United Historical Income Statement
| UBFO Stock | USD 7.46 0.11 1.50% |
Historical analysis of United Security income statement accounts such as Interest Expense of 11.6 M, Total Revenue of 35.7 M, Gross Profit of 35.7 M or Other Operating Expenses of 39.9 M can show how well United Security Bancshares performed in making a profits. Evaluating United Security income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of United Security's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining United Security Banc latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether United Security Banc is a good buy for the upcoming year.
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About United Income Statement Analysis
United Security Banc Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to United Security shareholders. The income statement also shows United investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
United Security Income Statement Chart
United Security Bancshares Income Statement is one of the three primary financial statements used for reporting United's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of United Security Banc revenue and expense. United Security Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, United Security's Net Income is very stable compared to the past year. As of the 24th of April 2024, Net Income Applicable To Common Shares is likely to grow to about 18.9 M, while Total Revenue is likely to drop about 35.7 M. Add Fundamental
Total Revenue
Total revenue comprises all receipts United Security Banc generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.Gross Profit
Gross profit is a required income statement account that reflects total revenue of United Security Bancshares minus its cost of goods sold. It is profit before United Security operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.Other Operating Expenses
Other Operating Expenses is the expense which generally does not depend on sales or production quantities of United Security Banc. It is also known as United Security overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.Most accounts from United Security's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into United Security Banc current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. At this time, United Security's Net Income is very stable compared to the past year. As of the 24th of April 2024, Net Income Applicable To Common Shares is likely to grow to about 18.9 M, while Total Revenue is likely to drop about 35.7 M.
| 2021 | 2022 | 2023 | 2024 (projected) | Total Revenue | 38.9M | 47.8M | 65.4M | 35.7M | Interest Expense | 2.1M | 3.2M | 11.1M | 11.6M |
United Security income statement Correlations
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United Security income statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Interest Expense | 3.9M | 2.3M | 2.1M | 3.2M | 11.1M | 11.6M | |
| Total Revenue | 42.5M | 36.7M | 38.9M | 47.8M | 65.4M | 35.7M | |
| Gross Profit | 42.5M | 36.7M | 38.9M | 47.8M | 65.4M | 35.7M | |
| Other Operating Expenses | 13.4M | 24.3M | 25.6M | 4.2M | 38.0M | 39.9M | |
| Operating Income | 21.3M | 12.4M | 13.3M | 25.9M | 56.6M | 59.4M | |
| Ebit | 22.1M | 21.3M | 12.4M | 13.3M | 25.9M | 0.0 | |
| Ebitda | 22.7M | 13.8M | 14.5M | 26.6M | 2.1M | 2.0M | |
| Total Operating Expenses | 13.4M | (24.3M) | (25.6M) | 4.1M | 8.9M | 9.3M | |
| Income Before Tax | 21.3M | 12.4M | 13.3M | 22.1M | 27.5M | 28.8M | |
| Total Other Income Expense Net | 21.3M | 12.4M | 13.3M | (3.8M) | 27.5M | 28.8M | |
| Net Income | 15.2M | 9.0M | 10.1M | 15.7M | 19.8M | 20.8M | |
| Income Tax Expense | 6.1M | 3.5M | 3.2M | 6.4M | 7.7M | 4.1M | |
| Depreciation And Amortization | 1.4M | 1.4M | 1.1M | 709K | 2.1M | 1.2M | |
| Selling General Administrative | 12.2M | 12.2M | 13.4M | 12.3M | 13.6M | 11.0M | |
| Net Income Applicable To Common Shares | 15.2M | 9.0M | 10.1M | 15.7M | 18.0M | 18.9M | |
| Net Income From Continuing Ops | 27.4M | 9.0M | 10.1M | 15.7M | 19.7M | 12.9M | |
| Tax Provision | 6.1M | 3.5M | 3.2M | 6.4M | 8.1M | 6.0M | |
| Net Interest Income | 36.8M | 31.6M | 35.7M | 46.1M | 50.9M | 39.1M | |
| Interest Income | 40.7M | 33.9M | 37.7M | 49.3M | 59.7M | 42.5M | |
| Reconciled Depreciation | 1.4M | 1.4M | 1.1M | 709K | 851K | 937.8K |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards United Security in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, United Security's short interest history, or implied volatility extrapolated from United Security options trading.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the United Security Banc information on this page should be used as a complementary analysis to other United Security's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Complementary Tools for United Stock analysis
When running United Security's price analysis, check to measure United Security's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Security is operating at the current time. Most of United Security's value examination focuses on studying past and present price action to predict the probability of United Security's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Security's price. Additionally, you may evaluate how the addition of United Security to your portfolios can decrease your overall portfolio volatility.
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Is United Security's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.33) | Dividend Share 0.47 | Earnings Share 1.04 | Revenue Per Share 2.984 | Quarterly Revenue Growth (0.15) |
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.