United Fire Company Insiders
| UFCS Stock | USD 22.71 0.08 0.35% |
Slightly above 60% of all United Fire's insiders are taking a long position. The analysis of insider sentiment suggests that some United Fire Group insiders are, at present, bullish. United Fire employs about 852 people. The company is managed by 50 executives with a total tenure of roughly 572 years, averaging almost 11.0 years of service per executive, having 17.04 employees per reported executive.
| Randy Ramlo CEO CEO and President Director, Member of Executive Committee, Member of Investment Committee, Member of Risk Management Committee and President of United Life Insurance Company |
| Jack Evans Chairman Independent Chairman of the Board |
United Fire's Insider Buying Vs Selling
60
Selling | Buying |
Latest Trades
| 2024-03-18 | Christopher R Drahozal | Disposed 2500 @ 21.9 | View | ||
| 2024-03-15 | Christopher R Drahozal | Disposed 2500 @ 22.15 | View | ||
| 2024-03-13 | Micah G Woolstenhulme | Acquired 1500 @ 21.76 | View | ||
| 2023-05-25 | Micah G Woolstenhulme | Acquired 1000 @ 22.19 | View | ||
| 2023-05-11 | Christopher R Drahozal | Acquired 5000 @ 24.4 | View |
Monitoring United Fire's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
United |
United Fire's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with United Fire's future performance. Based on our forecasts, it is anticipated that United will maintain a workforce of slightly above 850 employees by May 2024.United Fire Management Team Effectiveness
Return On Capital Employed is likely to gain to 0.51 in 2024, despite the fact that Return On Tangible Assets are likely to grow to (0.01). At this time, United Fire's Non Current Assets Total are comparatively stable compared to the past year. Non Currrent Assets Other is likely to gain to about 1.2 B in 2024, whereas Other Assets are likely to drop slightly above 1.7 B in 2024. United Fire's management efficiency ratios could be used to measure how well United Fire manages its routine affairs as well as how well it operates its assets and liabilities.Common Stock Shares Outstanding is likely to gain to about 25.9 M in 2024, whereas Net Income Applicable To Common Shares is likely to drop slightly above 12.9 M in 2024.
United Fire Workforce Comparison
United Fire Group is rated below average in number of employees category among related companies. The total workforce of Financials industry is at this time estimated at about 43,205. United Fire claims roughly 852 in number of employees contributing just under 2% to equities under Financials industry.
United Fire Profit Margins
The company has Profit Margin (PM) of (0.03) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of 0.09 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.09.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 1.09 | 1.14 |
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United Fire Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific United Fire insiders, such as employees or executives, is commonly permitted as long as it does not rely on United Fire's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, United Fire insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-03-01 | 0.6957 | 16 | 23 | 91,315 | 24,654 |
| 2023-06-01 | 2.8333 | 17 | 6 | 54,235 | 18,417 |
| 2023-03-01 | 2.0769 | 27 | 13 | 113,080 | 6,353 |
| 2022-12-01 | 1.5 | 3 | 2 | 6,300 | 4,974 |
| 2022-09-01 | 0.625 | 5 | 8 | 6,500 | 4,496 |
| 2022-06-01 | 1.1667 | 21 | 18 | 57,497 | 14,015 |
| 2022-03-01 | 0.7917 | 19 | 24 | 35,408 | 18,775 |
| 2021-12-01 | 0.25 | 1 | 4 | 2,000 | 1,000.00 |
| 2021-09-01 | 2.0 | 2 | 1 | 4,500 | 6,325 |
| 2021-06-01 | 5.5 | 11 | 2 | 23,137 | 2,423 |
| 2021-03-01 | 1.0 | 19 | 19 | 74,506 | 16,993 |
| 2020-12-01 | 0.7143 | 5 | 7 | 23,845 | 41,536 |
| 2020-09-01 | 0.5 | 1 | 2 | 1,000.00 | 5,345 |
| 2020-06-01 | 3.1667 | 19 | 6 | 31,015 | 10,234 |
| 2020-03-01 | 1.1923 | 31 | 26 | 192,661 | 25,251 |
| 2019-12-01 | 0.8 | 4 | 5 | 11,937 | 20,726 |
| 2019-09-01 | 0.0625 | 1 | 16 | 1,824 | 30,483 |
| 2019-06-01 | 1.2 | 24 | 20 | 51,528 | 72,666 |
| 2019-03-01 | 0.8333 | 15 | 18 | 53,262 | 21,506 |
| 2018-12-01 | 0.6667 | 8 | 12 | 19,007 | 32,845 |
| 2018-09-01 | 0.8333 | 5 | 6 | 10,369 | 11,384 |
