Westamerica Bancorporation Company Insiders

WABC Stock  USD 47.86  0.10  0.21%   
About 75% of Westamerica Bancorporation's corporate insiders are selling. The analysis of insiders' sentiment of trading Westamerica Bancorporation stock suggests that many insiders are alarmed at this time. Westamerica Bancorporation employs about 641 people. The company is managed by 22 executives with a total tenure of roughly 395 years, averaging almost 17.0 years of service per executive, having 29.14 employees per reported executive.
David Payne  Chairman
Chairman, CEO and President CEO of Westamerica Bank and President of Westamerica Bank, Chairman of Westamerica Bank and Chairman of Executive Committee
Georges Ensinger  President
Senior Vice President and Division Manager of Human Resources

Westamerica Bancorporation's Insider Buying Vs Selling

25

 
Selling
 
Buying

Latest Trades

2024-02-01David L PayneDisposed 11272 @ 46.79View
2024-01-30David L PayneDisposed 10000 @ 49.51View
2024-01-25David L PayneDisposed 15000 @ 49.75View
2024-01-23David L PayneDisposed 8728 @ 50.95View
2023-08-03Curtis BeltonDisposed 464 @ 49.04View
2023-07-25Curtis BeltonDisposed 26 @ 48.75View
2023-05-04Michele R HassidAcquired 265 @ 37.7View
2023-04-27Inez WondehAcquired 495 @ 40.38View
Monitoring Westamerica Bancorporation's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Westamerica Bancorporation. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.

Westamerica Bancorporation's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Westamerica Bancorporation's future performance. Based on our forecasts, it is anticipated that Westamerica will maintain a workforce of about 1100 employees by May 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Westamerica Bancorporation's latest congressional trading

Congressional trading in companies like Westamerica Bancorporation, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Westamerica Bancorporation by those in governmental positions are based on the same information available to the general public.
2022-03-16Representative James M. CostaAcquired $15K to $50KVerify

Westamerica Bancorporation Management Team Effectiveness

The company has return on total asset (ROA) of 0.024 % which means that it generated a profit of $0.024 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2199 %, meaning that it created $0.2199 on every $100 dollars invested by stockholders. Westamerica Bancorporation's management efficiency ratios could be used to measure how well Westamerica Bancorporation manages its routine affairs as well as how well it operates its assets and liabilities. At present, Westamerica Bancorporation's Return On Capital Employed is projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.03, whereas Return On Equity is forecasted to decline to 0.19. At present, Westamerica Bancorporation's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.03, whereas Total Assets are forecasted to decline to about 4.7 B.
The current year's Common Stock Shares Outstanding is expected to grow to about 30.1 M, whereas Net Income Applicable To Common Shares is forecasted to decline to about 66.7 M.

Westamerica Bancorporation Workforce Comparison

Westamerica Bancorporation is rated fifth in number of employees category among related companies. The total workforce of Financials industry is at this time estimated at about 9,319. Westamerica Bancorporation holds roughly 641 in number of employees claiming about 7% of equities under Financials industry.

Westamerica Bancorporation Profit Margins

The company has Profit Margin (PM) of 0.49 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.67 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.67.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.30.4939
Way Down
Slightly volatile
Operating Profit Margin0.850.6932
Fairly Up
Very volatile
Pretax Profit Margin0.410.6765
Way Down
Slightly volatile
Return On Assets0.02670.0254
Sufficiently Up
Slightly volatile
Return On Equity0.190.2093
Moderately Down
Slightly volatile

