Bank Financial Statements From 2010 to 2024

BFC Stock  USD 86.67  1.16  1.36%   
Bank First financial statements provide useful quarterly and yearly information to potential Bank First National investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Bank First financial statements helps investors assess Bank First's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Bank First's valuation are summarized below:
Gross Profit
121.7 M
Profit Margin
0.4163
Market Capitalization
867.2 M
Revenue
179 M
Earnings Share
7.28
We have found one hundred twenty available fundamental signals for Bank First National, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to validate all of Bank First's prevailing performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road.
Check Bank First financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bank main balance sheet or income statement drivers, such as Depreciation And Amortization of 8.8 M, Interest Expense of 9.4 M or Selling General Administrative of 42.4 M, as well as many exotic indicators such as Short Term Coverage Ratios of 0.73, Price Earnings Ratio of 10.32 or Price To Sales Ratio of 6.33. Bank financial statements analysis is a perfect complement when working with Bank First Valuation or Volatility modules.
  
This module can also supplement various Bank First Technical models . Check out the analysis of Bank First Correlation against competitors.

Bank First Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets4.4 B4.2 B2.1 B
Slightly volatile
Short and Long Term Debt Total135.2 M128.7 M36.9 M
Slightly volatile
Total Stockholder Equity650.8 M619.8 M239.2 M
Slightly volatile
Property Plant And Equipment Net73.4 M69.9 M29.4 M
Slightly volatile
Retained Earnings365.4 M348 M178.7 M
Slightly volatile
Cash259.8 M247.5 M99.8 M
Slightly volatile
Non Current Assets Total4.2 BB754 M
Slightly volatile
Cash And Short Term Investments135.3 M247.5 M200.5 M
Slightly volatile
Common Stock Total Equity86.4 K90.9 K198.2 K
Slightly volatile
Common Stock Shares Outstanding6.9 M10.2 M6.7 M
Slightly volatile
Liabilities And Stockholders Equity4.4 B4.2 B2.1 B
Slightly volatile
Non Current Liabilities Total1.9 B1.8 B472.5 M
Slightly volatile
Other Current Assets237.5 M250 M602.2 M
Slightly volatile
Total Liabilities3.8 B3.6 B1.4 B
Slightly volatile
Property Plant And Equipment Gross87.3 M83.1 M32.7 M
Slightly volatile
Total Current Assets237.5 M250 M731.5 M
Slightly volatile
Common Stock109.2 K115 K201.3 K
Slightly volatile
Intangible Assets42.7 M40.7 M11.3 M
Slightly volatile
Total Current Liabilities993.4 M1.8 B1.1 B
Slightly volatile
Short Term Investments141.2 M160 M129.2 M
Slightly volatile
Good Will183.9 M175.1 M47.9 M
Slightly volatile
Other Liabilities17.2 M26.3 M15.6 M
Slightly volatile
Accounts Payable1.8 B3.5 B1.7 B
Slightly volatile
Long Term Debt29.3 M51.4 M21.2 M
Slightly volatile
Inventory2.9 M2.3 M3.9 M
Slightly volatile
Property Plant Equipment68.2 M64.9 M29.2 M
Slightly volatile
Net Tangible Assets199.6 M375 M174.1 M
Slightly volatile
Long Term Investments284.8 M299.8 M691.8 M
Slightly volatile
Capital Surpluse263.6 M251 M70.4 M
Slightly volatile
Earning Assets279.4 M372.2 M265.9 M
Slightly volatile
Long Term Debt Total34.8 M27 M26.1 M
Slightly volatile
Net Invested Capital392.8 M671.2 M277.7 M
Slightly volatile
Other Current LiabilitiesB1.8 B1.7 B
Slightly volatile
Retained Earnings Total Equity249.2 M339.8 M204.6 M
Slightly volatile
Capital Stock98.8 K115 K82 K
Slightly volatile
Non Current Liabilities Other80.1 M142.1 M65.9 M
Slightly volatile
Net ReceivablesM11 M5.9 M
Slightly volatile

Bank First Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization8.8 M8.4 M2.6 M
Slightly volatile
Interest Expense9.4 M4.8 M9.3 M
Pretty Stable
Selling General Administrative42.4 M40.4 M22.9 M
Slightly volatile
Total Revenue195.4 M186.1 M76.6 M
Slightly volatile
Gross Profit195.8 M186.5 M76.7 M
Slightly volatile
Other Operating Expenses137 M130.4 M38.1 M
Slightly volatile
Operating Income113.6 M108.2 M45 M
Slightly volatile
Income Before Tax103.7 M98.8 M38.2 M
Slightly volatile
Net Income78.2 M74.5 M28.3 M
Slightly volatile
Income Tax Expense25.5 M24.3 M9.8 M
Slightly volatile
Selling And Marketing Expenses309.7 K326 KM
Slightly volatile
Net Income Applicable To Common Shares54.6 M52 M25.8 M
Slightly volatile
Net Income From Continuing Ops31.9 M52.5 M24.8 M
Slightly volatile
Tax Provision11.7 M17.1 M9.4 M
Slightly volatile
Net Interest Income81.3 M131.2 M61.8 M
Slightly volatile
Interest Income96.7 M169.6 M72.9 M
Slightly volatile
Reconciled Depreciation7.9 M7.5 M2.7 M
Slightly volatile

