Westamerica Bancorporation Company Insiders
WABC Stock | USD 47.86 0.10 0.21% |
About 75% of Westamerica Bancorporation's corporate insiders are selling. The analysis of insiders' sentiment of trading Westamerica Bancorporation stock suggests that many insiders are alarmed at this time. Westamerica Bancorporation employs about 641 people. The company is managed by 22 executives with a total tenure of roughly 395 years, averaging almost 17.0 years of service per executive, having 29.14 employees per reported executive.
David Payne Chairman Chairman, CEO and President CEO of Westamerica Bank and President of Westamerica Bank, Chairman of Westamerica Bank and Chairman of Executive Committee |
Georges Ensinger President Senior Vice President and Division Manager of Human Resources |
Westamerica Bancorporation's Insider Buying Vs Selling
25
Selling | Buying |
Latest Trades
2024-02-01 | David L Payne | Disposed 11272 @ 46.79 | View | ||
2024-01-30 | David L Payne | Disposed 10000 @ 49.51 | View | ||
2024-01-25 | David L Payne | Disposed 15000 @ 49.75 | View | ||
2024-01-23 | David L Payne | Disposed 8728 @ 50.95 | View | ||
2023-08-03 | Curtis Belton | Disposed 464 @ 49.04 | View | ||
2023-07-25 | Curtis Belton | Disposed 26 @ 48.75 | View | ||
2023-05-04 | Michele R Hassid | Acquired 265 @ 37.7 | View | ||
2023-04-27 | Inez Wondeh | Acquired 495 @ 40.38 | View |
Monitoring Westamerica Bancorporation's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Westamerica |
Westamerica Bancorporation's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Westamerica Bancorporation's future performance. Based on our forecasts, it is anticipated that Westamerica will maintain a workforce of about 1100 employees by May 2024.Westamerica Bancorporation's latest congressional trading
Congressional trading in companies like Westamerica Bancorporation, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Westamerica Bancorporation by those in governmental positions are based on the same information available to the general public.
2022-03-16 | Representative James M. Costa | Acquired $15K to $50K | Verify |
Westamerica Bancorporation Management Team Effectiveness
The company has return on total asset (ROA) of 0.024 % which means that it generated a profit of $0.024 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2199 %, meaning that it created $0.2199 on every $100 dollars invested by stockholders. Westamerica Bancorporation's management efficiency ratios could be used to measure how well Westamerica Bancorporation manages its routine affairs as well as how well it operates its assets and liabilities. At present, Westamerica Bancorporation's Return On Capital Employed is projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.03, whereas Return On Equity is forecasted to decline to 0.19. At present, Westamerica Bancorporation's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.03, whereas Total Assets are forecasted to decline to about 4.7 B.The current year's Common Stock Shares Outstanding is expected to grow to about 30.1 M, whereas Net Income Applicable To Common Shares is forecasted to decline to about 66.7 M.
Westamerica Bancorporation Workforce Comparison
Westamerica Bancorporation is rated fifth in number of employees category among related companies. The total workforce of Financials industry is at this time estimated at about 9,319. Westamerica Bancorporation holds roughly 641 in number of employees claiming about 7% of equities under Financials industry.
