First Bancorp Company Insiders

FNLC Stock  USD 22.74  0.22  0.98%   
First Bancorp's insiders are aggressively buying. The analysis of insiders' sentiment of trading First Bancorp stock suggests that all insiders are extremely bullish at this time. First Bancorp employs about 271 people. The company is managed by 17 executives with a total tenure of roughly 228 years, averaging almost 13.0 years of service per executive, having 15.94 employees per reported executive.
Tony McKim  CEO
CEO and President Director, CEO of First National Bank and President of First National Bank and Director of First National Bank
David Soule  Chairman
Chairman of the Board and The First Bank

First Bancorp's Insider Buying Vs Selling

100

 
Selling
 
Buying

Latest Trades

2024-04-18Kimberly SwanAcquired 1275 @ 22.31View
2023-05-08Stuart G SmithAcquired 1000 @ 23.61View
2023-05-05Robert B GregoryAcquired 1000 @ 24View
2023-05-01Sarah TolmanAcquired 30 @ 24.62View
Monitoring First Bancorp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First Bancorp's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with First Bancorp's future performance. Based on our forecasts, it is anticipated that First will maintain a workforce of about 270 employees by May 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

First Bancorp Management Team Effectiveness

At present, First Bancorp's Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Capital Employed is forecasted to decline to 0. At present, First Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 3 B, whereas Total Current Assets are forecasted to decline to about 45 M. First Bancorp's management efficiency ratios could be used to measure how well First Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.

First Bancorp Quarterly Income Before Tax

7.27 Million

The current year's Net Income Applicable To Common Shares is expected to grow to about 47.1 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 10.5 M.

First Bancorp Workforce Comparison

First Bancorp is rated # 4 in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 3,343. First Bancorp holds roughly 271 in number of employees claiming about 8% of equities under Financials industry.

First Bancorp Profit Margins

The company has Profit Margin (PM) of 0.35 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.41 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.41.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.20.2072
Sufficiently Down
Slightly volatile
Operating Profit Margin0.0180.0189
Notably Down
Slightly volatile
Pretax Profit Margin0.230.2468
Significantly Down
Slightly volatile
Return On Assets0.01290.01
Significantly Up
Slightly volatile
Return On Equity0.130.1214
Notably Up
Slightly volatile

First Bancorp Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, First Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-03-01
1.4
7
5
 20,960 
 4,431 
2023-06-01
9.0
9
1
 10,520 
 294.00 
2023-03-01
1.4545
16
11
 19,660 
 5,064 
2022-12-01
0.5
1
2
 1,000.00 
 1,000.00 
2022-03-01
1.1538
15
13
 15,662 
 5,333 
2021-09-01
1.0
1
1
 350.00 
 441.00 
2021-03-01
1.1538
15
13
 20,467 
 6,986 
2020-06-01
9.0
9
1
 9,750 
 654.02 
2020-03-01
1.125
9
8
 15,204 
 3,055 
2019-09-01
1.0
1
1
 200.00 
 1,053 
2019-03-01
0.875
7
8
 12,035 
 5,688 
2018-12-01
1.0
2
2
 2,536 
 0.00 
2018-03-01
1.25
10
8
 12,254 
 4,603 
2017-06-01
2.0
2
1
 554.00 
 1,500 
2017-03-01
4.75
19
4
 14,664 
 2,075 
2016-12-01
0.3333
1
3
 968.00 
 3,000 
2016-09-01
1.0
1
1
 500.00 
 1,700 
2016-03-01
0.6
9
15
 15,102 
 8,190 
2015-06-01
0.3333
1
3
 1,000.00 
 2,340 
2015-03-01
0.3684
7
19
 11,477 
 27,264 
2014-09-01
0.2857
2
7
 3,444 
 8,000 
2014-03-01
14.0
14
1
 25,708 
 0.00 
2012-12-01
0.1538
2
13
 10,000 
 0.00 
2012-03-01
4.0
8
2
 20,425 
 10,000 
2011-12-01
0.0769
1
13
 4,500 
 5,000 
2011-03-01
3.5
7
2
 6,500 
 1,000.00 
2010-03-01
0.3333
1
3
 1,200 
 3,000 
2009-12-01
0.2308
3
13
 30,000 
 6,000 
2009-09-01
0.0278
1
36
 1,500 
 21,850 
2009-03-01
0.0625
1
16
 3,000 
 13,782 
2008-12-01
0.1429
2
14
 879.00 
 0.00 
2008-09-01
0.3333
1
3
 2,500 
 4,000 
2008-03-01
0.5833
7
12
 13,675 
 20,246 
2007-12-01
0.1176
2
17
 883.00 
 17,000 
2007-09-01
0.1364
3
22
 4,125 
 10,090 
2007-06-01
2.0
6
3
 23,550 
 22,500 
2007-03-01
0.4
4
10
 12,300 
 15,980 
2006-12-01
0.1579
3
19
 44,000 
 50,000 
2006-09-01
0.1333
2
15
 1,950 
 48,550 
2006-03-01
0.7857
11
14
 41,750 
 56,720 
2005-12-01
0.1667
3
18
 60,508 
 71,508 
2005-09-01
0.7778
14
18
 73,365 
 121,140 
2005-06-01
0.7143
5
7
 11,581 
 14,687 
2005-03-01
0.8
16
20
 157,085 
 222,395 
2004-12-01
0.2143
3
14
 1,600 
 0.00 
2004-06-01
2.8
14
5
 48,225 
 3,591 
2004-03-01
0.7143
5
7
 20,000 
 20,200 
2003-12-01
0.3
3
10
 577.00 
 0.00 
2003-09-01
13.0
13
1
 2,242 
 0.00 

