly volatile
Liabilities And Stockholders Equity802.4 M1.2 B855.2 M
Slightly volatile
Total Liabilities667.5 M1.1 B679.6 M
Slightly volatile
Short and Long Term Debt Total78.4 M74.7 M19.1 M
Slightly volatile
Total Current Liabilities916.3 M872.7 M120.1 M
Slightly volatile
Other Liabilities6.8 M9.5 M6.6 M
Slightly volatile
Property Plant And Equipment Net11.5 M10.4 M10.8 M
Slightly volatile
Retained Earnings45.1 M77 M44.7 M
Slightly volatile
Accounts Payable1.4 B1.3 B340.6 M
Slightly volatile
Cash38.7 M40.8 M130 M
Very volatile
Non Current Assets Total1.2 B1.2 B225.5 M
Slightly volatile
Long Term Debt9.8 M11.2 M9.5 M
Slightly volatile
Net Receivables4.7 M7.9 M5.2 M
Slightly volatile
Common Stock Total Equity45.1 M68.6 M51.7 M
Slightly volatile
Non Current Liabilities Total229.7 M218.8 M119.2 M
Slightly volatile
Property Plant And Equipment Gross31.4 M29.9 M13.5 M
Slightly volatile
Total Current Assets50.6 M53.3 M454.1 M
Slightly volatile
Intangible Assets4.1 M5.2 M3.9 M
Slightly volatile
Common Stock45.2 M60.6 M51.2 M
Slightly volatile
Property Plant Equipment11.4 M13.5 M10.8 M
Slightly volatile
Short Term Investments190.3 M181.3 M86.2 M
Slightly volatile
Good Will5.2 M5.2 M4.3 M
Slightly volatile
Short Term Debt65.7 M62.6 M16.7 M
Slightly volatile
Net Tangible Assets100.8 M124.2 M92.1 M
Slightly volatile
Retained Earnings Total Equity46.3 M71 M44.2 M
Slightly volatile
Long Term Debt Total11 M12.9 M10.3 M
Slightly volatile
Long Term Investments315.5 M187.8 M389.2 M
Slightly volatile
Earning Assets84.7 M116.2 M76.2 M
Slightly volatile
Capital Lease Obligations1.4 M1.4 M4.3 M
Slightly volatile
Net Invested Capital147.2 M195.8 M124.1 M
Slightly volatile
Capital Stock65.5 M60.6 M59.4 M
Slightly volatile
Non Current Liabilities Other13.8 M13.2 M5.8 M
Slightly volatile

United Security Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense11.6 M11.1 M3.9 M
Slightly volatile
Total Revenue35.7 M65.4 M35 M
Slightly volatile
Gross Profit35.7 M65.4 M35 M
Slightly volatile
Other Operating Expenses39.9 M38 M18 M
Slightly volatile
Depreciation And Amortization1.2 M2.1 M1.2 M
Pretty Stable
Selling General Administrative11 M13.6 M11.3 M
Slightly volatile
Tax ProvisionM8.1 M5.2 M
Slightly volatile
Net Interest Income39.1 M50.9 M32.7 M
Slightly volatile
Interest Income42.5 M59.7 M35.2 M
Slightly volatile
Reconciled Depreciation937.8 K851 K1.2 M
Slightly volatile

