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This list of potential positions covers USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions in USA. Please note, we provide buy hold or sell recommendation only in the context of selected investment horizon assuming investor has average attitude towards taking risk. Please also consider using Portfolio Positions Ratings and Equity Ratings tools to further calibrate your research.
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Financial Institutions (FISI)
The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. As of now, Financial Institutions' Intangibles To Total Assets are increasing as compared to previous years. The Financial Institutions' current Debt To Assets is estimated to increase to 0.06, while Total Assets are projected to decrease to under 3.2 B. Financial Institutions' management efficiency ratios could be used to measure how well Financial Institutions manages its routine affairs as well as how well it operates its assets and liabilities. The entity currently falls under 'Small-Cap' category with a current market capitalization of 255.8 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Financial Institutions's market, we take the total number of its shares issued and multiply it by Financial Institutions's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. At this time, the firm appears to be undervalued. Financial Institutions shows a prevailing Real Value of $19.72 per share. The current price of the firm is $17.36. Our model computes the value of Financial Institutions from reviewing the firm fundamentals such as Profit Margin of 0.25 %, shares outstanding of 15.45 M, and Current Valuation of 485.35 M as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise purchasing undervalued instruments and trading away overvalued instruments since, at some point, asset prices and their ongoing real values will submerge.
First Interstate BancSystem (FIBK)
Return On Tangible Assets is expected to rise to 0.01 this year. Return On Capital Employed is expected to rise to 0.03 this year. At this time, First Interstate's Total Current Liabilities is quite stable compared to the past year. Liabilities And Stockholders Equity is expected to rise to about 32.2 B this year, although the value of Non Current Liabilities Other will most likely fall to about 789.5 M. First Interstate's management efficiency ratios could be used to measure how well First Interstate manages its routine affairs as well as how well it operates its assets and liabilities. The entity currently falls under 'Mid-Cap' category with a current market capitalization of 2.55 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Interstate's market, we take the total number of its shares issued and multiply it by First Interstate's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
The company has return on total asset (ROA) of (0.0151) % which means that it has lost $0.0151 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1933) %, meaning that it created substantial loss on money invested by shareholders. First Foundation's management efficiency ratios could be used to measure how well First Foundation manages its routine affairs as well as how well it operates its assets and liabilities. As of the 19th of April 2024, Return On Tangible Assets is likely to grow to -0.01. In addition to that, Return On Capital Employed is likely to grow to -0.01. At this time, First Foundation's Total Assets are very stable compared to the past year. As of the 19th of April 2024, Other Assets is likely to grow to about 11.7 B, though Non Currrent Assets Other are likely to grow to (1.4 B). The company currently falls under 'Small-Cap' category with a current market capitalization of 363.65 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Foundation's market, we take the total number of its shares issued and multiply it by First Foundation's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. At this time, the firm appears to be undervalued. First Foundation shows a prevailing Real Value of $7.46 per share. The current price of the firm is $6.76. Our model computes the value of First Foundation from reviewing the firm fundamentals such as Profit Margin of (0.79) %, current valuation of 1.74 B, and Shares Outstanding of 56.47 M as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise obtaining undervalued instruments and abandoning overvalued instruments since, at some point, asset prices and their ongoing real values will submerge.
First Financial Bankshares (FFIN)
The company has return on total asset (ROA) of 0.0153 % which means that it generated a profit of $0.0153 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1439 %, meaning that it created $0.1439 on every $100 dollars invested by stockholders. First Financial's management efficiency ratios could be used to measure how well First Financial manages its routine affairs as well as how well it operates its assets and liabilities. As of the 19th of April 2024, Return On Equity is likely to grow to 0.15, while Return On Tangible Assets are likely to drop 0.01. At this time, First Financial's Asset Turnover is very stable compared to the past year. The entity currently falls under 'Mid-Cap' category with a current market capitalization of 4.14 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Financial's market, we take the total number of its shares issued and multiply it by First Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Net Debt
(125.88 Million)
First Financial reported last year Net Debt of (132.51 Million)
First Financial Bancorp (FFBC)
The company has return on total asset (ROA) of 0.0148 % which means that it generated a profit of $0.0148 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1188 %, meaning that it created $0.1188 on every $100 dollars invested by stockholders. First Financial's management efficiency ratios could be used to measure how well First Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, First Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 471 M, whereas Other Assets are forecasted to decline to about 6 B. This firm currently falls under 'Mid-Cap' category with a current market capitalization of 1.98 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Financial's market, we take the total number of its shares issued and multiply it by First Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. At this time, the firm appears to be undervalued. First Financial Bancorp shows a prevailing Real Value of $22.4 per share. The current price of the firm is $21.89. Our model computes the value of First Financial Bancorp from reviewing the firm fundamentals such as Shares Outstanding of 95.07 M, current valuation of 2.27 B, and Profit Margin of 0.32 % as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise purchasing undervalued instruments and exiting overvalued instruments since, at some point, asset prices and their ongoing real values will submerge.
