Ally Financial Financial Statements From 2010 to 2022

ALLY -  USA Stock  

USD 40.92  2.19  5.65%

Ally Financial financial statements provide useful quarterly and yearly information to potential Ally Financial investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Ally Financial financial statements helps investors assess Ally Financial's valuation, profitability, and current liquidity needs.
We have found eighty-seven available fundamental signals for Ally Financial, which can be analyzed and compared to other ratios and to its rivals. Make sure you validate all of Ally Financial prevailing market performance against the performance between 2010 and 2022 to make sure the company can sustain itself down the road.
Ally Financial Net Income Per Employee is fairly stable at the moment as compared to the past year. Ally Financial reported Net Income Per Employee of 102,508 in 2021. Revenue Per Employee is likely to rise to about 1.1 M in 2022, whereas Earnings Before Interest Taxes and Depreciation Amortization EBITDA are likely to drop slightly above 4.7 B in 2022.
  
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Check Ally Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Ally Financial main balance sheet or income statement drivers, such as Consolidated Income of 3.3 B, Cost of Revenue of 287.7 M or Earning Before Interest and Taxes EBIT of 4.1 B, as well as many exotic indicators such as Calculated Tax Rate of 40.16, PPandE Turnover of 27.76 or Accrued Expenses Turnover of 10.75. Ally Financial financial statements analysis is a perfect complement when working with Ally Financial Valuation or Volatility modules. It can also supplement various Ally Financial Technical models. Please continue to the analysis of Ally Financial Correlation against competitors.

Ally Financial Revenues

7.47 Billion

Share

Ally Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets194.9 B182.1 B174 B
Increasing
Slightly volatile
Cash and Equivalents5.6 B5.1 B7.4 B
Decreasing
Slightly volatile
Investments174.6 B166.3 B152.3 B
Increasing
Slightly volatile
Deferred Revenue3.4 B3.5 B2.8 B
Increasing
Slightly volatile
Deposit Liabilities124.4 B141.6 B86 B
Increasing
Slightly volatile
Trade and Non Trade Receivables2.6 B2.7 B2.1 B
Increasing
Slightly volatile
Total Liabilities177.1 B165.1 B158.1 B
Increasing
Slightly volatile
Shareholders Equity15.4 B17.1 B15.6 B
Decreasing
Slightly volatile
Accumulated Other Comprehensive Income(162.2 M)(158 M)(59.2 M)
Decreasing
Very volatile
Total Debt17.5 B17 B60.3 B
Decreasing
Slightly volatile
Shareholders Equity USD15.4 B17.1 B15.6 B
Decreasing
Slightly volatile
Cash and Equivalents USD5.6 B5.1 B7.4 B
Decreasing
Slightly volatile
Total Debt USD17.5 B17 B60.3 B
Decreasing
Slightly volatile
Long Term Debt28.5 B27.8 B55.8 B
Decreasing
Slightly volatile

Ally Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Revenues7.5 B8.2 B5.4 B
Increasing
Slightly volatile
Cost of Revenue287.7 M261 M359.1 M
Decreasing
Slightly volatile
Selling General and Administrative Expense1.5 B1.6 B1.2 B
Increasing
Slightly volatile
Operating Expenses3.8 B3.8 B3.1 B
Increasing
Slightly volatile
Income Tax Expense852.4 M790 M277.9 M
Increasing
Slightly volatile
Net Loss Income from Discontinued Operations5.4 MM(34.4 M)
Increasing
Very volatile
Consolidated Income3.3 B3.1 B1.2 B
Increasing
Slightly volatile
Net Income to Non Controlling Interests51 M51.3 M56.1 M
Decreasing
Slightly volatile
Net Income3.2 BB1.2 B
Increasing
Slightly volatile
Preferred Dividends Income Statement Impact681.8 M685.8 M750 M
Decreasing
Slightly volatile
Net Income Common Stock3.2 BB1.1 B
Increasing
Slightly volatile
Weighted Average Shares369.4 M362.6 M419 M
Decreasing
Slightly volatile
Weighted Average Shares Diluted359.4 M365.2 M394.8 M
Decreasing
Slightly volatile
Earning Before Interest and Taxes EBIT4.1 B3.8 B1.5 B
Increasing
Slightly volatile
Revenues USD7.5 B8.2 B5.4 B
Increasing
Slightly volatile
Net Income Common Stock USD3.2 BB1.1 B
Increasing
Slightly volatile
Earning Before Interest and Taxes USD4.1 B3.8 B1.5 B
Increasing
Slightly volatile
Gross Profit7.1 B7.9 B5.1 B
Increasing
Slightly volatile
Operating Income3.4 B4.1 BB
Increasing
Slightly volatile