Bank First Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow46.8 M44.6 M21.3 M
Slightly volatile
Begin Period Cash Flow80.5 M119.4 M98.3 M
Slightly volatile
Depreciation8.8 M8.4 M2.6 M
Slightly volatile
Dividends Paid12.6 M12 M5.5 M
Slightly volatile
Capital Expenditures14.2 M13.5 M5.5 M
Slightly volatile
Total Cash From Operating Activities61 M58.1 M26.8 M
Slightly volatile
Net Income77.8 M74.1 M28.3 M
Slightly volatile
End Period Cash Flow259.8 M247.5 M124.8 M
Slightly volatile
Change To Inventory795.2 K420.3 K913.8 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Short Term Coverage Ratios0.730.76595.2233
Slightly volatile
Price Earnings Ratio10.3211.831512.5552
Slightly volatile
Price To Sales Ratio6.334.73795.1225
Very volatile
Dividend Yield0.02270.01360.0195
Slightly volatile
Price Book Value Ratio1.181.42241.4558
Slightly volatile
Operating Cash Flow Per Share5.995.70943.6811
Slightly volatile
Dividend Payout Ratio0.280.16050.2335
Slightly volatile
Price To Operating Cash Flows Ratio8.7815.178511.9978
Slightly volatile
Free Cash Flow Per Share4.64.3842.9566
Slightly volatile
Price To Free Cash Flows Ratio10.8219.767515.1318
Slightly volatile
Pretax Profit Margin0.640.53090.5845
Slightly volatile
Ebt Per Ebit0.960.91310.7599
Slightly volatile
Operating Profit Margin0.550.58141.0055
Slightly volatile
Effective Tax Rate0.180.24580.266
Slightly volatile
Company Equity Multiplier11.126.83649.8444
Slightly volatile
Long Term Debt To Capitalization0.07270.07660.1043
Pretty Stable
Cash Per Share42.0540.0531.6782
Slightly volatile
Total Debt To Capitalization0.290.17030.1659
Pretty Stable
Interest Coverage23.5522.43316.5473
Slightly volatile
Return On Capital Employed0.02980.04520.0389
Slightly volatile
Payout Ratio0.280.16050.2335
Slightly volatile
Debt Equity Ratio0.20.20530.2155
Very volatile
Ebit Per Revenue0.550.58141.0055
Slightly volatile
Quick Ratio0.210.22152.7675
Slightly volatile
Net Income Per E B T0.850.75420.736
Slightly volatile
Cash Ratio0.130.134325.1152
Slightly volatile
Operating Cash Flow Sales Ratio0.30.31210.4767
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.920.76780.8243
Slightly volatile
Cash Flow Coverage Ratios0.430.45651.686
Slightly volatile
Price To Book Ratio1.181.42241.4558
Slightly volatile
Current Ratio0.130.1357281
Slightly volatile
Fixed Asset Turnover2.22.66242.7765
Slightly volatile
Price Cash Flow Ratio8.7815.178511.9978
Slightly volatile
Debt Ratio0.04380.030.024
Pretty Stable
Cash Flow To Debt Ratio0.430.45651.686
Slightly volatile
Price Sales Ratio6.334.73795.1225
Very volatile
Return On Assets0.00910.01760.012
Slightly volatile
Asset Turnover0.02780.04390.0336
Slightly volatile
Net Profit Margin0.50.40040.434
Pretty Stable
Gross Profit Margin0.80.90.9818
Slightly volatile
Price Fair Value1.181.42241.4558
Slightly volatile
Return On Equity0.120.12020.1175
Pretty Stable

Bank Fundamental Market Drivers

Cash And Short Term Investments247.5 M

Bank Upcoming Events

16th of April 2024
Upcoming Quarterly Report
View
16th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
21st of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Bank First Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Bank First income statement, its balance sheet, and the statement of cash flows. Bank First investors use historical funamental indicators, such as Bank First's revenue or net income, to determine how well the company is positioned to perform in the future. Although Bank First investors may use each financial statement separately, they are all related. The changes in Bank First's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Bank First's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Bank First Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Bank First. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for 2024
Total Revenue186.1 M195.4 M
Cost Of Revenue-355.5 K-337.7 K
Ebit Per Revenue 0.58  0.55 
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Bank First in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Bank First's short interest history, or implied volatility extrapolated from Bank First options trading.

Pair Trading with Bank First

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank First position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank First will appreciate offsetting losses from the drop in the long position's value.

Moving together with Bank Stock

  0.73MBWM Mercantile Bank Fiscal Quarter End 31st of March 2024 PairCorr
  0.69MCBS MetroCity Bankshares Fiscal Quarter End 31st of March 2024 PairCorr

Moving against Bank Stock

  0.43MFBP MF BancorpPairCorr
  0.42KB KB Financial Group Financial Report 20th of May 2024 PairCorr
The ability to find closely correlated positions to Bank First could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank First when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank First - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank First National to buy it.
The correlation of Bank First is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank First moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank First National moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bank First can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Bank First National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank First's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank First National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank First National Stock:
Check out the analysis of Bank First Correlation against competitors.
Note that the Bank First National information on this page should be used as a complementary analysis to other Bank First's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.

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When running Bank First's price analysis, check to measure Bank First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank First is operating at the current time. Most of Bank First's value examination focuses on studying past and present price action to predict the probability of Bank First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank First's price. Additionally, you may evaluate how the addition of Bank First to your portfolios can decrease your overall portfolio volatility.
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Is Bank First's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank First. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.369
Dividend Share
1.15
Earnings Share
7.28
Revenue Per Share
17.596
Quarterly Revenue Growth
0.995
The market value of Bank First National is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank First's value that differs from its market value or its book value, called intrinsic value, which is Bank First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank First's market value can be influenced by many factors that don't directly affect Bank First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.