Westamerica Bancorporation Profit Margins
The company has Profit Margin (PM) of 0.49 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.67 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.67.Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Net Profit Margin | 0.3 | 0.4939 |
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Operating Profit Margin | 0.85 | 0.6932 |
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Pretax Profit Margin | 0.41 | 0.6765 |
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Return On Assets | 0.0267 | 0.0254 |
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Return On Equity | 0.19 | 0.2093 |
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Westamerica Bancorporation Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Westamerica Bancorporation insiders, such as employees or executives, is commonly permitted as long as it does not rely on Westamerica Bancorporation's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Westamerica Bancorporation insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
---|---|---|---|---|---|
2024-03-01 | 0.6667 | 8 | 12 | 79,010 | 117,405 |
2023-03-01 | 2.25 | 9 | 4 | 96,300 | 15,871 |
2022-03-01 | 2.0 | 8 | 4 | 79,215 | 14,174 |
2021-03-01 | 1.0 | 7 | 7 | 67,000 | 18,166 |
2020-03-01 | 1.125 | 9 | 8 | 53,770 | 22,264 |
2019-12-01 | 0.5 | 2 | 4 | 15,967 | 31,934 |
2019-06-01 | 0.5 | 2 | 4 | 1,030 | 4,349 |
2019-03-01 | 0.8462 | 11 | 13 | 79,357 | 74,934 |
2018-09-01 | 0.5 | 1 | 2 | 16,467 | 32,934 |
2018-06-01 | 0.3333 | 4 | 12 | 32,966 | 69,351 |
2018-03-01 | 1.0 | 15 | 15 | 121,190 | 151,400 |
2017-12-01 | 0.5 | 5 | 10 | 56,868 | 113,736 |
2017-06-01 | 0.2 | 1 | 5 | 8,332 | 19,603 |
2017-03-01 | 0.6842 | 26 | 38 | 325,545 | 416,343 |
2016-12-01 | 0.3333 | 1 | 3 | 5,900 | 11,800 |
2016-06-01 | 0.56 | 14 | 25 | 213,156 | 307,997 |
2016-03-01 | 2.3333 | 7 | 3 | 95,970 | 4,193 |
2015-09-01 | 0.3333 | 1 | 3 | 21,700 | 23,887 |
2015-03-01 | 3.0 | 9 | 3 | 121,560 | 3,905 |
2014-06-01 | 0.3333 | 1 | 3 | 25.00 | 3,568 |
2014-03-01 | 1.5455 | 17 | 11 | 257,326 | 273,759 |
2013-12-01 | 0.4615 | 18 | 39 | 202,970 | 405,157 |
2013-09-01 | 0.3333 | 4 | 12 | 50,666 | 103,712 |
2013-03-01 | 1.1818 | 13 | 11 | 274,804 | 289,590 |
2012-12-01 | 0.5 | 9 | 18 | 128,302 | 264,284 |
2012-09-01 | 0.625 | 5 | 8 | 21,566 | 43,099 |
2012-06-01 | 0.2857 | 2 | 7 | 6,300 | 15,433 |
2012-03-01 | 1.6 | 16 | 10 | 156,858 | 28,070 |
2011-12-01 | 0.5263 | 10 | 19 | 219,291 | 428,361 |
2011-09-01 | 0.4167 | 5 | 12 | 90,089 | 180,919 |
2011-03-01 | 1.1538 | 15 | 13 | 148,510 | 62,162 |
2010-12-01 | 0.4545 | 5 | 11 | 90,390 | 180,980 |
2010-09-01 | 0.6667 | 2 | 3 | 84,390 | 158,790 |
2010-06-01 | 0.4211 | 8 | 19 | 49,794 | 100,359 |
2010-03-01 | 1.6667 | 20 | 12 | 182,350 | 76,812 |
2009-09-01 | 1.0 | 2 | 2 | 441.00 | 466.71 |
2009-06-01 | 0.5263 | 10 | 19 | 283,403 | 500,657 |
2009-03-01 | 1.6 | 16 | 10 | 113,883 | 19,089 |
2008-09-01 | 0.2414 | 119 | 493 | 84,746 | 197,946 |
2008-06-01 | 0.3253 | 108 | 332 | 84,772 | 182,519 |
2008-03-01 | 0.3946 | 116 | 294 | 199,610 | 174,018 |
2007-12-01 | 0.2975 | 83 | 279 | 126,305 | 260,916 |
2007-09-01 | 0.5037 | 68 | 135 | 105,293 | 236,841 |
2007-06-01 | 0.2857 | 2 | 7 | 5,000 | 11,905 |
2007-03-01 | 0.8 | 24 | 30 | 132,430 | 39,635 |
2006-12-01 | 0.2778 | 10 | 36 | 10,500 | 30,501 |
2006-09-01 | 0.4333 | 26 | 60 | 102,100 | 176,750 |
2006-06-01 | 0.4286 | 6 | 14 | 4,500 | 10,630 |
2006-03-01 | 6.0 | 12 | 2 | 114,433 | 12,100 |
2005-12-01 | 0.1353 | 18 | 133 | 78,710 | 182,980 |
2005-09-01 | 0.4255 | 20 | 47 | 21,094 | 42,458 |
2005-06-01 | 1.375 | 11 | 8 | 6,415 | 11,702 |
2005-03-01 | 7.0 | 14 | 2 | 368,330 | 8,916 |
2004-12-01 | 0.419 | 75 | 179 | 107,290 | 213,607 |
2004-09-01 | 1.5 | 3 | 2 | 2,015 | 2,000 |
2004-06-01 | 0.4868 | 37 | 76 | 100,970 | 177,452 |
2004-03-01 | 0.4321 | 70 | 162 | 642,221 | 68,990 |
2003-12-01 | 0.5652 | 26 | 46 | 154,230 | 80,908 |
2003-09-01 | 0.6296 | 17 | 27 | 172,901 | 225,470 |
2003-06-01 | 0.6667 | 2 | 3 | 39,622 | 39,922 |
2003-03-01 | 1.0 | 1 | 1 | 25.00 | 11,090 |
Westamerica Bancorporation Notable Stakeholders
A Westamerica Bancorporation stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Westamerica Bancorporation often face trade-offs trying to please all of them. Westamerica Bancorporation's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Westamerica Bancorporation's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
David Payne | Chairman, CEO and President CEO of Westamerica Bank and President of Westamerica Bank, Chairman of Westamerica Bank and Chairman of Executive Committee | Profile | |
Georges Ensinger | Senior Vice President and Division Manager of Human Resources | Profile | |
Russell Rizzardi | Senior Vice President and Chief Credit Administrator of Westamerica Bank | Profile | |
John Thorson | CFO, Chief Accounting Officer and Sr. VP | Profile | |
