PNC Financial Company Insiders
| PNC Stock | USD 158.06 0.45 0.29% |
About 86 percent of PNC Financial's insiders are activelly selling. The analysis of insiders' sentiment of trading PNC Financial Services stock suggests that quite a large number of insiders are panicking at this time. PNC Financial employs about 54.4 K people. The company is managed by 60 executives with a total tenure of roughly 440 years, averaging almost 7.0 years of service per executive, having 907.35 employees per reported executive.
| William Demchak Chairman Chairman, CEO and President Member of Executive Committee and Member of Risk Committee |
| Joseph Guyaux Chairman Sr. Vice Chairman, CEO of PNC Mortgage and President of PNC Mortgage |
PNC Financial's Insider Buying Vs Selling
14
Selling | Buying |
Latest Trades
| 2024-02-12 | Michael J Hannon | Disposed 3000 @ 148.82 | View | ||
| 2023-11-30 | Guild Deborah | Disposed 1533 @ 132.51 | View | ||
| 2023-09-21 | Pete Ricketts | Disposed @ 122.08 | |||
| 2023-09-08 | Lois Frankel | Disposed @ 116.93 | |||
| 2023-08-22 | Dan Sullivan | Disposed @ 119.02 | |||
| 2023-07-05 | Rick Larsen | Disposed @ 126.34 | |||
| 2023-06-07 | Bryan Scott Salesky | Acquired 400 @ 127.1 | View |
Monitoring PNC Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Acquired vs Disposed
Filed vs Not Filed
Insider sentiment refers to the collective sentiment or feeling of PNC Financial's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of PNC Financial Services. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe PNC Financial's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
PNC |
PNC Financial's latest congressional trading
Congressional trading in companies like PNC Financial Services, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in PNC Financial by those in governmental positions are based on the same information available to the general public.
| 2023-09-21 | Senator John P Ricketts | Acquired $50K to $100K | Verify | ||
| 2023-09-08 | Representative Lois Frankel | Acquired Under $15K | Verify | ||
| 2023-08-22 | Senator Daniel S Sullivan | Acquired Under $15K | Verify | ||
| 2023-07-05 | Representative Rick Larsen | Acquired Under $15K | Verify | ||
| 2023-02-21 | Representative Jared Moskowitz | Acquired Under $15K | Verify | ||
| 2023-02-15 | Representative Scott Mr Franklin | Acquired $15K to $50K | Verify | ||
| 2023-02-13 | Representative William R. Keating | Acquired Under $15K | Verify | ||
| 2022-03-16 | Representative John Rutherford | Acquired Under $15K | Verify | ||
| 2022-03-10 | Representative Scott Franklin | Acquired $15K to $50K | Verify | ||
| 2022-01-20 | Representative Donald S. Beyer, Jr. | Disposed Under $15K | Verify | ||
| 2021-02-16 | Representative Peter Meijer | Disposed $15K to $50K | Verify | ||
| 2020-08-10 | Representative K. Michael Conaway | Disposed $15K to $50K | Verify | ||
| 2020-06-22 | Representative Robert J. Wittman | Acquired Under $15K | Verify | ||
| 2020-04-02 | Representative Dean Phillips | Disposed Under $15K | Verify | ||
| 2020-03-18 | Representative Gilbert Cisneros | Acquired Under $15K | Verify | ||
| 2020-03-17 | Representative Zoe Lofgren | Disposed Under $15K | Verify | ||
| 2020-02-20 | Representative Mikie Sherrill | Disposed Under $15K | Verify | ||
| 2019-01-25 | Representative Katherine M. Clark | Acquired $15K to $50K | Verify |
PNC Financial Management Team Effectiveness
The current year's Return On Equity is expected to grow to 0.13, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, PNC Financial's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Intangibles To Total Assets is expected to grow to 0.04, whereas Non Current Assets Total are forecasted to decline to about 10.4 B. PNC Financial's management efficiency ratios could be used to measure how well PNC Financial manages its routine affairs as well as how well it operates its assets and liabilities.As of April 24, 2024, Common Stock Shares Outstanding is expected to decline to about 377.5 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 3.4 B
PNC Financial Workforce Comparison
PNC Financial Services is regarded second in number of employees category among related companies. The total workforce of Financials industry is at this time estimated at about 286,671. PNC Financial retains roughly 54,441 in number of employees claiming about 19% of equities under Financials industry.
