Byline Financial Statements From 2010 to 2024

BY Stock  USD 20.08  0.22  1.11%   
Byline Bancorp financial statements provide useful quarterly and yearly information to potential Byline Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Byline Bancorp financial statements helps investors assess Byline Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Byline Bancorp's valuation are summarized below:
Gross Profit
298.4 M
Profit Margin
0.3054
Market Capitalization
891.1 M
Revenue
353.3 M
Earnings Share
2.67
We have found one hundred twenty available fundamental signals for Byline Bancorp, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Byline Bancorp prevailing market performance against the performance between 2010 and 2024 to make sure the company can sustain itself down the road. Market Cap is likely to drop to about 560.1 M in 2024. Enterprise Value is likely to drop to about 870.8 M in 2024

Byline Bancorp Total Revenue

272.76 Million

Check Byline Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Byline main balance sheet or income statement drivers, such as Tax Provision of 35.9 M, Net Interest Income of 210.5 M or Interest Income of 246.5 M, as well as many exotic indicators such as Price To Sales Ratio of 3.52, Dividend Yield of 0.0086 or PTB Ratio of 1.35. Byline financial statements analysis is a perfect complement when working with Byline Bancorp Valuation or Volatility modules.
  
This module can also supplement Byline Bancorp's financial leverage analysis and stock options assessment as well as various Byline Bancorp Technical models . Check out the analysis of Byline Bancorp Correlation against competitors.
For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.

Byline Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsBB4.5 B
Slightly volatile
Short and Long Term Debt Total549.4 M553.8 M357.2 M
Slightly volatile
Total Current Liabilities6.7 B6.4 B876.9 M
Slightly volatile
Total Stockholder Equity712.3 M990.2 M498.8 M
Slightly volatile
Other Liabilities3.6 M3.8 M24.2 M
Slightly volatile
Net Tangible Assets510.8 M698 M370 M
Slightly volatile
Property Plant And Equipment Net70.4 M79.1 M95.9 M
Slightly volatile
Net Debt427.3 M327.6 M267.5 M
Slightly volatile
Accounts Payable23.3 M22.2 M4.6 M
Slightly volatile
Cash122.1 M226.1 M89.7 M
Slightly volatile
Non Current Assets Total9.1 B8.7 B2.2 B
Slightly volatile
Other AssetsB3.6 B3.6 B
Very volatile
Long Term Debt263.2 M487.7 M169.3 M
Slightly volatile
Cash And Short Term Investments214.8 M226.1 M887.8 M
Very volatile
Net Receivables407.3 M736.8 M290.9 M
Slightly volatile
Good Will126.2 M181.7 M85.8 M
Slightly volatile
Common Stock Total Equity332.6 K350.1 K98.5 M
Slightly volatile
Common Stock Shares Outstanding37.2 M40.4 M31.2 M
Slightly volatile
Short Term Investments1.1 B1.3 B957.8 M
Slightly volatile
Long Term Debt Total907.3 M864.1 M237.4 M
Slightly volatile
Liabilities And Stockholders EquityBB4.5 B
Slightly volatile
Non Current Liabilities Total1.7 B1.6 B448.3 M
Slightly volatile
Capital Surpluse453.9 M688 M296.6 M
Slightly volatile
Other Current Assets262 M275.7 M662.7 M
Pretty Stable
Other Stockholder Equity473.9 M660.8 M290.5 M
Slightly volatile
Total Liabilities5.3 BBB
Slightly volatile
Long Term Investments1.8 B1.4 B1.4 B
Slightly volatile
Property Plant And Equipment Gross111.9 M112.5 M106.9 M
Slightly volatile
Preferred Stock Total Equity10.6 M9.4 M13.2 M
Slightly volatile
Total Current Assets262 M275.7 M1.7 B
Pretty Stable
Intangible Assets17.6 M21.8 M21.8 M
Pretty Stable
Common Stock428.4 K451 K98.5 M
Slightly volatile
Property Plant Equipment71.2 M51.1 M94 M
Slightly volatile
Earning Assets1.3 BB1.2 B
Slightly volatile
Retained Earnings Total Equity205.6 M386.2 M142.8 M
Slightly volatile
Net Invested Capital1.4 B1.5 B1.1 B
Slightly volatile
Non Current Liabilities Other592.1 M753 M488.2 M
Slightly volatile
Capital Stock428.4 K451 K8.7 M
Slightly volatile
Capital Lease Obligations11.8 M14.3 M15.2 M
Slightly volatile

