United Bankshares Company Top Insiders

UBSI Stock  USD 33.12  0.55  1.69%   
United Bankshares' insiders are aggressively buying. The analysis of insiders' sentiment of trading United Bankshares stock suggests that almost all insiders are extremely bullish at this time. United Bankshares employs about 2.6 K people. The company is managed by 32 executives with a total tenure of roughly 368 years, averaging almost 11.0 years of service per executive, having 82.34 employees per reported executive.
James Consagra  CEO
COO, Executive VP, CEO of United Bank (Va) and President of United Bank (Va)
Richard Adams  President
Pres and President of United Bank (WV)

United Bankshares' Insider Buying Vs Selling

100

 
Selling
 
Buying

Latest Trades

2023-10-27Gary G WhiteAcquired 400 @ 27.81View
2023-06-06Gary G WhiteAcquired 300 @ 32.59View
2023-05-25Lacy I Rice IIIAcquired 10000 @ 29.43View
2023-05-17Gary G WhiteAcquired 300 @ 28.78View
2023-05-15J Paul McnamaraAcquired 350 @ 28.2View
Monitoring United Bankshares' insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.

United Bankshares' Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with United Bankshares' future performance. Based on our forecasts, it is anticipated that United will maintain a workforce of under 2640 employees by May 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

United Bankshares' latest congressional trading

Congressional trading in companies like United Bankshares, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in United Bankshares by those in governmental positions are based on the same information available to the general public.
2022-06-21Representative Chris JacobsAcquired $15K to $50KVerify
2021-03-03Senator Shelley Moore CapitoAcquired $100K to $250KVerify
2021-02-23Senator Shelley M CapitoAcquired $50K to $100KVerify
2020-03-11Representative Lois FrankelDisposed Under $15KVerify
2020-02-10Representative Gilbert CisnerosDisposed Under $15KVerify
2020-02-03Representative Josh GottheimerDisposed Under $15KVerify
2019-06-24Representative Donna ShalalaDisposed Under $15KVerify

United Bankshares Management Team Effectiveness

The company has return on total asset (ROA) of 0.0123 % which means that it generated a profit of $0.0123 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0789 %, meaning that it created $0.0789 on every $100 dollars invested by stockholders. United Bankshares' management efficiency ratios could be used to measure how well United Bankshares manages its routine affairs as well as how well it operates its assets and liabilities. As of now, United Bankshares' Return On Tangible Assets are increasing as compared to previous years. The United Bankshares' current Return On Assets is estimated to increase to 0.01, while Return On Capital Employed is forecasted to increase to (0). As of now, United Bankshares' Other Assets are increasing as compared to previous years. The United Bankshares' current Return On Tangible Assets is estimated to increase to 0.01, while Total Current Assets are projected to decrease to under 1.6 B.

United Bankshares Quarterly Income Before Tax

104.2 Million

The United Bankshares' current Common Stock Shares Outstanding is estimated to increase to about 141.5 M. The United Bankshares' current Net Income Applicable To Common Shares is estimated to increase to about 458.4 M

United Bankshares Workforce Comparison

United Bankshares is rated first in number of employees category among related companies. The total workforce of Financials industry is at this time estimated at about 3,217. United Bankshares totals roughly 2,635 in number of employees claiming about 82% of equities under Financials industry.

United Bankshares Profit Margins

The company has Profit Margin (PM) of 0.36 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.47 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.47.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.790.9
Fairly Down
Slightly volatile
Net Profit Margin0.220.2434
Moderately Down
Slightly volatile
Pretax Profit Margin0.320.3082
Sufficiently Up
Pretty Stable
Return On Assets0.01310.0122
Notably Up
Slightly volatile
Return On Equity0.120.0768
Way Up
Very volatile