PNC Financial Profit Margins
The company has Net Profit Margin of 0.26 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.33 %, which entails that for every 100 dollars of revenue, it generated $0.33 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.98 | 0.8887 |
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| Net Profit Margin | 0.18 | 0.2593 |
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| Operating Profit Margin | 0.9 | 0.8716 |
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| Pretax Profit Margin | 0.25 | 0.3132 |
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| Return On Assets | 0.0093 | 0.0099 |
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| Return On Equity | 0.13 | 0.1091 |
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PNC Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PNC Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on PNC Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, PNC Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-03-01 | 1.0508 | 62 | 59 | 217,793 | 92,006 |
| 2023-12-01 | 4.0 | 8 | 2 | 1,198 | 2,283 |
| 2023-09-01 | 9.0 | 9 | 1 | 6,045 | 4,250 |
| 2023-06-01 | 23.0 | 23 | 1 | 18,950 | 4,286 |
| 2023-03-01 | 1.0741 | 58 | 54 | 213,160 | 92,392 |
| 2022-12-01 | 2.25 | 9 | 4 | 1,295 | 4,453 |
| 2022-09-01 | 5.0 | 15 | 3 | 3,230 | 3,663 |
| 2022-06-01 | 13.5 | 27 | 2 | 14,420 | 1,257 |
| 2022-03-01 | 1.037 | 56 | 54 | 254,155 | 117,410 |
| 2021-12-01 | 0.4444 | 8 | 18 | 823.00 | 16,101 |
| 2021-09-01 | 1.0 | 8 | 8 | 1,141 | 5,250 |
| 2021-06-01 | 2.8571 | 20 | 7 | 10,705 | 1,676 |
| 2021-03-01 | 0.9054 | 67 | 74 | 235,086 | 3,889,082 |
| 2020-12-01 | 1.4 | 7 | 5 | 1,300 | 1,400 |
| 2020-09-01 | 3.5 | 7 | 2 | 1,885 | 0.00 |
| 2020-03-01 | 1.2188 | 78 | 64 | 296,489 | 121,632 |
| 2019-12-01 | 0.75 | 12 | 16 | 23,259 | 210,145 |
| 2019-09-01 | 0.7059 | 12 | 17 | 112,234 | 343,359 |
| 2019-06-01 | 10.5 | 21 | 2 | 20,150 | 12,000 |
| 2019-03-01 | 0.8864 | 78 | 88 | 384,053 | 219,461 |
| 2018-12-01 | 3.3333 | 10 | 3 | 10,802 | 9,983 |
| 2018-09-01 | 0.4 | 2 | 5 | 25,410 | 83,667 |
| 2018-03-01 | 1.0588 | 72 | 68 | 264,388 | 122,338 |
| 2017-12-01 | 0.7727 | 17 | 22 | 121,745 | 258,790 |
| 2017-09-01 | 1.4286 | 10 | 7 | 26,577 | 54,314 |
| 2017-06-01 | 5.5 | 22 | 4 | 18,235 | 4,888 |
| 2017-03-01 | 0.9865 | 73 | 74 | 596,811 | 667,317 |
| 2016-12-01 | 0.8 | 20 | 25 | 392,637 | 735,917 |
| 2016-09-01 | 2.2 | 11 | 5 | 36,935 | 68,581 |
| 2016-06-01 | 3.125 | 25 | 8 | 36,985 | 39,497 |
| 2016-03-01 | 1.0139 | 73 | 72 | 277,047 | 121,174 |
| 2015-12-01 | 2.6667 | 8 | 3 | 1,894 | 995.00 |
| 2015-09-01 | 2.3333 | 7 | 3 | 1,818 | 1,233 |
| 2015-06-01 | 2.0 | 24 | 12 | 141,739 | 214,278 |
| 2015-03-01 | 0.8764 | 78 | 89 | 474,102 | 466,728 |
| 2014-12-01 | 0.9286 | 13 | 14 | 216,529 | 440,627 |
| 2014-09-01 | 2.4 | 12 | 5 | 42,619 | 40,520 |
| 2014-06-01 | 2.0 | 28 | 14 | 187,163 | 335,682 |
| 2014-03-01 | 0.798 | 79 | 99 | 632,877 | 688,213 |
| 2013-12-01 | 1.0 | 22 | 22 | 271,954 | 542,704 |
| 2013-09-01 | 0.6071 | 17 | 28 | 287,546 | 609,190 |
| 2013-06-01 | 0.8163 | 40 | 49 | 991,081 | 1,915,932 |
| 2013-03-01 | 0.7935 | 73 | 92 | 368,224 | 335,270 |
| 2012-12-01 | 0.7143 | 5 | 7 | 6,611 | 20,088 |
| 2012-09-01 | 0.5714 | 12 | 21 | 45,959 | 99,653 |
| 2012-06-01 | 0.7568 | 28 | 37 | 225,117 | 441,056 |
| 2012-03-01 | 1.2769 | 83 | 65 | 2,083,711 | 1,304,827 |
| 2011-12-01 | 0.4348 | 10 | 23 | 80,584 | 264,086 |
| 2011-09-01 | 2.6 | 26 | 10 | 127,336 | 208,459 |
| 2011-06-01 | 8.2 | 41 | 5 | 35,235 | 24,952 |
| 2011-03-01 | 2.1351 | 79 | 37 | 322,415 | 469,862 |
| 2010-12-01 | 11.3333 | 68 | 6 | 3,275 | 3,442 |
| 2010-09-01 | 7.0 | 63 | 9 | 3,240 | 123,139 |
| 2010-06-01 | 10.6667 | 96 | 9 | 599,575 | 57,456 |
| 2010-03-01 | 4.6154 | 120 | 26 | 440,964 | 51,564 |
| 2009-12-01 | 9.9167 | 119 | 12 | 150,511 | 28,330 |
| 2009-09-01 | 4.1818 | 92 | 22 | 35,350 | 144,991 |
| 2009-06-01 | 30.6667 | 92 | 3 | 50,143 | 3,138 |
| 2009-03-01 | 4.0303 | 133 | 33 | 1,462,386 | 197,039 |
| 2008-12-01 | 9.5 | 76 | 8 | 19,345 | 25,106 |
| 2008-09-01 | 1.6818 | 111 | 66 | 1,422,059 | 1,003,730 |
| 2008-06-01 | 0.4391 | 101 | 230 | 211,325 | 294,675 |
| 2008-03-01 | 4.0667 | 122 | 30 | 877,000 | 143,816 |
