First Savings Company Top Insiders
| FSFG Stock | USD 15.85 0.05 0.31% |
First Savings employs about 370 people. The company is managed by 18 executives with a total tenure of roughly 157 years, averaging almost 8.0 years of service per executive, having 20.56 employees per reported executive. Examination of First Savings' management performance can provide insight into the company performance.
| Larry Myers CEO CEO and President Director, CEO of First Savings Bank and President of First Savings Bank and Director of First Savings Bank |
| Michael Ludden Chairman Independent Chairman of the Board of the Company and First Savings Bank |
First |
First Savings' Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with First Savings' future performance. Based on our forecasts, it is anticipated that First will maintain a workforce of roughly 370 employees by May 2024.First Savings Management Team Effectiveness
At this time, First Savings' Return On Equity is most likely to increase slightly in the upcoming years. At this time, First Savings' Intangible Assets are most likely to increase significantly in the upcoming years. The First Savings' current Return On Tangible Assets is estimated to increase to 0.01, while Non Currrent Assets Other are projected to decrease to (35.6 M). First Savings' management efficiency ratios could be used to measure how well First Savings manages its routine affairs as well as how well it operates its assets and liabilities.The First Savings' current Common Stock Shares Outstanding is estimated to increase to about 8.4 M, while Net Income Applicable To Common Shares is projected to decrease to roughly 10.4 M.
First Savings Workforce Comparison
First Savings Financial is one of the top stocks in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 1,849. First Savings totals roughly 370 in number of employees claiming about 20% of equities under Financials industry.
First Savings Profit Margins
The company has Profit Margin (PM) of 0.08 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.07 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.07.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Net Profit Margin | 0.12 | 0.0846 |
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| Operating Profit Margin | 0.1 | 0.11 |
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| Pretax Profit Margin | 0.15 | 0.0847 |
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| Return On Assets | 0.0059 | 0.0032 |
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| Return On Equity | 0.0556 | 0.0487 |
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First Savings Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Savings insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Savings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, First Savings insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2023-12-01 | 5.1429 | 36 | 7 | 74,698 | 2,330 |
| 2023-09-01 | 0.5 | 1 | 2 | 1,200 | 1,750 |
| 2022-12-01 | 5.8571 | 41 | 7 | 90,750 | 52,772 |
| 2022-09-01 | 1.0 | 1 | 1 | 701.00 | 377.00 |
| 2021-12-01 | 8.6 | 43 | 5 | 158,500 | 4,072 |
| 2021-09-01 | 1.5 | 3 | 2 | 600.00 | 400.00 |
| 2021-06-01 | 1.0 | 1 | 1 | 1,063 | 0.00 |
| 2021-03-01 | 0.125 | 2 | 16 | 200.00 | 2,657 |
| 2020-12-01 | 2.3333 | 14 | 6 | 7,555 | 3,531 |
| 2020-03-01 | 0.4545 | 10 | 22 | 23,861 | 30,720 |
| 2019-12-01 | 0.5484 | 17 | 31 | 15,288 | 12,396 |
| 2019-06-01 | 0.6 | 15 | 25 | 12,410 | 7,008 |
| 2019-03-01 | 0.3 | 15 | 50 | 44,431 | 62,400 |
| 2018-12-01 | 0.8333 | 10 | 12 | 14,423 | 11,617 |
| 2018-06-01 | 0.5 | 5 | 10 | 23,800 | 18,875 |
| 2018-03-01 | 0.6667 | 8 | 12 | 27,779 | 34,277 |
| 2017-12-01 | 0.2593 | 7 | 27 | 10,144 | 19,565 |
| 2017-09-01 | 0.3077 | 4 | 13 | 1,479 | 4,852 |
| 2017-03-01 | 0.1364 | 3 | 22 | 20,703 | 34,366 |
| 2016-12-01 | 3.6667 | 55 | 15 | 103,730 | 8,870 |
| 2016-09-01 | 0.2 | 1 | 5 | 28.00 | 7,227 |
| 2015-12-01 | 0.75 | 3 | 4 | 13,839 | 18,433 |
| 2015-09-01 | 2.5 | 5 | 2 | 970.00 | 1,000.00 |
| 2015-06-01 | 0.1667 | 1 | 6 | 1,750 | 4,483 |
| 2015-03-01 | 3.0 | 3 | 1 | 211.00 | 0.00 |
| 2014-12-01 | 2.0 | 2 | 1 | 12,150 | 12,000 |
| 2014-09-01 | 0.25 | 1 | 4 | 11,000 | 24,000 |
| 2013-09-01 | 0.5 | 2 | 4 | 380.00 | 1,100 |
| 2012-12-01 | 4.0 | 4 | 1 | 1,000.00 | 2,000 |
| 2012-06-01 | 0.3333 | 1 | 3 | 1,368 | 4,526 |
| 2011-09-01 | 4.0 | 4 | 1 | 1,000.00 | 0.00 |
| 2011-03-01 | 0.25 | 1 | 4 | 160.00 | 271.91 |
First Savings Notable Stakeholders
