Byline Historical Cash Flow
| BY Stock | USD 20.90 0.18 0.87% |
Analysis of Byline Bancorp cash flow over time is an excellent tool to project Byline Bancorp future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Change To Inventory of 7.7 M or Change In Cash of 49.1 M as it is a great indicator of Byline Bancorp ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining Byline Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Byline Bancorp is a good buy for the upcoming year.
Byline |
About Byline Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in Byline balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Byline's non-liquid assets can be easily converted into cash.
Byline Bancorp Cash Flow Chart
Byline Cash Flow Statement became part of mandatory reporting in 1987. It is now one of three main statements in accounting used to measure how well a company manages its liquidity and overall cash position. The rate of cash utilization and preservation is now part of the leading indicators of a healthy entity, and the Byline Bancorp Cash Flow Statement shows how well the company generates cash to payout debt obligations or to cover ongoing operating expenses.
At this time, Byline Bancorp's Sale Purchase Of Stock is fairly stable compared to the past year. Change To Inventory is likely to rise to about 7.7 M in 2024, whereas Investments are likely to drop (394 M) in 2024. Add Fundamental
Stock Based Compensation
Compensation provided to employees in the form of equity or options to purchase company stock. This type of compensation is used to align the interests of employees and shareholders.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Dividends Paid
The total amount of dividends that a company has paid out to its shareholders over a specific period.Capital Expenditures
Capital Expenditures are funds used by Byline Bancorp to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of Byline Bancorp operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Most accounts from Byline Bancorp's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Byline Bancorp current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Byline Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing. For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.At this time, Byline Bancorp's Sale Purchase Of Stock is fairly stable compared to the past year. Change To Inventory is likely to rise to about 7.7 M in 2024, whereas Investments are likely to drop (394 M) in 2024.
| 2021 | 2022 | 2023 | 2024 (projected) | Capital Expenditures | 2.2M | 3.6M | 3.9M | 2.9M | Dividends Paid | 12.1M | 13.6M | 14.6M | 10.0M |
Byline Bancorp cash flow statement Correlations
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Byline Bancorp Account Relationship Matchups
High Positive Relationship
High Negative Relationship
Byline Bancorp cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Sale Purchase Of Stock | 3.7M | (1.7M) | (28.9M) | (27.7M) | 485.8M | 510.1M | |
| Investments | (359.8M) | (1.2B) | (521.8M) | (959.4M) | (375.2M) | (394.0M) | |
| Change In Cash | (41.1M) | 2.7M | 74.5M | 21.4M | 46.8M | 49.1M | |
| Net Borrowings | 69.5M | (263.6M) | 243.7M | 120.7M | 108.6M | 60.9M | |
| Stock Based Compensation | 1.7M | 2.6M | 4.0M | 5.3M | 6.7M | 7.1M | |
| Free Cash Flow | 25.0M | 105.1M | 72.2M | 216.7M | 133.2M | 67.2M | |
| Change In Working Capital | (18.7M) | 33.4M | (46.1M) | 36.8M | (8.4M) | (8.8M) | |
| Begin Period Cash Flow | 121.9M | 80.7M | 83.4M | 157.9M | 179.4M | 113.6M | |
| Total Cashflows From Investing Activities | (250.6M) | (886.4M) | (236.0M) | (819.9M) | (737.9M) | (701.0M) | |
| Other Cashflows From Financing Activities | 8.6B | 10.6B | 13.9B | 22.8B | 29.6M | 28.1M | |
| Depreciation | 14.1M | 6.5M | 6.0M | 4.3M | 10.5M | 6.9M | |
| Other Non Cash Items | (23.9M) | 38.2M | 17.8M | 60.4M | (6.3M) | (6.0M) | |
| Capital Expenditures | 4.3M | 3.9M | 2.2M | 3.6M | 3.9M | 2.9M | |
| Total Cash From Operating Activities | 29.3M | 109.0M | 74.4M | 220.3M | 137.0M | 71.2M | |
| Change To Account Receivables | (3.1M) | 3.9M | (30.4M) | (74.6M) | (1.1M) | (1.1M) | |
| Change To Operating Activities | (15.6M) | 29.5M | (15.6M) | 111.4M | 128.1M | 134.5M | |
| Net Income | 57.0M | 37.5M | 92.8M | 88.0M | 107.9M | 60.8M | |
| Total Cash From Financing Activities | 180.1M | 780.0M | 236.1M | 620.9M | 217.0M | 348.8M | |
| End Period Cash Flow | 80.7M | 83.4M | 157.9M | 179.4M | 226.1M | 122.1M | |
| Other Cashflows From Investing Activities | 113.5M | 334.0M | 425.1M | 143.2M | 164.7M | 128.6M | |
| Change To Netincome | (10.1M) | 23.5M | (30.3M) | (2.4M) | (2.7M) | (2.9M) | |
| Change To Liabilities | (5.3M) | 29.5M | (15.6M) | 111.4M | 128.1M | 134.5M | |
| Change Receivables | (3.1M) | 3.9M | (30.4M) | (74.6M) | (67.1M) | (63.8M) | |
| Cash And Cash Equivalents Changes | (41.1M) | 2.7M | 74.5M | 21.4M | 24.6M | 24.4M | |
| Cash Flows Other Operating | (26.3M) | (8.3M) | 36.1M | 82.1M | 94.4M | 99.1M | |
| Issuance Of Capital Stock | 580K | 3.6M | 2.1M | 1.5M | 1.5M | 1.8M |
Pair Trading with Byline Bancorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Byline Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Byline Bancorp will appreciate offsetting losses from the drop in the long position's value.Moving together with Byline Stock
| 0.84 | AX | Axos Financial Earnings Call This Week | PairCorr |
Moving against Byline Stock
| 0.67 | KB | KB Financial Group Earnings Call This Week | PairCorr |
| 0.59 | WF | Woori Financial Group Financial Report 21st of May 2024 | PairCorr |
| 0.59 | TECTP | Tectonic Financial | PairCorr |
| 0.58 | NU | Nu Holdings Financial Report 20th of May 2024 | PairCorr |
| 0.48 | VBFC | Village Bank | PairCorr |
The ability to find closely correlated positions to Byline Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Byline Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Byline Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Byline Bancorp to buy it.
The correlation of Byline Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Byline Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Byline Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Byline Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Byline Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing. For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Complementary Tools for Byline Stock analysis
When running Byline Bancorp's price analysis, check to measure Byline Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Byline Bancorp is operating at the current time. Most of Byline Bancorp's value examination focuses on studying past and present price action to predict the probability of Byline Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Byline Bancorp's price. Additionally, you may evaluate how the addition of Byline Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Byline Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Byline Bancorp. If investors know Byline will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Byline Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.13 | Dividend Share 0.36 | Earnings Share 2.67 | Revenue Per Share 8.822 | Quarterly Revenue Growth 0.164 |
The market value of Byline Bancorp is measured differently than its book value, which is the value of Byline that is recorded on the company's balance sheet. Investors also form their own opinion of Byline Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Byline Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Byline Bancorp's market value can be influenced by many factors that don't directly affect Byline Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Byline Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Byline Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Byline Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.