Byline Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Interest Income210.5 M320.4 M154.4 M
Slightly volatile
Interest Income246.5 M437.2 M178.7 M
Slightly volatile
Depreciation And Amortization5.4 MM7.3 M
Slightly volatile
Interest Expense156.3 M148.9 M34.4 M
Slightly volatile
Selling General Administrative95.1 M129.6 M73.5 M
Slightly volatile
Selling And Marketing Expenses152.8 M145.5 M21.4 M
Slightly volatile
Total Revenue272.8 M479.5 M196.9 M
Slightly volatile
Gross Profit272.8 M479.5 M196.9 M
Slightly volatile
EBITDA92.5 M145.7 M56.8 M
Slightly volatile
Cost Of Revenue35.3 M63.1 M32.7 M
Slightly volatile
Preferred Stock And Other Adjustments167.6 K176.4 K6.3 M
Slightly volatile
Reconciled Depreciation6.6 M4.2 M8.2 M
Pretty Stable

Byline Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation7.1 M6.7 M2.5 M
Slightly volatile
Begin Period Cash Flow113.6 M179.4 M121.8 M
Pretty Stable
Other Cashflows From Financing Activities28.1 M29.6 M5.6 B
Slightly volatile
Depreciation6.9 M10.5 M8.6 M
Pretty Stable
Capital Expenditures2.9 M3.9 M3.7 M
Slightly volatile
Total Cash From Financing Activities348.8 M217 M253.7 M
Slightly volatile
End Period Cash Flow122.1 M226.1 M89.7 M
Slightly volatile
Issuance Of Capital Stock1.8 M1.5 M864.3 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.521.76593.9893
Slightly volatile
Dividend Yield0.00860.01550.0141
Slightly volatile
PTB Ratio1.350.95281.7056
Slightly volatile
Days Sales Outstanding417503510
Pretty Stable
Book Value Per Share14.9924.725814.7922
Slightly volatile
Invested Capital0.820.54870.7852
Slightly volatile
Stock Based Compensation To Revenue0.00830.01260.0107
Very volatile
PB Ratio1.350.95281.7056
Slightly volatile
EV To Sales2.262.37914.9459
Slightly volatile
Payables Turnover1.982.222.4185
Slightly volatile
Sales General And Administrative To Revenue0.410.23770.4216
Slightly volatile
Cash Per Share27.0639.171133.0935
Pretty Stable
Payout Ratio0.180.13520.3309
Slightly volatile
Days Payables Outstanding118133145
Slightly volatile
Intangibles To Total Assets0.01980.02270.0226
Slightly volatile
Current Ratio0.0410.04311.4 K
Very volatile
Tangible Book Value Per Share11.8519.644611.5734
Slightly volatile
Receivables Turnover0.830.72510.7454
Very volatile
Graham Number21.0638.713120.6086
Slightly volatile
Shareholders Equity Per Share14.9924.725814.7922
Slightly volatile
Debt To Equity0.820.54870.7852
Slightly volatile
Revenue Per Share14.0113.34166.5102
Slightly volatile
Interest Debt Per Share16.8214.251414.6713
Slightly volatile
Debt To Assets0.0960.06060.0896
Slightly volatile
Price Book Value Ratio1.350.95281.7056
Slightly volatile
Days Of Payables Outstanding118133145
Slightly volatile
Dividend Payout Ratio0.180.13520.3309
Slightly volatile
Ebt Per Ebit0.980.95791.1823
Slightly volatile
Company Equity Multiplier9.619.053610.2772
Slightly volatile
Long Term Debt To Capitalization0.140.14940.3304
Pretty Stable
Total Debt To Capitalization0.380.35430.3979
Slightly volatile
Debt Equity Ratio0.820.54870.7852
Slightly volatile
Quick Ratio0.340.36051.1 K
Pretty Stable
Net Income Per E B T0.70.74051.599
Very volatile
Cash Ratio0.03360.035470.2703
Pretty Stable
Days Of Sales Outstanding417503510
Pretty Stable
Price To Book Ratio1.350.95281.7056
Slightly volatile
Fixed Asset Turnover7.096.75432.6672
Slightly volatile
Debt Ratio0.0960.06060.0896
Slightly volatile
Price Sales Ratio3.521.76593.9893
Slightly volatile
Asset Turnover0.03590.05960.0414
Slightly volatile
Gross Profit Margin0.720.810.8797
Slightly volatile
Price Fair Value1.350.95281.7056
Slightly volatile

