CNB Financial Company Insiders

CCNE Stock  USD 20.13  0.31  1.56%   
CNB Financial's insiders are aggressively buying. The analysis of insiders' sentiment of trading CNB Financial stock suggests that all insiders are extremely bullish at this time. CNB Financial employs about 765 people. The company is managed by 34 executives with a total tenure of roughly 220 years, averaging almost 6.0 years of service per executive, having 22.5 employees per reported executive.
Joseph Bower  CEO
CEO and President Director, CEO of County National Bank and President of County National Bank and President of Holiday Financial Services Corporate and Director of CNB Bank
Dennis Merrey  Chairman
Independent Chairman of the Board

CNB Financial's Insider Buying Vs Selling

100

 
Selling
 
Buying

Latest Trades

2023-11-01Michael D PeduzziAcquired 500 @ 18.28View
2023-09-15N. Michael ObiAcquired 27 @ 18.7View
2023-08-03Renee RichardAcquired 250 @ 19.9View
2023-07-31Michael D PeduzziAcquired 300 @ 19.58View
2023-06-15Julie M YoungAcquired 52 @ 19.27View
2023-06-08Francis X Straub IIIAcquired 500 @ 21.4View
2023-05-17Francis X Straub IIIAcquired 1000 @ 20.17View
2023-05-10Francis X Straub IIIAcquired 1000 @ 18.91View
2023-05-04Peter F SmithAcquired 2000 @ 16.91View
2023-04-21Michael D PeduzziAcquired 1000 @ 18.03View
2023-04-20Nicholas N Jr. ScottAcquired 500 @ 17.95View
Monitoring CNB Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CNB Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade CNB Stock refer to our How to Trade CNB Stock guide.

CNB Financial's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with CNB Financial's future performance. Based on our forecasts, it is anticipated that CNB will maintain a workforce of about 770 employees by April 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

CNB Financial Management Team Effectiveness

The company has return on total asset (ROA) of 0.0103 % which means that it generated a profit of $0.0103 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1053 %, meaning that it created $0.1053 on every $100 dollars invested by stockholders. CNB Financial's management efficiency ratios could be used to measure how well CNB Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Capital Employed is expected to grow to 0.03. The current year's Return On Assets is expected to grow to 0.01. At present, CNB Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 335.2 M, whereas Intangible Assets are forecasted to decline to about 1.7 M.

CNB Financial Quarterly Income Before Tax

17.14 Million

The current year's Net Income Applicable To Common Shares is expected to grow to about 71.1 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 12.9 M.

CNB Financial Workforce Comparison

CNB Financial is rated fifth in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 63,620. CNB Financial claims roughly 765 in number of employees contributing just under 2% to equities under Financials industry.

CNB Financial Profit Margins

The company has Profit Margin (PM) of 0.27 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.33 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.33.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.790.9
Fairly Down
Slightly volatile
Net Profit Margin0.170.1774
Sufficiently Down
Slightly volatile
Operating Profit Margin0.510.54
Notably Down
Slightly volatile
Pretax Profit Margin0.210.2196
Sufficiently Down
Slightly volatile
Return On Assets0.01110.0101
Significantly Up
Very volatile
Return On Equity0.120.1016
Fairly Up
Pretty Stable

CNB Financial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CNB Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on CNB Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, CNB Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-03-01
3.1
31
10
 51,536 
 4,235 
2023-12-01
1.0
1
1
 500.00 
 0.00 
2023-06-01
2.0
18
9
 19,359 
 7,807 
2023-03-01
7.6667
46
6
 45,688 
 1,369 
2022-12-01
3.0
3
1
 110.04 
 25.00 
2022-03-01
2.1333
32
15
 53,087 
 10,134 
2021-12-01
2.0
4
2
 3,050 
 75.00 
2021-09-01
3.0
3
1
 5,111 
 0.00 
2021-06-01
4.0
4
1
 5,092 
 168.22 
2021-03-01
2.0714
29
14
 43,031 
 6,158 
2020-06-01
11.0
11
1
 14,336 
 360.00 
2020-03-01
3.0
33
11
 40,528 
 8,840 
2019-06-01
0.5
1
2
 50.33 
 73,180 
2019-03-01
2.5714
18
7
 23,171 
 5,674 
2018-03-01
2.75
22
8
 25,567 
 6,678 
2017-09-01
0.5
1
2
 71.09 
 17,996 
2017-03-01
3.4286
24
7
 30,712 
 24,230 
2016-12-01
0.2857
2
7
 73.91 
 77,205 
2016-06-01
2.0
4
2
 978.26 
 50.00 
2016-03-01
18.0
18
1
 33,549 
 500.00 
2015-09-01
3.0
3
1
 4,115 
 0.00 
2015-06-01
3.0
3
1
 766.49 
 2,000 
2014-12-01
0.6667
4
6
 14,246 
 29,250 
2014-06-01
4.0
4
1
 633.41 
 148.00 
2014-03-01
10.5
21
2
 23,480 
 1,600 
2013-12-01
0.4
6
15
 14,194 
 43,781 
2013-09-01
3.0
3
1
 824.63 
 0.00 
2013-06-01
1.3333
4
3
 591.22 
 891.18 
2012-09-01
0.0769
1
13
 34.24 
 32,875 
2012-03-01
5.6667
17
3
 18,858 
 7,980 
2011-12-01
0.75
9
12
 8,342 
 28,825 
2011-09-01
3.0
3
1
 1,044 
 0.00 
2011-03-01
16.0
16
1
 12,244 
 0.00 
2010-12-01
5.0
5
1
 6,175 
 58.71 
2010-03-01
1.8571
13
7
 8,523 
 5,187 
2009-12-01
24.0
24
1
 20,274 
 0.00 
2009-09-01
0.0667
2
30
 1,256 
 45,970 
2009-06-01
1.5
3
2
 1,336 
 2,188 
2008-03-01
17.0
17
1
 9,978 
 0.00 
2007-09-01
17.0
17
1
 25,621 
 444.12 
2007-03-01
5.2
26
5
 77,234 
 124,660 
2006-12-01
5.0
5
1
 4,604 
 0.00 
2006-06-01
0.5
1
2
 291,730 
 1,600 
2006-03-01
19.0
19
1
 10,366 
 1.00 
2005-09-01
3.0
3
1
 1,700 
 350.00 
2004-12-01
5.3333
16
3
 46,832 
 50,382 