Westamerica Bancorporation Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Westamerica Bancorporation insiders, such as employees or executives, is commonly permitted as long as it does not rely on Westamerica Bancorporation's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Westamerica Bancorporation insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-03-01
0.6667
8
12
 79,010 
 117,405 
2023-03-01
2.25
9
4
 96,300 
 15,871 
2022-03-01
2.0
8
4
 79,215 
 14,174 
2021-03-01
1.0
7
7
 67,000 
 18,166 
2020-03-01
1.125
9
8
 53,770 
 22,264 
2019-12-01
0.5
2
4
 15,967 
 31,934 
2019-06-01
0.5
2
4
 1,030 
 4,349 
2019-03-01
0.8462
11
13
 79,357 
 74,934 
2018-09-01
0.5
1
2
 16,467 
 32,934 
2018-06-01
0.3333
4
12
 32,966 
 69,351 
2018-03-01
1.0
15
15
 121,190 
 151,400 
2017-12-01
0.5
5
10
 56,868 
 113,736 
2017-06-01
0.2
1
5
 8,332 
 19,603 
2017-03-01
0.6842
26
38
 325,545 
 416,343 
2016-12-01
0.3333
1
3
 5,900 
 11,800 
2016-06-01
0.56
14
25
 213,156 
 307,997 
2016-03-01
2.3333
7
3
 95,970 
 4,193 
2015-09-01
0.3333
1
3
 21,700 
 23,887 
2015-03-01
3.0
9
3
 121,560 
 3,905 
2014-06-01
0.3333
1
3
 25.00 
 3,568 
2014-03-01
1.5455
17
11
 257,326 
 273,759 
2013-12-01
0.4615
18
39
 202,970 
 405,157 
2013-09-01
0.3333
4
12
 50,666 
 103,712 
2013-03-01
1.1818
13
11
 274,804 
 289,590 
2012-12-01
0.5
9
18
 128,302 
 264,284 
2012-09-01
0.625
5
8
 21,566 
 43,099 
2012-06-01
0.2857
2
7
 6,300 
 15,433 
2012-03-01
1.6
16
10
 156,858 
 28,070 
2011-12-01
0.5263
10
19
 219,291 
 428,361 
2011-09-01
0.4167
5
12
 90,089 
 180,919 
2011-03-01
1.1538
15
13
 148,510 
 62,162 
2010-12-01
0.4545
5
11
 90,390 
 180,980 
2010-09-01
0.6667
2
3
 84,390 
 158,790 
2010-06-01
0.4211
8
19
 49,794 
 100,359 
2010-03-01
1.6667
20
12
 182,350 
 76,812 
2009-09-01
1.0
2
2
 441.00 
 466.71 
2009-06-01
0.5263
10
19
 283,403 
 500,657 
2009-03-01
1.6
16
10
 113,883 
 19,089 
2008-09-01
0.2414
119
493
 84,746 
 197,946 
2008-06-01
0.3253
108
332
 84,772 
 182,519 
2008-03-01
0.3946
116
294
 199,610 
 174,018 
2007-12-01
0.2975
83
279
 126,305 
 260,916 
2007-09-01
0.5037
68
135
 105,293 
 236,841 
2007-06-01
0.2857
2
7
 5,000 
 11,905 
2007-03-01
0.8
24
30
 132,430 
 39,635 
2006-12-01
0.2778
10
36
 10,500 
 30,501 
2006-09-01
0.4333
26
60
 102,100 
 176,750 
2006-06-01
0.4286
6
14
 4,500 
 10,630 
2006-03-01
6.0
12
2
 114,433 
 12,100 
2005-12-01
0.1353
18
133
 78,710 
 182,980 
2005-09-01
0.4255
20
47
 21,094 
 42,458 
2005-06-01
1.375
11
8
 6,415 
 11,702 
2005-03-01
7.0
14
2
 368,330 
 8,916 
2004-12-01
0.419
75
179
 107,290 
 213,607 
2004-09-01
1.5
3
2
 2,015 
 2,000 
2004-06-01
0.4868
37
76
 100,970 
 177,452 
2004-03-01
0.4321
70
162
 642,221 
 68,990 
2003-12-01
0.5652
26
46
 154,230 
 80,908 
2003-09-01
0.6296
17
27
 172,901 
 225,470 
2003-06-01
0.6667
2
3
 39,622 
 39,922 
2003-03-01
1.0
1
1
 25.00 
 11,090 