| 2018-06-01 | 2.2857 | 16 | 7 | 26,306 | 26,772 |
| 2018-03-01 | 1.5 | 21 | 14 | 84,464 | 36,410 |
| 2017-12-01 | 0.7143 | 10 | 14 | 18,577 | 30,058 |
| 2017-06-01 | 4.3333 | 13 | 3 | 17,958 | 6,002 |
| 2017-03-01 | 6.5714 | 46 | 7 | 201,100 | 21,196 |
| 2016-12-01 | 0.4643 | 13 | 28 | 64,060 | 94,612 |
| 2016-09-01 | 0.6 | 3 | 5 | 2,219 | 4,138 |
| 2016-06-01 | 1.875 | 15 | 8 | 20,933 | 8,999 |
| 2016-03-01 | 1.303 | 43 | 33 | 255,252 | 135,561 |
| 2015-12-01 | 0.85 | 34 | 40 | 79,617 | 119,932 |
| 2015-09-01 | 30.0 | 30 | 1 | 1,948 | 1,500 |
| 2015-06-01 | 10.2 | 51 | 5 | 28,935 | 13,616 |
| 2015-03-01 | 9.3333 | 56 | 6 | 144,721 | 2,343 |
| 2014-12-01 | 1.24 | 31 | 25 | 1,306 | 7,000 |
| 2014-06-01 | 8.1429 | 57 | 7 | 25,397 | 16,788 |
| 2014-03-01 | 18.0 | 72 | 4 | 148,157 | 15,831 |
| 2013-12-01 | 1.1538 | 30 | 26 | 7,156 | 16,190 |
| 2013-09-01 | 1.5909 | 35 | 22 | 21,676 | 55,663 |
| 2013-06-01 | 4.6364 | 51 | 11 | 22,948 | 7,327 |
| 2013-03-01 | 14.8 | 74 | 5 | 152,550 | 8,202 |
| 2012-12-01 | 2.7273 | 30 | 11 | 20,856 | 14,910 |
| 2012-09-01 | 35.0 | 35 | 1 | 2,723 | 2,000 |
| 2012-06-01 | 7.3333 | 44 | 6 | 27,080 | 30,624 |
| 2012-03-01 | 45.0 | 45 | 1 | 8,622 | 1,000.00 |
| 2011-12-01 | 3.8 | 19 | 5 | 3,799 | 4,515 |
| 2011-06-01 | 8.5 | 34 | 4 | 9,275 | 4,100 |
| 2011-03-01 | 3.4615 | 45 | 13 | 93,092 | 19,372 |
| 2010-09-01 | 14.0 | 28 | 2 | 5,337 | 1,800 |
| 2010-06-01 | 33.0 | 33 | 1 | 42,614 | 9.00 |
| 2010-03-01 | 16.0 | 32 | 2 | 2,582 | 7,659 |
| 2009-12-01 | 14.0 | 14 | 1 | 3,860 | 400.00 |
| 2009-06-01 | 2.6667 | 32 | 12 | 46,040 | 73,681 |
| 2009-03-01 | 0.3895 | 37 | 95 | 7,290 | 382,590 |
| 2008-12-01 | 6.3333 | 19 | 3 | 5,587 | 1,659 |
| 2008-09-01 | 0.8333 | 5 | 6 | 61.00 | 4,676 |
United Fire Notable Stakeholders
An United Fire stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as United Fire often face trade-offs trying to please all of them. United Fire's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting United Fire's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Randy Ramlo | CEO and President Director, Member of Executive Committee, Member of Investment Committee, Member of Risk Management Committee and President of United Life Insurance Company | Profile | |
| Kevin Leidwinger | CEO, President | Profile | |
| Jack Evans | Independent Chairman of the Board | Profile | |
| Colleen Sova | Vice President-Corporate Marketing | Profile | |
| Brian Berta | Vice President Great Lakes regional office | Profile | |
| David Hellen | Vice President Denver regional office | Profile | |
| Victoria Hefel | Vice President Personal Lines | Profile | |
| Corey Ruehle | Vice President Midwest regional office | Profile | |
| Alison Kaster | Vice President Project Management | Profile | |
| Allen Sorensen | Vice President-Corporate Underwriting | Profile | |
| Edward Sullivan | Vice President West Coast regional office | Profile | |
| Michael Sheeley | Vice President and COO of United Life Insurance Company | Profile | |
| Raymond Dudonis | Vice President East Coast regional office | Profile | |
| David Conner | Vice President and Chief Claims Officer | Profile | |
| Robert Cataldo | Vice President - Strategy Officer | Profile | |
| Dennis Richmann | Vice President Fidelity and Surety | Profile | |
| Timothy Spain | Vice President-Human Resources | Profile | |
| Scott Minkel | Vice President-Information Services | Profile | |
| Joseph Johnson | Vice President Gulf Coast regional office | Profile | |
| Dawn Jaffray | CFO | Profile | |
| Julie Stephenson | Executive COO | Profile | |
| Michael Wilkins | COO and Executive VP | Profile | |
| Brian Frese | CTO VP | Profile | |
| Brenda Clancy | Independent Director | Profile | |
| Janice Martin | Treasurer and Director of Tax | Profile | |
| Susan Voss | Director | Profile | |
| Kyle Skogman | Independent Director | Profile | |
| Mary Quass | Independent Director | Profile | |
| Scott Carlton | Independent Director | Profile | |
| Douglas Hultquist | Independent Director | Profile | |
| JohnPaul Besong | Independent Director | Profile | |
| Christopher Drahozal | Independent Director | Profile | |
| Casey Mahon | Independent Director | Profile | |
| Sarah Gardial | Independent Director | Profile | |