Byline Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap560.1 M943.5 M622.1 M
Slightly volatile
Enterprise Value870.8 M1.3 B881.8 M
Slightly volatile

Byline Fundamental Market Drivers

Forward Price Earnings8.0128
Cash And Short Term Investments226.1 M

Byline Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Byline Bancorp Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Byline Bancorp income statement, its balance sheet, and the statement of cash flows. Byline Bancorp investors use historical funamental indicators, such as Byline Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Byline Bancorp investors may use each financial statement separately, they are all related. The changes in Byline Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Byline Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Byline Bancorp Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Byline Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-22.2 M-23.3 M
Total Revenue479.5 M272.8 M
Cost Of Revenue63.1 M35.3 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.24  0.41 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0.01)(0.01)
Revenue Per Share 13.34  14.01 
Ebit Per Revenue 0.28  0.22 

Pair Trading with Byline Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Byline Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Byline Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Byline Stock

  0.81AX Axos Financial Financial Report 25th of April 2024 PairCorr
  0.84PB Prosperity Bancshares Earnings Call This WeekPairCorr

Moving against Byline Stock

  0.69KB KB Financial Group Earnings Call This WeekPairCorr
  0.62WF Woori Financial Group Financial Report 21st of May 2024 PairCorr
  0.61TECTP Tectonic FinancialPairCorr
  0.51VBFC Village BankPairCorr
  0.49CFG-PD Citizens FinancialPairCorr
The ability to find closely correlated positions to Byline Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Byline Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Byline Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Byline Bancorp to buy it.
The correlation of Byline Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Byline Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Byline Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Byline Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Byline Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Byline Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Byline Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Byline Bancorp Stock:
Check out the analysis of Byline Bancorp Correlation against competitors.
For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.
You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.

Complementary Tools for Byline Stock analysis

When running Byline Bancorp's price analysis, check to measure Byline Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Byline Bancorp is operating at the current time. Most of Byline Bancorp's value examination focuses on studying past and present price action to predict the probability of Byline Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Byline Bancorp's price. Additionally, you may evaluate how the addition of Byline Bancorp to your portfolios can decrease your overall portfolio volatility.
Portfolio Rebalancing
Analyze risk-adjusted returns against different time horizons to find asset-allocation targets
Odds Of Bankruptcy
Get analysis of equity chance of financial distress in the next 2 years
Portfolio Analyzer
Portfolio analysis module that provides access to portfolio diagnostics and optimization engine
Price Transformation
Use Price Transformation models to analyze the depth of different equity instruments across global markets
Correlation Analysis
Reduce portfolio risk simply by holding instruments which are not perfectly correlated
Fundamentals Comparison
Compare fundamentals across multiple equities to find investing opportunities
Content Syndication
Quickly integrate customizable finance content to your own investment portal
Stock Screener
Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook.
Cryptocurrency Center
Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency
Volatility Analysis
Get historical volatility and risk analysis based on latest market data
Risk-Return Analysis
View associations between returns expected from investment and the risk you assume
Is Byline Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Byline Bancorp. If investors know Byline will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Byline Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.13
Dividend Share
0.36
Earnings Share
2.67
Revenue Per Share
8.822
Quarterly Revenue Growth
0.164
The market value of Byline Bancorp is measured differently than its book value, which is the value of Byline that is recorded on the company's balance sheet. Investors also form their own opinion of Byline Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Byline Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Byline Bancorp's market value can be influenced by many factors that don't directly affect Byline Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Byline Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Byline Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Byline Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.