| 2007-12-01 | 1.5283 | 81 | 53 | 181,279 | 267,591 |
| 2007-09-01 | 8.3 | 83 | 10 | 119,472 | 114,625 |
| 2007-06-01 | 1.5714 | 110 | 70 | 699,399 | 857,412 |
| 2007-03-01 | 0.5142 | 145 | 282 | 1,388,094 | 979,310 |
| 2006-12-01 | 0.4531 | 111 | 245 | 769,643 | 1,285,500 |
| 2006-09-01 | 1.1695 | 69 | 59 | 302,820 | 419,807 |
| 2006-06-01 | 36.5 | 73 | 2 | 26,405 | 1,000.00 |
| 2006-03-01 | 0.5993 | 160 | 267 | 2,329,504 | 1,657,807 |
| 2005-12-01 | 5.7727 | 127 | 22 | 138,385 | 185,507 |
| 2005-09-01 | 9.7273 | 107 | 11 | 88,726 | 77,981 |
| 2005-06-01 | 9.6429 | 135 | 14 | 274,343 | 221,911 |
| 2005-03-01 | 10.5 | 126 | 12 | 1,058,278 | 135,586 |
| 2004-12-01 | 7.6364 | 84 | 11 | 116,419 | 148,385 |
| 2004-09-01 | 9.6667 | 87 | 9 | 150,575 | 161,316 |
| 2004-06-01 | 7.8824 | 134 | 17 | 280,011 | 113,713 |
| 2004-03-01 | 2.0938 | 134 | 64 | 1,238,798 | 502,886 |
| 2003-12-01 | 1.1452 | 71 | 62 | 194,062 | 457,092 |
| 2003-09-01 | 57.0 | 57 | 1 | 12,727 | 25.00 |
| 2003-06-01 | 34.5 | 69 | 2 | 68,048 | 31,667 |
| 2003-03-01 | 3.0 | 3 | 1 | 692.00 | 5,000 |
PNC Financial Notable Stakeholders
A PNC Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as PNC Financial often face trade-offs trying to please all of them. PNC Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting PNC Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| William Demchak | Chairman, CEO and President Member of Executive Committee and Member of Risk Committee | Profile | |
| Joseph Guyaux | Sr. Vice Chairman, CEO of PNC Mortgage and President of PNC Mortgage | Profile | |
| Joseph Rockey | Executive Vice President Chief Risk Officer | Profile | |
| Richard Bynum | Executive Vice President, Chief Corporate Responsibility Officer | Profile | |
| Orlando Esposito | Executive Vice President | Profile | |
| Michael Little | Senior President | Profile | |
| Steven Wyk | Executive Vice President, Head - Technology and Innovation | Profile | |
| Gregory Kozich | Senior Vice President Controller | Profile | |
| Stacy Juchno | Executive Vice President General Auditor | Profile | |
| Carole Brown | Executive Vice President, Head of Asset Management Group | Profile | |
| Ganesh Krishnan | Executive Vice President, Enterprise Chief Information Officer | Profile | |
| Neil Hall | Executive Vice President | Profile | |
| Vicki Henn | Chief Human Resource Officer, Executive Vice President | Profile | |
| Michael Lyons | Executive Vice President, Head of Corporate and Institutional Banking, Head - Asset Management Group | Profile | |
| William Callihan | Senior Vice President Director of Investor Relations | Profile | |
| Bryan Gill | Executive Vice President Director of Investor Relations | Profile | |
| Deborah Guild | Executive Vice President, Chief Information Security Officer, Head of Enterprise Technology | Profile | |
| David Bentzinger | Senior President | Profile | |
| Gregory Jordan | Executive Vice President, Chief Administrative Officer, General Counsel, Head of Regulatory and Government Affairs | Profile | |
| Michael Hannon | Executive Vice President Chief Credit Officer | Profile | |
| Karen Larrimer | Executive Vice President, Chief Customer Officer, Head - Retail Banking | Profile | |
| William Parsley | Executive Vice President Chief Investment Officer, Treasurer | Profile | |
| Robert Reilly | Chief Financial Officer, Executive Vice President | Profile | |
| E Parsley | Chief Operating Officer, Executive Vice President | Profile | |
| William III | Executive COO | Profile | |
| Gregory Esq | General EVP | Profile | |
| Andrew Feldstein | Lead Independent Director | Profile | |
| Kay James | Independent Director | Profile | |
| Linda Medler | Independent Director | Profile | |
| Richard Harshman | Independent Director | Profile | |
| Anthony Massaro | Independent Director | Profile | |
| Lorene Steffes | Independent Director | Profile | |
| Daniel Hesse | Independent Director | Profile | |
| Donald Shepard | Independent Director | Profile | |
| Richard Kelson | Independent Director | Profile | |
| Charles Bunch | Independent Director | Profile | |
| Joseph Alvarado | Independent Director | Profile | |
| Gregory Wasson | Director | Profile | |
| Marjorie Cheshire | Independent Director | Profile | |
| David Cohen | Independent Director | Profile | |