First Capital (FCAP)
The company has return on total asset (ROA) of 0.0111 % which means that it generated a profit of $0.0111 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1343 %, meaning that it created $0.1343 on every $100 dollars invested by stockholders. First Capital's management efficiency ratios could be used to measure how well First Capital manages its routine affairs as well as how well it operates its assets and liabilities. As of 04/19/2024, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to grow to -0. At this time, First Capital's Total Current Liabilities is relatively stable compared to the past year. As of 04/19/2024, Non Current Liabilities Total is likely to grow to about 269.9 M, while Liabilities And Stockholders Equity is likely to drop slightly above 628.4 M. The entity currently falls under 'Micro-Cap' category with a current market capitalization of 93.87 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Capital's market, we take the total number of its shares issued and multiply it by First Capital's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
The company has return on total asset (ROA) of 0.74 % which means that it generated a profit of $0.74 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 8.42 %, meaning that it created $8.42 on every $100 dollars invested by stockholders. Fauquier Bankshares' management efficiency ratios could be used to measure how well Fauquier Bankshares manages its routine affairs as well as how well it operates its assets and liabilities. The entity currently falls under 'Micro-Cap' category with a current market capitalization of 81.03 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Fauquier Bankshares's market, we take the total number of its shares issued and multiply it by Fauquier Bankshares's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
The First Bancshares (FBMS)
The company has return on total asset (ROA) of 0.0104 % which means that it generated a profit of $0.0104 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0946 %, meaning that it created $0.0946 on every $100 dollars invested by stockholders. First Bancshares' management efficiency ratios could be used to measure how well First Bancshares manages its routine affairs as well as how well it operates its assets and liabilities. At this time, First Bancshares' Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.01 in 2024, despite the fact that Return On Capital Employed is likely to grow to (0.01). At this time, First Bancshares' Return On Tangible Assets are comparatively stable compared to the past year. Intangibles To Total Assets is likely to gain to 0.04 in 2024, whereas Earning Assets are likely to drop slightly above 557 M in 2024. The entity currently falls under 'Small-Cap' category with a current market capitalization of 740.19 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Bancshares's market, we take the total number of its shares issued and multiply it by First Bancshares's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Macroaxis financial leverage refers to using borrowed capital as a funding source to finance Macroaxis ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Macroaxis financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to Macroaxis' owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of Macroaxis' financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the breakdown between Macroaxis's total debt and its cash.
Macroaxis Gross Profit
Macroaxis Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Macroaxis previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Macroaxis Gross Profit growth over the last 10 years. Please check Macroaxis' gross profit and other fundamental indicators for more details.
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Financial Institutions (FISI)
The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. As of now, Financial Institutions' Intangibles To Total Assets are increasing as compared to previous years. The Financial Institutions' current Debt To Assets is estimated to increase to 0.06, while Total Assets are projected to decrease to under 3.2 B. Financial Institutions' management efficiency ratios could be used to measure how well Financial Institutions manages its routine affairs as well as how well it operates its assets and liabilities. The entity currently falls under 'Small-Cap' category with a current market capitalization of 255.8 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Financial Institutions's market, we take the total number of its shares issued and multiply it by Financial Institutions's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. At this time, the firm appears to be undervalued. Financial Institutions shows a prevailing Real Value of $19.72 per share. The current price of the firm is $17.36. Our model computes the value of Financial Institutions from reviewing the firm fundamentals such as Profit Margin of 0.25 %, shares outstanding of 15.45 M, and Current Valuation of 485.35 M as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise purchasing undervalued instruments and trading away overvalued instruments since, at some point, asset prices and their ongoing real values will submerge.
First Interstate BancSystem (FIBK)
Return On Tangible Assets is expected to rise to 0.01 this year. Return On Capital Employed is expected to rise to 0.03 this year. At this time, First Interstate's Total Current Liabilities is quite stable compared to the past year. Liabilities And Stockholders Equity is expected to rise to about 32.2 B this year, although the value of Non Current Liabilities Other will most likely fall to about 789.5 M. First Interstate's management efficiency ratios could be used to measure how well First Interstate manages its routine affairs as well as how well it operates its assets and liabilities. The entity currently falls under 'Mid-Cap' category with a current market capitalization of 2.55 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Interstate's market, we take the total number of its shares issued and multiply it by First Interstate's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
The company has return on total asset (ROA) of (0.0151) % which means that it has lost $0.0151 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1933) %, meaning that it created substantial loss on money invested by shareholders. First Foundation's management efficiency ratios could be used to measure how well First Foundation manages its routine affairs as well as how well it operates its assets and liabilities. As of the 19th of April 2024, Return On Tangible Assets is likely to grow to -0.01. In addition to that, Return On Capital Employed is likely to grow to -0.01. At this time, First Foundation's Total Assets are very stable compared to the past year. As of the 19th of April 2024, Other Assets is likely to grow to about 11.7 B, though Non Currrent Assets Other are likely to grow to (1.4 B). The company currently falls under 'Small-Cap' category with a current market capitalization of 363.65 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Foundation's market, we take the total number of its shares issued and multiply it by First Foundation's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. At this time, the firm appears to be undervalued. First Foundation shows a prevailing Real Value of $7.46 per share. The current price of the firm is $6.76. Our model computes the value of First Foundation from reviewing the firm fundamentals such as Profit Margin of (0.79) %, current valuation of 1.74 B, and Shares Outstanding of 56.47 M as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise obtaining undervalued instruments and abandoning overvalued instruments since, at some point, asset prices and their ongoing real values will submerge.