Ally Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Cash Flow Business Acquisitions and Disposals(645.7 M)(629.1 M)489.2 M
Decreasing
Slightly volatile
Net Cash Flow Investment Acquisitions and Disposals(8.9 B)(8.3 B)(7.7 B)
Increasing
Slightly volatile
Net Cash Flow from Financing(3.9 B)(3.8 B)2.9 B
Decreasing
Slightly volatile
Issuance Repayment of Debt Securities (5.6 B)(5.2 B)(4.4 B)
Decreasing
Slightly volatile
Issuance Purchase of Equity Shares(2 B)(2 B)(167 M)
Decreasing
Slightly volatile
Net Cash Flow from Investing(12 B)(11.1 B)(8.6 B)
Increasing
Slightly volatile
Net Cash Flow from Operations3.9 BB4.3 B
Decreasing
Slightly volatile
Effect of Exchange Rate Changes on Cash 2.9 M2.7 MM
Decreasing
Stable
Net Cash Flow or Change in Cash and Cash Equivalents(11.2 B)(10.9 B)(1.4 B)
Decreasing
Stable
Depreciation Amortization and Accretion1.6 B1.3 B2.2 B
Decreasing
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Earnings per Basic Share8.938.281.9741
Increasing
Slightly volatile
Earnings per Diluted Share8.878.221.96
Increasing
Slightly volatile
Earnings per Basic Share USD8.938.281.9741
Increasing
Slightly volatile
Dividends per Basic Common Share0.790.880.3996
Increasing
Slightly volatile
Return on Average Equity0.20.1810.0748
Increasing
Slightly volatile
Return on Average Assets0.01840.0170.0066
Increasing
Slightly volatile
Return on Invested Capital0.02160.020.0075
Increasing
Slightly volatile
Gross Margin1.050.9680.933
Increasing
Slightly volatile
Profit Margin0.30.3660.1535
Increasing
Slightly volatile
EBITDA Margin0.610.6160.6809
Decreasing
Slightly volatile
Return on Sales0.380.4620.2266
Increasing
Slightly volatile
Asset Turnover0.04220.0450.0317
Increasing
Slightly volatile
Payout Ratio0.150.1060.1213
Increasing
Slightly volatile
Enterprise Value over EBITDA4.174.06114.5542
Decreasing
Slightly volatile
Enterprise Value over EBIT5.135.037.0101
Decreasing
Slightly volatile
Price to Earnings Ratio7.495.759.2935
Decreasing
Stable
Sales per Share19.5122.63213.2387
Increasing
Slightly volatile
Price to Sales Ratio1.942.1042.1121
Decreasing
Slightly volatile
Price to Book Value0.970.9670.795
Increasing
Slightly volatile
Debt to Equity Ratio11.089.68110.2607
Increasing
Slightly volatile
Dividend Yield0.01990.0180.0135
Increasing
Slightly volatile
Free Cash Flow per Share10.0611.14810.2257
Decreasing
Stable
Book Value per Share40.1547.02437.6417
Decreasing
Stable
Tangible Assets Book Value per Share501502419
Increasing
Slightly volatile
Total Assets Per Share399438403
Increasing
Stable
Cash Flow Per Share12.7111.4811.608
Decreasing
Slightly volatile
Calculated Tax Rate40.1626.6838.5702
Decreasing
Stable
PPandE Turnover27.7618.0230.2302
Decreasing
Slightly volatile
Cash and Equivalents Turnover1.221.011.562
Increasing
Stable
Accrued Expenses Turnover10.7511.6211.0352
Increasing
Slightly volatile
Revenue to Assets0.07350.06810.066
Decreasing
Slightly volatile