United Security Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow12.5 M20.6 M11.3 M
Slightly volatile
Begin Period Cash Flow36.7 M38.6 M132.6 M
Pretty Stable
Depreciation1.3 M2.1 M1.4 M
Pretty Stable
Capital ExpendituresM787 KM
Slightly volatile
Total Cash From Operating Activities13.6 M21.4 M12.3 M
Slightly volatile
End Period Cash Flow38.7 M40.8 M129.4 M
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.092.19974.0543
Slightly volatile
Dividend Yield0.05740.05470.0319
Slightly volatile
PTB Ratio1.981.17451.305
Very volatile
Days Sales Outstanding34.9744.224849.7791
Slightly volatile
Book Value Per Share3.687.16025.3807
Slightly volatile
Free Cash Flow Yield0.0880.1430.1125
Pretty Stable
Invested Capital0.340.60220.1641
Slightly volatile
Operating Cash Flow Per Share1.311.2490.7624
Slightly volatile
Average Payables751.5 K1.1 M1.2 M
Very volatile
PB Ratio1.981.17451.305
Very volatile
Free Cash Flow Per Share1.261.2030.703
Slightly volatile
Sales General And Administrative To Revenue0.230.20780.318
Slightly volatile
Cash Per Share8.0612.974612.346
Slightly volatile
POCF Ratio11.36.733310.1247
Very volatile
Payout Ratio0.370.39760.4108
Slightly volatile
PFCF Ratio12.636.990711.2048
Very volatile
Intangibles To Total Assets0.00350.00370.0055
Slightly volatile
Current Ratio0.0580.06117.9 K
Pretty Stable
Tangible Book Value Per Share5.66.8989.9483
Slightly volatile
Receivables Turnover11.368.25339.4336
Slightly volatile
Graham Number14.3313.6518.8878
Slightly volatile
Shareholders Equity Per Share3.687.16025.3807
Slightly volatile
Debt To Equity0.340.60220.1641
Slightly volatile
Revenue Per Share4.013.82332.1917
Slightly volatile
Interest Debt Per Share5.214.95781.387
Slightly volatile
Debt To Assets0.03560.06080.0176
Slightly volatile
Short Term Coverage Ratios0.320.34164.017
Pretty Stable
Price Book Value Ratio1.981.17451.305
Very volatile
Dividend Payout Ratio0.370.39760.4108
Slightly volatile
Price To Operating Cash Flows Ratio11.36.733310.1247
Very volatile
Price To Free Cash Flows Ratio12.636.990711.2048
Very volatile
Ebt Per Ebit0.510.48570.8088
Slightly volatile
Effective Tax Rate0.350.27950.2927
Pretty Stable
Company Equity Multiplier10.79.90679.3904
Pretty Stable
Long Term Debt To Capitalization0.07960.08380.0957
Very volatile
Total Debt To Capitalization0.220.37590.1296
Slightly volatile
Debt Equity Ratio0.340.60220.1641
Slightly volatile
Quick Ratio0.250.2635K
Very volatile
Net Income Per E B T0.540.72050.7
Pretty Stable
Cash Ratio0.04440.04672.2 K
Very volatile
Operating Cash Flow Sales Ratio0.40.32670.3414
Slightly volatile
Days Of Sales Outstanding34.9744.224849.7791
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.720.96320.8977
Pretty Stable
Cash Flow Coverage Ratios0.280.28971.5426
Slightly volatile
Price To Book Ratio1.981.17451.305
Very volatile
Fixed Asset Turnover4.176.26983.5562
Slightly volatile
Price Cash Flow Ratio11.36.733310.1247
Very volatile
Debt Ratio0.03560.06080.0176
Slightly volatile
Cash Flow To Debt Ratio0.280.28971.5426
Slightly volatile
Price Sales Ratio2.092.19974.0543
Slightly volatile
Asset Turnover0.03540.05390.0397
Pretty Stable
Gross Profit Margin1.11.151.0189
Slightly volatile
Price Fair Value1.981.17451.305
Very volatile

United Security Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap135.1 M143.9 M114.1 M
Slightly volatile

United Fundamental Market Drivers

Cash And Short Term Investments-40.6 M

United Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About United Security Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include United Security income statement, its balance sheet, and the statement of cash flows. United Security investors use historical funamental indicators, such as United Security's revenue or net income, to determine how well the company is positioned to perform in the future. Although United Security investors may use each financial statement separately, they are all related. The changes in United Security's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on United Security's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on United Security Financial Statements. Understanding these patterns can help to make the right decision on long term investment in United Security. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-3.4 M-3.5 M
Total Revenue65.4 M35.7 M
Cost Of Revenue91.8 K87.2 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.21  0.23 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0.01)(0.01)
Revenue Per Share 3.82  4.01 
Ebit Per Revenue 0.86  0.81 
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards United Security in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, United Security's short interest history, or implied volatility extrapolated from United Security options trading.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock:
Check out the analysis of United Security Correlation against competitors.
Note that the United Security Banc information on this page should be used as a complementary analysis to other United Security's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.

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When running United Security's price analysis, check to measure United Security's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Security is operating at the current time. Most of United Security's value examination focuses on studying past and present price action to predict the probability of United Security's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Security's price. Additionally, you may evaluate how the addition of United Security to your portfolios can decrease your overall portfolio volatility.
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Is United Security's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.33)
Dividend Share
0.35
Earnings Share
1.16
Revenue Per Share
2.984
Quarterly Revenue Growth
(0.15)
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.