United Bankshares Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific United Bankshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on United Bankshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, United Bankshares insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-03-01
0.5484
34
62
 223,150 
 85,418 
2023-12-01
0.4848
16
33
 79,046 
 145,211 
2023-09-01
1.0
3
3
 1,498 
 220.00 
2023-03-01
0.725
29
40
 107,399 
 48,973 
2022-12-01
0.3939
13
33
 75,334 
 136,797 
2022-09-01
9.0
9
1
 2,475 
 2,500 
2022-06-01
0.9
9
10
 10,144 
 2,500 
2022-03-01
0.8108
30
37
 144,225 
 165,110 
2021-12-01
0.2857
4
14
 1,195 
 0.00 
2021-06-01
3.0
3
1
 811.00 
 0.00 
2021-03-01
0.9524
40
42
 278,157 
 350,983 
2020-12-01
0.5455
12
22
 6,200 
 65,904 
2020-06-01
1.75
7
4
 300,376 
 55,085 
2020-03-01
0.931
27
29
 217,373 
 29,249 
2019-12-01
0.3077
4
13
 970.00 
 0.00 
2019-09-01
1.0
13
13
 128,297 
 217,882 
2019-03-01
0.75
27
36
 163,550 
 45,995 
2018-12-01
0.4
6
15
 2,406 
 0.00 
2018-09-01
2.0
4
2
 1,030 
 7,500 
2018-03-01
0.4808
25
52
 174,843 
 147,261 
2017-12-01
0.2857
6
21
 48,664 
 91,886 
2017-09-01
11.0
22
2
 19,761 
 4,371 
2017-06-01
0.5556
10
18
 480,482 
 36,948 
2017-03-01
3.375
27
8
 170,392 
 20,550 
2016-12-01
0.2
5
25
 124,865 
 309,789 
2016-09-01
4.0
4
1
 736.00 
 8,174 
2016-06-01
9.0
9
1
 347,040 
 0.00 
2016-03-01
4.8571
34
7
 141,285 
 42,050 
2015-12-01
0.2632
5
19
 2,043 
 905.00 
2015-03-01
4.375
35
8
 147,708 
 32,419 
2014-12-01
0.375
9
24
 17,172 
 30,277 
2014-06-01
1.5455
17
11
 68,319 
 113,384 
2014-03-01
1.1892
44
37
 1,173,220 
 101,493 
2013-12-01
0.1765
3
17
 1,149 
 0.00 
2013-09-01
9.0
9
1
 12,280 
 11,278 
2013-03-01
4.5
27
6
 125,331 
 15,750 
2012-12-01
0.5909
13
22
 4,865 
 20,958 
2012-03-01
2.875
23
8
 140,838 
 77,247 
2011-12-01
0.2222
4
18
 7,307 
 11,877 
2011-09-01
2.5
15
6
 14,330 
 1,857 
2011-03-01
3.3333
10
3
 163,066 
 44,799 
2010-12-01
0.3529
6
17
 2,775 
 21,395 
2010-09-01
2.0
2
1
 225.00 
 11,800 
2010-06-01
0.5
3
6
 31,634 
 63,000 
2010-03-01
2.0
10
5
 232,079 
 38,000 
2008-12-01
0.2353
4
17
 82,000 
 111,675 
2008-06-01
1.0
1
1
 2,000 
 1,380 
2008-03-01
2.5
5
2
 4,700 
 2,405 
2007-12-01
0.3478
8
23
 59,500 
 14,851 
2007-09-01
3.3333
10
3
 33,735 
 15,520 
2007-06-01
0.6667
4
6
 15,471 
 25,179 
2007-03-01
2.5
20
8
 74,720 
 69,758 
2006-12-01
0.3077
4
13
 42,505 
 74,691 
2006-03-01
0.8
20
25
 114,774 
 217,513 
2005-12-01
0.8
8
10
 117,178 
 62,004 
2005-06-01
3.0
3
1
 14,000 
 195.00 
2005-03-01
1.5
6
4
 14,715 
 5,292 
2004-12-01
0.45
9
20
 113,125 
 115,120 
2004-09-01
0.3333
3
9
 37,258 
 51,111 
2004-03-01
0.2
3
15
 70,355 
 159,570 
2003-12-01
0.5357
15
28
 149,563 
 404,407 
2003-09-01
0.45
9
20
 21,136 
 27,325 
2002-12-01
1.0
3
3
 4,024 
 4,505 
2001-12-01
4.0
8
2
 18.29 
 16,450 
2000-12-01
2.0
2
1
 454.00 
 1,000.00 

United Bankshares Notable Stakeholders

An United Bankshares stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as United Bankshares often face trade-offs trying to please all of them. United Bankshares' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting United Bankshares' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
James ConsagraCOO, Executive VP, CEO of United Bank (Va) and President of United Bank (Va)Profile
Richard AdamsPres and President of United Bank (WV)Profile
Douglas ErnestExecutive Vice PresidentProfile
Julie GurtisExecutive PresidentProfile
Mark TattersonCFO, Executive VP and Sr. Vice-President of United Bank (Wv)Profile
Craige SmithExecutive VP and COO of United Bank (VA)Profile
Robert AstorgIndependent DirectorProfile
Douglas LeechDirectorProfile
Gary WhiteIndependent DirectorProfile
Douglas FisherIndependent DirectorProfile
Theodore GeorgelasIndependent DirectorProfile
Bernard ClineburgDirectorProfile
Clinton WinterLead Independent DirectorProfile
Peter ConverseDirectorProfile
John McMahonIndependent DirectorProfile
Gaston CapertonIndependent DirectorProfile
Mary WeddleIndependent DirectorProfile
Michael FitzgeraldDirectorProfile
Lawrence DollDirectorProfile
F GraffIndependent DirectorProfile
Albert SmallIndependent DirectorProfile
Paul McNamaraIndependent DirectorProfile
Mark NesselroadIndependent DirectorProfile
Ami ShaverHead VPProfile
Charles MildrenExecutive OfficerProfile
Richard SrExecutive BoardProfile
Darren WilliamsExecutive OfficerProfile
MD AdamsCEO DirectorProfile
CPA CPAEx DirectorProfile
Matthew HumphreyExecutive ManagementProfile
CPA ConsagraPresidentProfile
Ross DraberChief OfficerProfile

About United Bankshares Management Performance

The success or failure of an entity such as United Bankshares often depends on how effective the management is. United Bankshares management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of United management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the United management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed(0)(0)
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.12 
The data published in United Bankshares' official financial statements usually reflect United Bankshares' business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of United Bankshares. For example, before you start analyzing numbers published by United accountants, it's critical to develop an understanding of what United Bankshares' liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of United Bankshares' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, United Bankshares' management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in United Bankshares' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of United Bankshares. Please utilize our Beneish M Score to check the likelihood of United Bankshares' management manipulating its earnings.

United Bankshares Workforce Analysis

Traditionally, organizations such as United Bankshares use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare United Bankshares within its industry.

United Bankshares Manpower Efficiency

Return on United Bankshares Manpower

Revenue Per Employee571K
Revenue Per Executive47M
Net Income Per Employee138.7K
Net Income Per Executive11.4M
When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.

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When running United Bankshares' price analysis, check to measure United Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bankshares is operating at the current time. Most of United Bankshares' value examination focuses on studying past and present price action to predict the probability of United Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bankshares' price. Additionally, you may evaluate how the addition of United Bankshares to your portfolios can decrease your overall portfolio volatility.
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Is United Bankshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
1.45
Earnings Share
2.71
Revenue Per Share
7.613
Quarterly Revenue Growth
(0.04)
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.