Dennis Hansen | Sr. VP of Operations and Systems | Profile | |
David Robinson | Sr. VP, Banking Division Manager, Sr. VP of Westamerica Bank and Banking Division Manager of Westamerica Bank | Profile | |
Catherine MacMillan | Independent Director | Profile | |
Joseph Bowler | Independent Director | Profile | |
E Bowler | Independent Director | Profile | |
Arthur Latno | Independent Director | Profile | |
Patrick Lynch | Independent Director | Profile | |
Etta Allen | Independent Director | Profile | |
Louis Bartolini | Independent Director | Profile | |
Edward Sylvester | Independent Director | Profile | |
Ronald Nelson | Independent Director | Profile | |
Kris Irvine | VP Secretary | Profile | |
Diane Cunningham | Corporate Secretary | Profile | |
Robert Baker | Regional Division | Profile | |
George Ensinger | Senior Manager | Profile | |
Curtis Belton | Senior Officer | Profile | |
Jesse Leavitt | VP CFO | Profile | |
Brian Donohoe | Manager - Operations & System | Profile |
About Westamerica Bancorporation Management Performance
The success or failure of an entity such as Westamerica Bancorporation often depends on how effective the management is. Westamerica Bancorporation management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Westamerica management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Westamerica management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.03 | 0.03 | |
Return On Capital Employed | 0.06 | 0.11 | |
Return On Assets | 0.03 | 0.03 | |
Return On Equity | 0.21 | 0.19 |
The data published in Westamerica Bancorporation's official financial statements usually reflect Westamerica Bancorporation's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Westamerica Bancorporation. For example, before you start analyzing numbers published by Westamerica accountants, it's critical to develop an understanding of what Westamerica Bancorporation's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Westamerica Bancorporation's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Westamerica Bancorporation's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Westamerica Bancorporation's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Westamerica Bancorporation. Please utilize our Beneish M Score to check the likelihood of Westamerica Bancorporation's management manipulating its earnings.
Westamerica Bancorporation Workforce Analysis
Traditionally, organizations such as Westamerica Bancorporation use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Westamerica Bancorporation within its industry.Westamerica Bancorporation Manpower Efficiency
Return on Westamerica Bancorporation Manpower
Revenue Per Employee | 511K | |
Revenue Per Executive | 14.9M | |
Net Income Per Employee | 252.4K | |
Net Income Per Executive | 7.4M |
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Westamerica Bancorporation. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.Note that the Westamerica Bancorporation information on this page should be used as a complementary analysis to other Westamerica Bancorporation's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
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When running Westamerica Bancorporation's price analysis, check to measure Westamerica Bancorporation's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Westamerica Bancorporation is operating at the current time. Most of Westamerica Bancorporation's value examination focuses on studying past and present price action to predict the probability of Westamerica Bancorporation's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Westamerica Bancorporation's price. Additionally, you may evaluate how the addition of Westamerica Bancorporation to your portfolios can decrease your overall portfolio volatility.
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Is Westamerica Bancorporation's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Westamerica Bancorporation. If investors know Westamerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Westamerica Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.09) | Dividend Share 1.74 | Earnings Share 5.92 | Revenue Per Share 11.96 | Quarterly Revenue Growth (0.07) |
The market value of Westamerica Bancorporation is measured differently than its book value, which is the value of Westamerica that is recorded on the company's balance sheet. Investors also form their own opinion of Westamerica Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Westamerica Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Westamerica Bancorporation's market value can be influenced by many factors that don't directly affect Westamerica Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Westamerica Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Westamerica Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Westamerica Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.