Ally Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Earnings before Tax4.1 B3.8 B1.5 B
Increasing
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization EBITDA4.7 B5.1 B3.6 B
Increasing
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization USD4.7 B5.1 B3.6 B
Increasing
Slightly volatile
Market Capitalization15.4 B16.5 B11.8 B
Increasing
Slightly volatile
Enterprise Value21.1 B20.5 B59.3 B
Decreasing
Slightly volatile
Invested Capital196.7 B194.1 B226.1 B
Decreasing
Slightly volatile
Average Equity15.3 B16.6 B15.9 B
Decreasing
Slightly volatile
Average Assets193.3 B180.9 B172.1 B
Increasing
Slightly volatile
Invested Capital Average192.4 B186.9 B223.9 B
Decreasing
Slightly volatile
Tangible Asset Value194.9 B182.1 B174 B
Increasing
Slightly volatile
Free Cash Flow3.9 BB4.3 B
Decreasing
Slightly volatile
Revenue Per Employee1.1 MM1.2 M
Increasing
Very volatile
Net Income Per Employee103.6 K102.5 K115.7 K
Increasing
Slightly volatile

Ally Financial Fundamental Market Drivers

Forward Price Earnings5.56
Short Percent Of Float2.73%
Average Daily Volume Last 10 Day3.88M
Shares Short Prior Month12.02M
Average Daily Volume In Three Month4.29M
Date Short Interest15th of December 2021
Fifty Day Average43.20
Two Hundred Day Average48.48

Ally Financial Upcoming Events

Upcoming Quarterly Report21st of January 2022
Next Financial Report15th of April 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End21st of January 2022
Last Quarter Report30th of September 2021
Last Financial Announcement31st of December 2020

About Ally Financial Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Ally Financial income statement, its balance sheet, and the statement of cash flows. Ally Financial investors use historical funamental indicators, such as Ally Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although Ally Financial investors may use each financial statement separately, they are all related. The changes in Ally Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Ally Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Ally Financial Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Ally Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for 2022
Deferred Revenue3.5 B3.4 B
Cost of Revenue261 M287.7 M
Revenues8.2 B7.5 B
Revenue to Assets 0.07  0.07 
Revenue Per EmployeeM1.1 M
Ally Financial Inc., a bank holding company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1914 and is based in Detroit, Michigan. Ally Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 9500 people.

Ally Financial Investors Sentiment

The influence of Ally Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Ally Financial. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock markets does not have a solid backing from leading economists and market statisticians.

Ally Financial Implied Volatility

    
  60.65  
Ally Financial's implied volatility exposes the market's sentiment of Ally Financial stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Ally Financial's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Ally Financial stock will not fluctuate a lot when Ally Financial's options are near their expiration.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Ally Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Ally Financial's short interest history, or implied volatility extrapolated from Ally Financial options trading.

Current Sentiment - ALLY

Ally Financial Investor Sentiment

Most of Macroaxis users are presently bullish on Ally Financial. What is your sentiment towards investing in Ally Financial? Are you bullish or bearish?
Bullish
Bearish
98% Bullish
2% Bearish
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Pair Trading with Ally Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Ally Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Ally Financial will appreciate offsetting losses from the drop in the long position's value.

Ally Financial Pair Correlation

Correlation Analysis For Direct Indexing and Tax-loss Harvesting

The ability to find closely correlated positions to Ally Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Ally Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Ally Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Ally Financial to buy it.
The correlation of Ally Financial is a statistical measure of how it moves in relation to other equities. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Ally Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Ally Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Ally Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
Please continue to the analysis of Ally Financial Correlation against competitors. Note that the Ally Financial information on this page should be used as a complementary analysis to other Ally Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Money Managers module to screen money managers from public funds and ETFs managed around the world.

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When running Ally Financial price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.
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Is Ally Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ally Financial. If investors know Ally Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ally Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Ally Financial is measured differently than its book value, which is the value of Ally Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Ally Financial's value that differs from its market value or its book value, called intrinsic value, which is Ally Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ally Financial's market value can be influenced by many factors that don't directly affect Ally Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ally Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine Ally Financial value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ally Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.