First Financial Bankshares (FFIN)
The company has return on total asset (ROA) of 0.0153 % which means that it generated a profit of $0.0153 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1439 %, meaning that it created $0.1439 on every $100 dollars invested by stockholders. First Financial's management efficiency ratios could be used to measure how well First Financial manages its routine affairs as well as how well it operates its assets and liabilities. As of the 19th of April 2024, Return On Equity is likely to grow to 0.15, while Return On Tangible Assets are likely to drop 0.01. At this time, First Financial's Asset Turnover is very stable compared to the past year. The entity currently falls under 'Mid-Cap' category with a current market capitalization of 4.14 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Financial's market, we take the total number of its shares issued and multiply it by First Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Net Debt
(125.88 Million)
First Financial reported last year Net Debt of (132.51 Million)
First Financial Bancorp (FFBC)
The company has return on total asset (ROA) of 0.0148 % which means that it generated a profit of $0.0148 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1188 %, meaning that it created $0.1188 on every $100 dollars invested by stockholders. First Financial's management efficiency ratios could be used to measure how well First Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, First Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 471 M, whereas Other Assets are forecasted to decline to about 6 B. This firm currently falls under 'Mid-Cap' category with a current market capitalization of 1.98 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Financial's market, we take the total number of its shares issued and multiply it by First Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. At this time, the firm appears to be undervalued. First Financial Bancorp shows a prevailing Real Value of $22.4 per share. The current price of the firm is $21.89. Our model computes the value of First Financial Bancorp from reviewing the firm fundamentals such as Shares Outstanding of 95.07 M, current valuation of 2.27 B, and Profit Margin of 0.32 % as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise purchasing undervalued instruments and exiting overvalued instruments since, at some point, asset prices and their ongoing real values will submerge.
First Capital (FCAP)
The company has return on total asset (ROA) of 0.0111 % which means that it generated a profit of $0.0111 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1343 %, meaning that it created $0.1343 on every $100 dollars invested by stockholders. First Capital's management efficiency ratios could be used to measure how well First Capital manages its routine affairs as well as how well it operates its assets and liabilities. As of 04/19/2024, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to grow to -0. At this time, First Capital's Total Current Liabilities is relatively stable compared to the past year. As of 04/19/2024, Non Current Liabilities Total is likely to grow to about 269.9 M, while Liabilities And Stockholders Equity is likely to drop slightly above 628.4 M. The entity currently falls under 'Micro-Cap' category with a current market capitalization of 93.87 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Capital's market, we take the total number of its shares issued and multiply it by First Capital's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
The company has return on total asset (ROA) of 0.74 % which means that it generated a profit of $0.74 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 8.42 %, meaning that it created $8.42 on every $100 dollars invested by stockholders. Fauquier Bankshares' management efficiency ratios could be used to measure how well Fauquier Bankshares manages its routine affairs as well as how well it operates its assets and liabilities. The entity currently falls under 'Micro-Cap' category with a current market capitalization of 81.03 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Fauquier Bankshares's market, we take the total number of its shares issued and multiply it by Fauquier Bankshares's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
The First Bancshares (FBMS)
The company has return on total asset (ROA) of 0.0104 % which means that it generated a profit of $0.0104 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0946 %, meaning that it created $0.0946 on every $100 dollars invested by stockholders. First Bancshares' management efficiency ratios could be used to measure how well First Bancshares manages its routine affairs as well as how well it operates its assets and liabilities. At this time, First Bancshares' Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.01 in 2024, despite the fact that Return On Capital Employed is likely to grow to (0.01). At this time, First Bancshares' Return On Tangible Assets are comparatively stable compared to the past year. Intangibles To Total Assets is likely to gain to 0.04 in 2024, whereas Earning Assets are likely to drop slightly above 557 M in 2024. The entity currently falls under 'Small-Cap' category with a current market capitalization of 740.19 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Bancshares's market, we take the total number of its shares issued and multiply it by First Bancshares's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
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Vlad Skutelnik is a Macroaxis Contributor. Vlad covers stocks, funds, cryptocurrencies, and ETFs that are traded in North America, focusing primarily on fundamentals, valuation and market volatility. He has many years of experience in fintech, predictive investment analytics, and risk management. View Profile
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