First Internet Earnings Estimate

INBK -  USA Stock  

USD 33.27  0.51  1.56%

Many public companies, such as First Internet, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing First Internet's earnings estimates, investors can diagnose different trends across First Internet's analyst sentiment over time as well as compare current estimates against different timeframes.
First Internet is projected to generate 4.43 in earnings per share on the 31st of December 2021. First Internet earnings estimates module stress-tests analyst consensus about projected First Internet Bcp EPS (Earning Per Share) to derive its highest and lowest estimates based on its historical volatility. Please see Risk vs Return Analysis.

First Earnings Estimates 

 
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The current Gross Profit is estimated to decrease to about 74.1 M. The current Profit Margin is estimated to decrease to 0.32
Share

First Internet Earnings Estimation Breakdown

Calculation of earning per share of First Internet Bcp is based on official Zacks consensus of 1 analysts regarding First Internet future annual earnings. Given the historical accuracy of 72.13%, the future earnings per share of First Internet is estimated to be 4.43 with the lowest and highest values of 4.3 and 4.55, respectively. Please note that this consensus of annual earnings estimates for First Internet Bcp is an estimate of EPS before non-recurring items and including employee stock options expenses
Current EPS
3.42
21st of October 2021
4.30
Lowest
Estimated EPS
4.43
4.55
Highest

First Internet Earnings Projection Consensus

Suppose the current estimates of First Internet's value are higher than the current market price of the First Internet stock. In this case, investors may conclude that First Internet is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and First Internet's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyCurrent EPSEPS Estimate for 31st of December 2021

1

72.13%

3.42

4.43

First Internet Earnings History

Earnings estimate consensus by First Internet Bcp analysts from Wall Street is used by the market to judge First Internet's stock performance. The investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only First Internet's upcoming profit reports and earnings-per-share forecasts but also compare them to our different valuation methods.

First Internet Quarterly Earnings Before Interest Taxes and Depreciation Amortization EBITDA

19.23 MillionShare
First Internet Accumulated Retained Earnings Deficit are increasing as compared to previous years. The last year's value of Accumulated Retained Earnings Deficit was reported at 126.73 Million. The current Price to Earnings Ratio is estimated to increase to 11.55, while Earning Before Interest and Taxes EBIT is projected to decrease to under 26.8 M. The current Weighted Average Shares is estimated to decrease to about 8.5 M. The current Weighted Average Shares Diluted is estimated to decrease to about 8.5 M.
Sophisticated investors, who have witnessed many market ups and downs, frequently view the market will even out over time. This tendency of First Internet's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy. Please use the tools below to analyze the current value of First Internet in the context of predictive analytics.
Hype
Prediction
LowEstimated ValueHigh
31.8733.4134.95
Details
Intrinsic
Valuation
LowReal ValueHigh
29.9435.0136.55
Details
Naive
Forecast
LowNext ValueHigh
31.4633.0034.54
Details
2 Analysts
Consensus
LowTarget PriceHigh
38.0038.0038.00
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as First Internet. Your research has to be compared to or analyzed against First Internet's peers to derive any actionable benefits. When done correctly, First Internet's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy towards taking a position in First Internet Bcp.
Note that many institutional investors and large investment bankers can move markets due to the volume of First assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards First Internet. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving First stock price in the short term.

First Internet Earnings per Share Projection vs Actual

Actual Earning per Share of First Internet refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering First Internet Bcp predict the company's earnings will be in the future. The higher the earnings per share of First Internet, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

First Internet Estimated Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as First Internet, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of First Internet should always be considered in relation to other companies to make a more educated investment decision.

First Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact First Internet's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2021-10-20
2021-09-301.13NoneNone
2021-07-21
2021-06-301.1941.11-0.084
2021-04-21
2021-03-310.9261.050.12413 
2021-01-20
2020-12-310.8481.120.27232 
2020-10-21
2020-09-300.411.030.62151 
2020-07-22
2020-06-300.3340.40.06619 
2020-04-22
2020-03-310.5660.620.054
2020-01-22
2019-12-310.5750.720.14525 
2019-10-23
2019-09-300.6060.630.024
2019-07-24
2019-06-300.5760.60.024
2019-04-24
2019-03-310.4940.560.06613 
2019-01-23
2018-12-310.5980.53-0.06811 
2018-10-24
2018-09-300.60670.610.0033
2018-07-19
2018-06-300.70.67-0.03
2018-04-19
2018-03-310.71330.71-0.0033
2018-01-18
2017-12-310.60670.630.0233
2017-10-19
2017-09-300.65670.710.0533
2017-07-20
2017-06-300.570.610.04
2017-04-20
2017-03-310.460.43-0.03
2017-01-19
2016-12-310.52670.640.113321 
2016-10-20
2016-09-300.570.680.1119 
2016-07-21
2016-06-300.70.57-0.1318 
2016-04-21
2016-03-310.530.530
2016-01-21
2015-12-310.520.5-0.02
2015-10-22
2015-09-300.460.510.0510 
2015-07-23
2015-06-300.40.50.125 
2015-04-23
2015-03-310.320.460.1443 
2015-01-22
2014-12-310.270.320.0518 
2014-10-23
2014-09-300.190.280.0947 
2014-07-24
2014-06-300.220.220
2014-04-24
2014-03-310.140.13-0.01
2014-01-29
2013-12-310.120.190.0758 
2013-11-27
2013-09-30None0.2504None
2013-08-28
2013-06-30None0.5927None
2013-03-31
2013-03-31None0.5156None
2012-12-31
2012-12-31None0.552None
2012-09-30
2012-09-30None0.5668None
2012-06-30
2012-06-30None0.446None
2012-03-31
2012-03-31None0.4001None
2011-12-31
2011-12-31None0.3779None
2011-09-30
2011-09-30None0.2674None
2011-06-30
2011-06-30None0.2897None
2011-03-31
2011-03-31None0.1864None
2010-12-31
2010-12-31None0.2505None
2010-09-30
2010-09-30None0.3536None
2010-06-30
2010-06-30None0.3321None
2010-03-31
2010-03-31None0.8089None
2009-12-31
2009-12-31None-0.6994None
2009-09-30
2009-09-30None-0.0736None
2009-06-30
2009-06-30None0.093None
2009-03-31
2009-03-31None-0.0739None

About First Internet Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of First Internet earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current First Internet estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as First Internet fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for 2021
Accumulated Retained Earnings Deficit126.7 M136.7 M
Earning Before Interest and Taxes EBIT33.9 M26.8 M
Earnings per Basic Share 2.99  2.71 
Earnings per Diluted Share 2.99  2.71 
Price to Earnings Ratio 9.61  11.55 
Earnings Before Interest Taxes and Depreciation Amortization EBITDA41.7 M33 M
Earnings before Tax33.9 M26.8 M
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and commercial customers in the United States. First Internet Bancorp was founded in 1999 and is based in Fishers, Indiana. First Internet operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 255 people.

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Please see Risk vs Return Analysis. Note that the First Internet Bcp information on this page should be used as a complementary analysis to other First Internet's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.

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The market value of First Internet Bcp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Internet's value that differs from its market value or its book value, called intrinsic value, which is First Internet's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Internet's market value can be influenced by many factors that don't directly affect First Internet Bcp underlying business (such as pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine First Internet value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.