Westamerica Bancorporation Notable Stakeholders

A Westamerica Bancorporation stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Westamerica Bancorporation often face trade-offs trying to please all of them. Westamerica Bancorporation's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Westamerica Bancorporation's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
David PayneChairman, CEO and President CEO of Westamerica Bank and President of Westamerica Bank, Chairman of Westamerica Bank and Chairman of Executive CommitteeProfile
Georges EnsingerSenior Vice President and Division Manager of Human ResourcesProfile
Russell RizzardiSenior Vice President and Chief Credit Administrator of Westamerica BankProfile
John ThorsonCFO, Chief Accounting Officer and Sr. VPProfile
Dennis HansenSr. VP of Operations and SystemsProfile
David RobinsonSr. VP, Banking Division Manager, Sr. VP of Westamerica Bank and Banking Division Manager of Westamerica BankProfile
Catherine MacMillanIndependent DirectorProfile
Joseph BowlerIndependent DirectorProfile
E BowlerIndependent DirectorProfile
Arthur LatnoIndependent DirectorProfile
Patrick LynchIndependent DirectorProfile
Etta AllenIndependent DirectorProfile
Louis BartoliniIndependent DirectorProfile
Edward SylvesterIndependent DirectorProfile
Ronald NelsonIndependent DirectorProfile
Kris IrvineVP SecretaryProfile
Diane CunninghamCorporate SecretaryProfile
Robert BakerRegional DivisionProfile
George EnsingerSenior ManagerProfile
Curtis BeltonSenior OfficerProfile
Jesse LeavittVP CFOProfile
Brian DonohoeManager - Operations & SystemProfile

About Westamerica Bancorporation Management Performance

The success or failure of an entity such as Westamerica Bancorporation often depends on how effective the management is. Westamerica Bancorporation management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Westamerica management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Westamerica management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.03  0.03 
Return On Capital Employed 0.06  0.11 
Return On Assets 0.03  0.03 
Return On Equity 0.21  0.19 
The data published in Westamerica Bancorporation's official financial statements usually reflect Westamerica Bancorporation's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Westamerica Bancorporation. For example, before you start analyzing numbers published by Westamerica accountants, it's critical to develop an understanding of what Westamerica Bancorporation's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Westamerica Bancorporation's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Westamerica Bancorporation's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Westamerica Bancorporation's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Westamerica Bancorporation. Please utilize our Beneish M Score to check the likelihood of Westamerica Bancorporation's management manipulating its earnings.

Westamerica Bancorporation Workforce Analysis

Traditionally, organizations such as Westamerica Bancorporation use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Westamerica Bancorporation within its industry.

Westamerica Bancorporation Manpower Efficiency

Return on Westamerica Bancorporation Manpower

Revenue Per Employee511K
Revenue Per Executive14.9M
Net Income Per Employee252.4K
Net Income Per Executive7.4M
When determining whether Westamerica Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Westamerica Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Westamerica Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Westamerica Bancorporation Stock:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Westamerica Bancorporation. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.
Note that the Westamerica Bancorporation information on this page should be used as a complementary analysis to other Westamerica Bancorporation's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.

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When running Westamerica Bancorporation's price analysis, check to measure Westamerica Bancorporation's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Westamerica Bancorporation is operating at the current time. Most of Westamerica Bancorporation's value examination focuses on studying past and present price action to predict the probability of Westamerica Bancorporation's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Westamerica Bancorporation's price. Additionally, you may evaluate how the addition of Westamerica Bancorporation to your portfolios can decrease your overall portfolio volatility.
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Is Westamerica Bancorporation's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Westamerica Bancorporation. If investors know Westamerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Westamerica Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.09)
Dividend Share
1.74
Earnings Share
5.92
Revenue Per Share
11.96
Quarterly Revenue Growth
(0.07)
The market value of Westamerica Bancorporation is measured differently than its book value, which is the value of Westamerica that is recorded on the company's balance sheet. Investors also form their own opinion of Westamerica Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Westamerica Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Westamerica Bancorporation's market value can be influenced by many factors that don't directly affect Westamerica Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Westamerica Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Westamerica Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Westamerica Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.