CNB Financial Notable Stakeholders

A CNB Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as CNB Financial often face trade-offs trying to please all of them. CNB Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting CNB Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Joseph BowerCEO and President Director, CEO of County National Bank and President of County National Bank and President of Holiday Financial Services Corporate and Director of CNB BankProfile
Michael CPACEO PresidentProfile
Dennis MerreyIndependent Chairman of the BoardProfile
Vincent TurianoSenior Vice President - Operations of CNB BankProfile
Joseph DellSenior Vice President and Senior Commercial Lending Officer of CNB BankProfile
Tito LimaCFO, Executive Vice PresidentProfile
Brian WingardCFO, Executive VP and TreasurerProfile
Mark BreakeyChief Credit Officer and Sr. Executive VPProfile
Nicholas ScottIndependent DirectorProfile
James RyanIndependent DirectorProfile
Peter VarischettiDirectorProfile
Deborah PontzerIndependent DirectorProfile
William FalgerIndependent DirectorProfile
Peter SmithCounsel, Independent Director, Member of Corporate Governance/Nominating Committee and Director of County National BankProfile
Richard SeagerIndependent DirectorProfile
Julie YoungDirectorProfile
Joel PetersonIndependent DirectorProfile
Richard GreslickCOO, Sr. Executive VP and DirectorProfile
Robert MontlerIndependent DirectorProfile
Jeffrey PowellIndependent DirectorProfile
Francis StraubIndependent DirectorProfile
Cory JohnstonVP ControllerProfile
Angela WilcoxsonExecutive OfficerProfile
Katie AndersenSenior OfficerProfile
Amy PotterVP MarketingProfile
Darryl KochExecutive OfficerProfile
Mary ConawayEx ResourcesProfile
Steven ShillingExecutive OfficerProfile
CPA CPAVP DirectorProfile
Heather KoptchakSenior OfficerProfile
Gregory CPAExecutive OfficerProfile
Martin GriffithSenior OfficerProfile
Leanne KassabSr OfficerProfile
Robin MinkSenior OfficerProfile

About CNB Financial Management Performance

The success or failure of an entity such as CNB Financial often depends on how effective the management is. CNB Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of CNB management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the CNB management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for 2024
Return On Capital Employed 0.02  0.03 
Return On Assets 0.01  0.01 
Return On Equity 0.10  0.12 
The data published in CNB Financial's official financial statements usually reflect CNB Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of CNB Financial. For example, before you start analyzing numbers published by CNB accountants, it's critical to develop an understanding of what CNB Financial's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of CNB Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, CNB Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in CNB Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of CNB Financial. Please utilize our Beneish M Score to check the likelihood of CNB Financial's management manipulating its earnings.

CNB Financial Workforce Analysis

Traditionally, organizations such as CNB Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare CNB Financial within its industry.

CNB Financial Manpower Efficiency

Return on CNB Financial Manpower

Revenue Per Employee427.5K
Revenue Per Executive9.6M
Net Income Per Employee75.8K
Net Income Per Executive1.7M
When determining whether CNB Financial is a strong investment it is important to analyze CNB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CNB Financial's future performance. For an informed investment choice regarding CNB Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CNB Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade CNB Stock refer to our How to Trade CNB Stock guide.
You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.

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When running CNB Financial's price analysis, check to measure CNB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CNB Financial is operating at the current time. Most of CNB Financial's value examination focuses on studying past and present price action to predict the probability of CNB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CNB Financial's price. Additionally, you may evaluate how the addition of CNB Financial to your portfolios can decrease your overall portfolio volatility.
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Is CNB Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CNB Financial. If investors know CNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CNB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.13)
Dividend Share
0.7
Earnings Share
2.55
Revenue Per Share
10.389
Quarterly Revenue Growth
(0.02)
The market value of CNB Financial is measured differently than its book value, which is the value of CNB that is recorded on the company's balance sheet. Investors also form their own opinion of CNB Financial's value that differs from its market value or its book value, called intrinsic value, which is CNB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CNB Financial's market value can be influenced by many factors that don't directly affect CNB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CNB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CNB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CNB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.