| Michael Ward | Independent Director | Profile | |
| Dennis Strigl | Independent Director | Profile | |
| Jane Pepper | Independent Director | Profile | |
| Paul Chellgren | Independent Director | Profile | |
| Thomas Usher | Lead Independent Director | Profile | |
| Debra Cafaro | Independent Director | Profile | |
| Toni TownesWhitley | Independent Director | Profile | |
| Martin Pfinsgraff | Independent Director | Profile | |
| Donald Heberle | Head Management | Profile | |
| Bryan Salesky | Independent Director | Profile | |
| Dennis Magulick | Senior Banking | Profile | |
| Kathleen DAppolonia | Senior Inclusion | Profile | |
| Scott Kowalski | Head Michigan | Profile | |
| Robert Niblock | Independent Director | Profile | |
| Amanda Rosseter | Chief Communications Officer | Profile | |
| Jenn Garbach | Chief Officer | Profile | |
| Louis Cestello | Head Pennsylvania | Profile | |
| Kieran Fallon | Executive Vice President Chief Risk Officer | Profile | |
| Augustine Faucher | Senior Economist | Profile | |
| Wayne Hunley | Executive C | Profile |
About PNC Financial Management Performance
The success or failure of an entity such as PNC Financial Services often depends on how effective the management is. PNC Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of PNC management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the PNC management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.13 |
The data published in PNC Financial's official financial statements usually reflect PNC Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of PNC Financial Services. For example, before you start analyzing numbers published by PNC accountants, it's critical to develop an understanding of what PNC Financial's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of PNC Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, PNC Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in PNC Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of PNC Financial Services. Please utilize our Beneish M Score to check the likelihood of PNC Financial's management manipulating its earnings.
PNC Financial Workforce Analysis
Traditionally, organizations such as PNC Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare PNC Financial within its industry.PNC Financial Manpower Efficiency
Return on PNC Financial Manpower
| Revenue Per Employee | 395.1K | |
| Revenue Per Executive | 358.5M | |
| Net Income Per Employee | 103.7K | |
| Net Income Per Executive | 94.1M |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PNC Financial Services. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
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When running PNC Financial's price analysis, check to measure PNC Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PNC Financial is operating at the current time. Most of PNC Financial's value examination focuses on studying past and present price action to predict the probability of PNC Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PNC Financial's price. Additionally, you may evaluate how the addition of PNC Financial to your portfolios can decrease your overall portfolio volatility.
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Is PNC Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PNC Financial. If investors know PNC will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PNC Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.22) | Dividend Share 6.15 | Earnings Share 11.92 | Revenue Per Share 50.83 | Quarterly Revenue Growth (0.07) |
The market value of PNC Financial Services is measured differently than its book value, which is the value of PNC that is recorded on the company's balance sheet. Investors also form their own opinion of PNC Financial's value that differs from its market value or its book value, called intrinsic value, which is PNC Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PNC Financial's market value can be influenced by many factors that don't directly affect PNC Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PNC Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if PNC Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PNC Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.