First Bancorp Notable Stakeholders

A First Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as First Bancorp often face trade-offs trying to please all of them. First Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting First Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Tony McKimCEO and President Director, CEO of First National Bank and President of First National Bank and Director of First National BankProfile
David SouleChairman of the Board and The First BankProfile
Tammy PlummerExecutive Vice President CIO of the BankProfile
Sarah TolmanExecutive Vice President Branch Administration of the BankProfile
Stephen PoulinSenior Vice President Senior Credit Officer of The First BankProfile
Steven ParadyExecutive Vice President Chief Fiduciary Officer of the BankProfile
Stephen WardCFO, Principal Accounting Officer, Executive VP, Treasurer, Principal of Pemaquid Advisors, CFO of Pemaquid Advisors, CFO of First National Bank, Executive VP of The First National Bank and Treasurer of First National BankProfile
Charles WoottonExecutive VP, Clerk, Executive VP of The First National Bank and Sr. Loan Officer of The First National BankProfile
Susan NortonExecutive VP of HR, Compliance Officer, Executive VP of HR - First National Bank and Compliance Officer of First National BankProfile
Richard ElderSr. VP-Retail Services of The First National BankProfile
Renee KellyDirectorProfile
Stuart SmithDirectorProfile
Katherine BoydIndependent DirectorProfile
Cornelius RussellDirectorProfile
Mark RosboroughIndependent DirectorProfile
Bruce TindalIndependent DirectorProfile
Robert GregoryIndependent DirectorProfile

About First Bancorp Management Performance

The success or failure of an entity such as First Bancorp often depends on how effective the management is. First Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of First management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the First management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0  0 
Return On Assets 0.01  0.01 
Return On Equity 0.12  0.13 
The data published in First Bancorp's official financial statements usually reflect First Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of First Bancorp. For example, before you start analyzing numbers published by First accountants, it's critical to develop an understanding of what First Bancorp's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of First Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in First Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of First Bancorp. Please utilize our Beneish M Score to check the likelihood of First Bancorp's management manipulating its earnings.

First Bancorp Workforce Analysis

Traditionally, organizations such as First Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare First Bancorp within its industry.

First Bancorp Manpower Efficiency

Return on First Bancorp Manpower

Revenue Per Employee473K
Revenue Per Executive7.5M
Net Income Per Employee108.9K
Net Income Per Executive1.7M
When determining whether First Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.

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When running First Bancorp's price analysis, check to measure First Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bancorp is operating at the current time. Most of First Bancorp's value examination focuses on studying past and present price action to predict the probability of First Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Bancorp's price. Additionally, you may evaluate how the addition of First Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is First Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancorp. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.25)
Dividend Share
1.4
Earnings Share
2.48
Revenue Per Share
7.088
Quarterly Revenue Growth
(0.07)
The market value of First Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Bancorp's value that differs from its market value or its book value, called intrinsic value, which is First Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Bancorp's market value can be influenced by many factors that don't directly affect First Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.