| George Milligan | Independent Director | Profile | |
| James Noyce | Independent Director | Profile | |
| Julie Schneekloth | Assistant Director | Profile | |
| Lindsay Lovvorn | VP Officer | Profile | |
| Kevin Helbing | Assistant VP and Controller | Profile | |
| Jeremy Bahl | Chief VP | Profile | |
| Barrie Ernst | Chief Investment Officer and VP | Profile | |
| Neal Scharmer | VP, Corporate Secretary and General Counsel | Profile | |
| Eric Martin | VP CFO | Profile | |
| Sarah Madsen | VP Officer | Profile | |
| David Lange | Corporate Secretary and Fidelity and Surety Claims Manager | Profile | |
| Adam Brown | Assistant Administration | Profile | |
| Jolene Grow | Assistant Mang | Profile | |
| Patrick CPCU | As Manager | Profile | |
| Micah Woolstenhulme | Senior Officer | Profile | |
| Tracy Bastian | VP HR | Profile |
About United Fire Management Performance
The success or failure of an entity such as United Fire Group often depends on how effective the management is. United Fire management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of United management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the United management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Capital Employed | 0.49 | 0.51 | |
| Return On Assets | (0.01) | (0.01) | |
| Return On Equity | (0.04) | (0.04) |
The data published in United Fire's official financial statements usually reflect United Fire's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of United Fire Group. For example, before you start analyzing numbers published by United accountants, it's critical to develop an understanding of what United Fire's liquidity, profitability, and earnings quality are in the context of the Insurance space in which it operates.
Please note, the presentation of United Fire's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, United Fire's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in United Fire's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of United Fire Group. Please utilize our Beneish M Score to check the likelihood of United Fire's management manipulating its earnings.
United Fire Workforce Analysis
Traditionally, organizations such as United Fire use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare United Fire within its industry.United Fire Manpower Efficiency
Return on United Fire Manpower
| Revenue Per Employee | 1.3M | |
| Revenue Per Executive | 21.9M | |
| Net Loss Per Employee | 34.9K | |
| Net Loss Per Executive | 594K |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Fire Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. Note that the United Fire Group information on this page should be used as a complementary analysis to other United Fire's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
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When running United Fire's price analysis, check to measure United Fire's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Fire is operating at the current time. Most of United Fire's value examination focuses on studying past and present price action to predict the probability of United Fire's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Fire's price. Additionally, you may evaluate how the addition of United Fire to your portfolios can decrease your overall portfolio volatility.
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Is United Fire's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Fire. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Fire listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.01) | Dividend Share 0.64 | Earnings Share (1.18) | Revenue Per Share 43.386 | Quarterly Revenue Growth 0.026 |
The market value of United Fire Group is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Fire's value that differs from its market value or its book value, called intrinsic value, which is United Fire's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Fire's market value can be influenced by many factors that don't directly affect United Fire's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Fire's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Fire is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Fire's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.