A First Savings stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as First Savings often face trade-offs trying to please all of them. First Savings' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting First Savings' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Larry Myers | CEO and President Director, CEO of First Savings Bank and President of First Savings Bank and Director of First Savings Bank | Profile | |
| Michael Ludden | Independent Chairman of the Board of the Company and First Savings Bank | Profile | |
| John Colin | Vice Chairman of the Board of the Company and First Savings Bank | Profile | |
| Samuel Eckart | Executive VP, Director, Area President of First Savings Bank and Director of First Savings Bank | Profile | |
| Anthony Schoen | CFO of the Company and First Savings Bank | Profile | |
| Anthony CPA | CFO VP | Profile | |
| Martin Padgett | Director | Profile | |
| Frank Czeschin | Independent Director | Profile | |
| John Lawson | COO, Corporate Secretary, Director, Chief Operations Officer of First Savings Bank and Director of First Savings Bank | Profile | |
| Gerald Clapp | Independent Director | Profile | |
| Douglas York | Independent Director | Profile | |
| Vaughn Timberlake | Independent Director | Profile | |
| Pamela BennettMartin | Independent Director | Profile | |
| Cecile Blau | Independent Director | Profile | |
| CPA CPA | CFO VP | Profile | |
| Jacqueline Journell | Chief Officer | Profile | |
| Lenfield Basham | Executive Officer | Profile | |
| Jonathan Handmaker | Officer | Profile |
About First Savings Management Performance
The success or failure of an entity such as First Savings Financial often depends on how effective the management is. First Savings management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of First management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the First management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0 | 0.01 | |
| Return On Capital Employed | 0 | 0 | |
| Return On Assets | 0 | 0.01 | |
| Return On Equity | 0.05 | 0.06 |
The data published in First Savings' official financial statements usually reflect First Savings' business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of First Savings Financial. For example, before you start analyzing numbers published by First accountants, it's critical to develop an understanding of what First Savings' liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of First Savings' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First Savings' management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in First Savings' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of First Savings Financial. Please utilize our Beneish M Score to check the likelihood of First Savings' management manipulating its earnings.
First Savings Workforce Analysis
Traditionally, organizations such as First Savings use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare First Savings within its industry.First Savings Manpower Efficiency
Return on First Savings Manpower
| Revenue Per Employee | 234.9K | |
| Revenue Per Executive | 4.8M | |
| Net Income Per Employee | 22.1K | |
| Net Income Per Executive | 454K |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the First Savings Financial information on this page should be used as a complementary analysis to other First Savings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Complementary Tools for First Stock analysis
When running First Savings' price analysis, check to measure First Savings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Savings is operating at the current time. Most of First Savings' value examination focuses on studying past and present price action to predict the probability of First Savings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Savings' price. Additionally, you may evaluate how the addition of First Savings to your portfolios can decrease your overall portfolio volatility.
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Is First Savings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Savings. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Savings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.68) | Dividend Share 0.56 | Earnings Share 0.9 | Revenue Per Share 11.801 | Quarterly Revenue Growth (0.20) |
The market value of First Savings Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Savings' value that differs from its market value or its book value, called intrinsic value, which is First Savings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Savings' market value can be influenced by many factors that don't directly affect First Savings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.